Gavop tells you how to get the best homeowners insurance in Belle Fourche, SD by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $47,000 | $40,000 | $50,000-$75,000 |
| 2 Bedroom | $93,000 | $80,000 | $75,000-$100,000 |
| 3 Bedroom | $94,000 | $80,000 | $75,000-$100,000 |
| 4 Bedroom | $167,000 | $160,000 | $125,000-$150,000 |
| 5 Bedroom | $329,000 | $270,000 | $300,000-$350,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$122 | $597 |
| Superior Protection Discount | -$65 | $654 |
| Fire & Security Discount | -$79 | $640 |
| Hail Resistant Roof Discount | -$22 | $697 |
| Newly Constructed Home Discount | -$209 | $511 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $7,088 |
| Hail Damage | $5,587 |
| Wind Damage | $9,515 |
| Expensive Claims | |
| Fire | $36,411 |
| Accidental Discharge/Leakage | $8,194 |
| Optional Coverage Losses | $8,650 |
| Home Insurance Company Belle Fourche, SD | Homeowners Insurance Agency Belle Fourche, SD | Address | Popularity Score | Distance from Belle Fourche (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | First Western Insurance | 41 5th Ave, Belle Fourche, SD, 57717 | 1.1 | |
| State Farm | Gregg Fullerton | 1219 St Joe St Ste 200, Rapid City, SD, 57701-2669 | 50.0 | |
| Liberty Mutual Independent | First Western Insurance | 132 E Illinois St, Spearfish, SD, 57783 | 12.0 | |
| State Farm | Jodi Garcia | 1230 North Ave Ste 2, Spearfish, SD, 57783-1572 | 11.6 | |
| Liberty Mutual Independent | First Western Insurance | 311 North 27th Street Suite 4, Spearfish, SD, 57783 | 12.9 | |
| State Farm | Eric Fowler | 2118 Lazelle St, Sturgis, SD, 57785-1316 | 23.7 | |
| Farmers | Stephanie Lee | 807 10th Ave, Belle Fourche, SD, 57717 | 0.8 | |
| Liberty Mutual Independent | First Western Insurance | 41 Fifth Ave Po Box 2100, Belle Fourche, SD, 57717 | 0.9 | |
| State Farm | Duke Boston | 1826 5th Avenue, Belle Fourche, SD, 57717-1405 | 0.3 | |
| Farmers | Roger Beck | 1241 Sherman St, Sturgis, SD, 57785 | 24.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| South Dakota | $152,700 | $984 | $720 | $1,390 | $670 |
| Butte County, SD | $123,900 | $748 | $520 | $1,060 | $540 |
| Belle Fourche, SD | $113,600 | $719 | $520 | $1,030 | $510 |
| North Lawrence, SD | $236,500 | $883 | $630 | $1,250 | $620 |
| Vale, SD | $86,200 | $760 | $520 | $1,040 | $520 |
| Sturgis, SD | $147,100 | $811 | $580 | $1,140 | $560 |
| Blucksberg Mountain, SD | $221,200 | $1,196 | $810 | $1,640 | $830 |
| East Butte, SD | $207,600 | $1,154 | $820 | $1,600 | $780 |
| Crook County, WY | $219,000 | $788 | $560 | $1,120 | $560 |
| Johnson Siding, SD | $219,900 | $1,192 | $800 | $1,680 | $880 |
| West Pennington, SD | $245,300 | $1,269 | $880 | $1,800 | $920 |