Gavop's guide to buying homeowners insurance in Pepin County, WI covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $52,500 | $50,000 | $25,000-$50,000 |
| 2 Bedroom | $134,500 | $110,000 | $100,000-$125,000 |
| 3 Bedroom | $134,500 | $130,000 | $100,000-$125,000 |
| 4 Bedroom | $182,000 | $150,000 | $150,000-$175,000 |
| 5 Bedroom | $304,500 | $280,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$107 | $487 |
| Superior Protection Discount | -$53 | $540 |
| Fire & Security Discount | -$42 | $552 |
| Hail Resistant Roof Discount | -$18 | $576 |
| Newly Constructed Home Discount | -$136 | $457 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Pepin County | $2,000 | $586 | $2,586 | $426 | $2,426 | $160 |
| Pepin County, WI | $2,000 | $586 | $2,586 | $426 | $2,426 | $160 |
| Mondovi, WI | $200 | $548 | $748 | $398 | $598 | $150 |
| Altoona, WI | $2,500 | $608 | $3,108 | $442 | $2,942 | $166 |
| Pierce County, WI | $500 | $691 | $1,191 | $502 | $1,002 | $189 |
| Sand Creek, WI | $2,500 | $649 | $3,149 | $472 | $2,972 | $177 |
| Jim Falls, WI | $400 | $570 | $970 | $414 | $814 | $156 |
| Winona, MN | $2,500 | $805 | $3,305 | $585 | $3,085 | $220 |
| Winona County, MN | $100 | $965 | $1,065 | $701 | $801 | $264 |
| Hixton, WI | $700 | $620 | $1,320 | $451 | $1,151 | $170 |
| Wilson, MN | $300 | $1,299 | $1,599 | $944 | $1,244 | $355 |
| St. Charles, MN | $2,000 | $1,043 | $3,043 | $758 | $2,758 | $285 |
| Home Insurance Company Pepin County, WI | Homeowners Insurance Agency Pepin County, WI | Address | Popularity Score | Distance from Pepin County (miles) |
|---|---|---|---|---|
| Travelers | Bautch Insurance | 117 S Main St, Alma, WI, 54610 | 21.5 | |
| Travelers | Jerry Thompson Agency Inc | 208 Main St, Durand, WI, 54736 | 6.6 | |
| State Farm | Jackie Hunt | 1125 Broadway St N Ste 1, Menomonie, WI, 54751-1579 | 19.1 | |
| Farmers | John Volgren | 2104 Cameron St, Eau Claire, WI, 54703 | 19.5 | |
| State Farm | Gregg Bohlig | 3131 Stein Blvd, Eau Claire, WI, 54701-6978 | 19.5 | |
| State Farm | Sammie Bostrom | 1324 W Clairemont Ave, Eau Claire, WI, 54701-4567 | 19.2 | |
| State Farm | Debbie Ray | 16935 N Main St, Galesville, WI, 54630-7282 | 44.6 | |
| State Farm | Jim Weingart | 401 1st Ave, Durand, WI, 54736-1107 | 6.4 | |
| State Farm | Sam Gearing | 2201 Schneider Ave Se, Menomonie, WI, 54751-2327 | 17.8 | |
| Allstate | Westland Ins Serv | 120 W Broadway St, Blair, WI, 54616 | 37.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Wisconsin | $169,300 | $685 | $460 | $940 | $480 |
| Pepin County, WI | $143,800 | $593 | $430 | $840 | $410 |
| Pepin County, WI | $143,800 | $593 | $410 | $840 | $430 |
| Mondovi, WI | $110,200 | $555 | $390 | $770 | $380 |
| Altoona, WI | $155,900 | $616 | $410 | $840 | $430 |
| Pierce County, WI | $193,300 | $699 | $510 | $1,000 | $490 |
| Sand Creek, WI | $153,600 | $657 | $480 | $930 | $450 |
| Jim Falls, WI | $118,200 | $577 | $400 | $790 | $390 |
| Winona, MN | $138,900 | $815 | $560 | $1,170 | $610 |
| Winona County, MN | $158,400 | $977 | $700 | $1,400 | $700 |
| Hixton, WI | $139,300 | $628 | $420 | $860 | $440 |
| Wilson, MN | $241,800 | $1,315 | $930 | $1,870 | $940 |
| St. Charles, MN | $160,200 | $1,056 | $720 | $1,450 | $730 |