How Can I Make My Owatonna, MN Home Insurance Cheaper

Gavop tells you how to get the best homeowners insurance in Owatonna, MN by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.

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Estimate Appropriate Owatonna, MN Home Insurance Coverage Levels | Back to Top

Owatonna, MN - Neighbourhoods, Census Blocks & Streets 3 Bedroom 2 Bedroom
Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
Butternut Ave, SW 18th St, SE 94th Ave, Edinburgh Pl, Canterbury Pl, Sage Ln NE, NE 72nd Ave, NE 19th Ave, Maple Ave NE, NW 32nd Ave $160,500 $140,000 $125,000-$150,000 $150,500 $140,000 $125,000-$150,000
W Pearl St, 1st St SE, SW 75th Ave, Bixby Rd, Co Hwy 31, SE 28th St, S Cedar Ave, Wall Ave, Phelps St, 21st St NW $158,000 $130,000 $125,000-$150,000 $106,000 $100,000 $75,000-$100,000
Sunflower Ln NE, NE 26th St, 8th Ave, Co Hwy 35, Rio Vista Pl SW, NW 82nd Ave, Minnesota Ave, I- 35, E Rose St, Industrial Rd $162,000 $140,000 $150,000-$175,000 $162,000 $150,000 $125,000-$150,000
Co Hwy 10, SE 14th Ave, Margaret Pl, N Elm Ave, SE 86th St, Co Rd 18, Meadow Ln, 22nd St SE, SW 68th St, N Pine Ave $121,000 $110,000 $125,000-$150,000 $154,000 $130,000 $150,000-$175,000
5th St SE, Locust Ave, W Hills Cir, NE 71st St, 20th St NE, 1st Ave NE, Glendale Pl NW, 36th St NW, 17th St SE, Parkview Pl $145,500 $130,000 $125,000-$150,000 $143,000 $130,000 $100,000-$125,000

Bundle your Owatonna, MN Auto & Home Insurance from the Same Company | Back to Top

Bundling Type Discount ($) Premium After Discount ($)
Home and One Car -$69 $789
Home and Two Car -$137 $720
Home and Three Car -$206 $652

Choose the Right Deductible for your Owatonna, MN Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Steele County $1,500 $981 $2,481 $713 $2,213 $268
Owatonna, MN $700 $847 $1,547 $616 $1,316 $232
Lemond, MN $200 $1,222 $1,422 $888 $1,088 $334
Kasson, MN $1,000 $887 $1,887 $645 $1,645 $242
Lonsdale, MN $500 $1,136 $1,636 $826 $1,326 $311
Zumbrota, MN $2,000 $1,061 $3,061 $771 $2,771 $290
Washington, MN $200 $1,595 $1,795 $1,159 $1,359 $436
Randolph, MN $2,000 $1,572 $3,572 $1,142 $3,142 $430
Conger, MN $500 $542 $1,042 $394 $894 $148
New Trier, MN $2,500 $1,228 $3,728 $892 $3,392 $336
Lyle, MN $200 $694 $894 $504 $704 $190
Louisville, MN $2,000 $1,927 $3,927 $1,400 $3,400 $527

Identify Top Home Insurance Agents near Owatonna, MN | Back to Top

Home Insurance Company Owatonna, MN Homeowners Insurance Agency Owatonna, MN Address Popularity Score Distance from Owatonna (miles)
State Farm Dave Melle 14831 Energy Way, Apple Valley, MN, 55124-5757
44.3
State Farm Joe Etten 14050 Pilot Knob Rd Ste 144, Apple Valley, MN, 55124-6648
45.1
State Farm Brett Mcsparron 15030 Glazier Ave Ste 100, Apple Valley, MN, 55124-7810
44.2
State Farm John Curlee 1565 Cliff Rd Ste 4, Eagan, MN, 55122-2574
48.2
State Farm Jason Emerson 7700 W Old Shakopee Rd Ste 112, Bloomington, MN, 55438-3308
50.0
Allstate Thomas Henslin 1812 2nd St Sw Ste C, Rochester, MN, 55902
37.1
State Farm Loren Wendroth 2434 Superior Dr Nw Ste 102, Rochester, MN, 55901-2591
35.4
State Farm Jon Zweber 10639 165th St W, Lakeville, MN, 55044-5670
42.7
Farmers Julie Muelken 16228 Main Ave Se, Prior Lake, MN, 55372
44.0
Farmers Gene Drake 116 E Broadway St, Owatonna, MN, 55060
0.6

Compare Rates for Owatonna, MN Home Insurance Providers | Back to Top

Compare Quotes from Top Providers and Save now!

Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Minnesota $199,700 $1,192 $810 $1,630 $820
Steele County, MN $154,300 $993 $700 $1,360 $660
Owatonna, MN $151,000 $858 $630 $1,180 $550
Lemond, MN $214,700 $1,237 $850 $1,760 $910
Kasson, MN $163,500 $898 $640 $1,280 $640
Lonsdale, MN $186,700 $1,150 $780 $1,630 $850
Zumbrota, MN $164,900 $1,074 $720 $1,530 $810
Washington, MN $341,700 $1,614 $1,080 $2,310 $1,230
Randolph, MN $335,200 $1,591 $1,080 $2,210 $1,130
Conger, MN $62,500 $549 $370 $790 $420
New Trier, MN $216,700 $1,243 $830 $1,700 $870
Lyle, MN $86,100 $702 $480 $970 $490
Louisville, MN $416,700 $1,950 $1,350 $2,790 $1,440

Research Home Insurance Companies Reviews in Owatonna, MN Before Buying | Back to Top

Share a review on your home insurance company


State Farm Home Insurance Reviews

Date: April 01, 2019    Age: 30 to 39    Gender: Male    Marital Status: Married

Premium
State Farm insurance is made up of coverages that may help pay to repair or replace your home and belongings if they are damaged by certain perils, such as fire or theft.

Date: December 03, 2018    Age: 40 to 49    Gender: Male    Marital Status: Married

Policy Offerings
They offer everything that we need from property insurance for our home as well as for a rental property that we own. We had to file a claim on the rental property several years ago and State Farm handled it flawlessly.


Date: November 03, 2018    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Communication
I like that you can communicate electronically. That makes things very handy and easy when you are a busy on the go person.

Farm Bureau Home Insurance Reviews

Date: January 16, 2019    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Policy Offerings
Farm Bureau offers tons of policies that anyone could need. They will go over everything with you and make sure you understand what you are getting. I feel more comfortable with them.


Fairmont Farmers Mutual Home Insurance Reviews

Date: February 14, 2019    Age: 50 to 59    Gender: Female    Marital Status: Unmarried

Customer Service
I am satisfied as they have been working to keep (premium) costs down and give good policy incentives for reducing premiums.