How Can I Make My Owatonna, MN Home Insurance Cheaper
Gavop tells you how to get the best homeowners insurance in Owatonna, MN by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
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Estimate Appropriate Owatonna, MN Home Insurance Coverage Levels | Back to Top
| Owatonna, MN - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Butternut Ave, SW 18th St, SE 94th Ave, Edinburgh Pl, Canterbury Pl, Sage Ln NE, NE 72nd Ave, NE 19th Ave, Maple Ave NE, NW 32nd Ave | $160,500 | $140,000 | $125,000-$150,000 | $150,500 | $140,000 | $125,000-$150,000 |
| W Pearl St, 1st St SE, SW 75th Ave, Bixby Rd, Co Hwy 31, SE 28th St, S Cedar Ave, Wall Ave, Phelps St, 21st St NW | $158,000 | $130,000 | $125,000-$150,000 | $106,000 | $100,000 | $75,000-$100,000 |
| Sunflower Ln NE, NE 26th St, 8th Ave, Co Hwy 35, Rio Vista Pl SW, NW 82nd Ave, Minnesota Ave, I- 35, E Rose St, Industrial Rd | $162,000 | $140,000 | $150,000-$175,000 | $162,000 | $150,000 | $125,000-$150,000 |
| Co Hwy 10, SE 14th Ave, Margaret Pl, N Elm Ave, SE 86th St, Co Rd 18, Meadow Ln, 22nd St SE, SW 68th St, N Pine Ave | $121,000 | $110,000 | $125,000-$150,000 | $154,000 | $130,000 | $150,000-$175,000 |
| 5th St SE, Locust Ave, W Hills Cir, NE 71st St, 20th St NE, 1st Ave NE, Glendale Pl NW, 36th St NW, 17th St SE, Parkview Pl | $145,500 | $130,000 | $125,000-$150,000 | $143,000 | $130,000 | $100,000-$125,000 |
Bundle your Owatonna, MN Auto & Home Insurance from the Same Company | Back to Top
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$69 | $789 |
| Home and Two Car | -$137 | $720 |
| Home and Three Car | -$206 | $652 |
Choose the Right Deductible for your Owatonna, MN Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Steele County | $1,500 | $981 | $2,481 | $713 | $2,213 | $268 |
| Owatonna, MN | $700 | $847 | $1,547 | $616 | $1,316 | $232 |
| Lemond, MN | $200 | $1,222 | $1,422 | $888 | $1,088 | $334 |
| Kasson, MN | $1,000 | $887 | $1,887 | $645 | $1,645 | $242 |
| Lonsdale, MN | $500 | $1,136 | $1,636 | $826 | $1,326 | $311 |
| Zumbrota, MN | $2,000 | $1,061 | $3,061 | $771 | $2,771 | $290 |
| Washington, MN | $200 | $1,595 | $1,795 | $1,159 | $1,359 | $436 |
| Randolph, MN | $2,000 | $1,572 | $3,572 | $1,142 | $3,142 | $430 |
| Conger, MN | $500 | $542 | $1,042 | $394 | $894 | $148 |
| New Trier, MN | $2,500 | $1,228 | $3,728 | $892 | $3,392 | $336 |
| Lyle, MN | $200 | $694 | $894 | $504 | $704 | $190 |
| Louisville, MN | $2,000 | $1,927 | $3,927 | $1,400 | $3,400 | $527 |
Identify Top Home Insurance Agents near Owatonna, MN | Back to Top
| Home Insurance Company Owatonna, MN | Homeowners Insurance Agency Owatonna, MN | Address | Popularity Score | Distance from Owatonna (miles) |
|---|---|---|---|---|
| State Farm | Dave Melle | 14831 Energy Way, Apple Valley, MN, 55124-5757 | 44.3 | |
| State Farm | Joe Etten | 14050 Pilot Knob Rd Ste 144, Apple Valley, MN, 55124-6648 | 45.1 | |
| State Farm | Brett Mcsparron | 15030 Glazier Ave Ste 100, Apple Valley, MN, 55124-7810 | 44.2 | |
| State Farm | John Curlee | 1565 Cliff Rd Ste 4, Eagan, MN, 55122-2574 | 48.2 | |
| State Farm | Jason Emerson | 7700 W Old Shakopee Rd Ste 112, Bloomington, MN, 55438-3308 | 50.0 | |
| Allstate | Thomas Henslin | 1812 2nd St Sw Ste C, Rochester, MN, 55902 | 37.1 | |
| State Farm | Loren Wendroth | 2434 Superior Dr Nw Ste 102, Rochester, MN, 55901-2591 | 35.4 | |
| State Farm | Jon Zweber | 10639 165th St W, Lakeville, MN, 55044-5670 | 42.7 | |
| Farmers | Julie Muelken | 16228 Main Ave Se, Prior Lake, MN, 55372 | 44.0 | |
| Farmers | Gene Drake | 116 E Broadway St, Owatonna, MN, 55060 | 0.6 |
Compare Rates for Owatonna, MN Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Minnesota | $199,700 | $1,192 | $810 | $1,630 | $820 |
| Steele County, MN | $154,300 | $993 | $700 | $1,360 | $660 |
| Owatonna, MN | $151,000 | $858 | $630 | $1,180 | $550 |
| Lemond, MN | $214,700 | $1,237 | $850 | $1,760 | $910 |
| Kasson, MN | $163,500 | $898 | $640 | $1,280 | $640 |
| Lonsdale, MN | $186,700 | $1,150 | $780 | $1,630 | $850 |
| Zumbrota, MN | $164,900 | $1,074 | $720 | $1,530 | $810 |
| Washington, MN | $341,700 | $1,614 | $1,080 | $2,310 | $1,230 |
| Randolph, MN | $335,200 | $1,591 | $1,080 | $2,210 | $1,130 |
| Conger, MN | $62,500 | $549 | $370 | $790 | $420 |
| New Trier, MN | $216,700 | $1,243 | $830 | $1,700 | $870 |
| Lyle, MN | $86,100 | $702 | $480 | $970 | $490 |
| Louisville, MN | $416,700 | $1,950 | $1,350 | $2,790 | $1,440 |
Research Home Insurance Companies Reviews in Owatonna, MN Before Buying | Back to Top
Share a review on your home insurance company
State Farm Home Insurance Reviews
Date: April 01, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Premium
State Farm insurance is made up of coverages that may help pay to repair or replace your home and belongings if they are damaged by certain perils, such as fire or theft.
Date: December 03, 2018 Age: 40 to 49 Gender: Male Marital Status: Married
Policy Offerings
They offer everything that we need from property insurance for our home as well as for a rental property that we own. We had to file a claim on the rental property several years ago and State Farm handled it flawlessly.
Date: November 03, 2018 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Communication
I like that you can communicate electronically. That makes things very handy and easy when you are a busy on the go person.
Farm Bureau Home Insurance Reviews
Date: January 16, 2019 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Policy Offerings
Farm Bureau offers tons of policies that anyone could need. They will go over everything with you and make sure you understand what you are getting. I feel more comfortable with them.
Fairmont Farmers Mutual Home Insurance Reviews
Date: February 14, 2019 Age: 50 to 59 Gender: Female Marital Status: Unmarried
Customer Service
I am satisfied as they have been working to keep (premium) costs down and give good policy incentives for reducing premiums.