Gavop tells you how to get the best homeowners insurance in Cairo, NY by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Cairo, NY - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Co Rd 85, Jerome Ave, Holzmann Exd, Cornell Ave, S Lincoln Dr, Manor Woods Rd, Cherokee Ln, Rolling Meadow Ln Exn, E Moorehouse Rd, South Rd | $144,500 | $140,000 | $150,000-$175,000 | $139,500 | $120,000 | $150,000-$175,000 |
| Old Rte 23, Silver Spur Rd, Evergreen Dr, Co Rd 20, Red Rock Rd, Co Rd 20A, Railroad Ave, Phelps Rd, Gina Marie Ave, Thomas Dr | $114,000 | $110,000 | $100,000-$125,000 | $87,500 | $70,000 | $50,000-$75,000 |
| Crow's Nest Rd, Meadow Rd, Rolling Meadow Rd, Joel M Austin Rd, Winter Clove Rd, Colonial Ct, Meyers St, Eisenhardt Loop, Co Rd 39, Horseneck Rd | $167,000 | $150,000 | $125,000-$150,000 | $188,500 | $170,000 | $200,000-$250,000 |
| Lakeview Dr, Malstrom Dr, Grove St, Bogardus Rd, Kirwin Rd, Hearts Content Rd, Garcia Ln, Katin Ln, Anthony Dr, Bauer Jr Rd | $153,000 | $130,000 | $150,000-$175,000 | $145,500 | $130,000 | $150,000-$175,000 |
| Wm Dinger Rd, Doman Rd, Mt Vw, Bross St, Ross Rd, Cedar St, Madeline St, Rudolph Weir Jr Rd, Co Rd 24, Novack Rd | $126,500 | $110,000 | $100,000-$125,000 | $82,000 | $80,000 | $75,000-$100,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$51 | $588 |
| Home and Two Car | -$109 | $530 |
| Home and Three Car | -$153 | $486 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Greene County | $700 | $672 | $1,372 | $488 | $1,188 | $184 |
| Cairo, NY | $1,000 | $631 | $1,631 | $459 | $1,459 | $173 |
| Berne, NY | $200 | $746 | $946 | $542 | $742 | $204 |
| Lincoln Park, NY | $1,500 | $679 | $2,179 | $493 | $1,993 | $185 |
| Shokan, NY | $200 | $961 | $1,161 | $699 | $899 | $263 |
| Voorheesville, NY | $1,500 | $865 | $2,365 | $628 | $2,128 | $236 |
| Shandaken, NY | $500 | $771 | $1,271 | $560 | $1,060 | $211 |
| Altamont, NY | $700 | $970 | $1,670 | $705 | $1,405 | $265 |
| Harpersfield, NY | $200 | $630 | $830 | $458 | $658 | $172 |
| Kortright, NY | $2,000 | $667 | $2,667 | $485 | $2,485 | $182 |
| Glenville, NY | $200 | $667 | $867 | $485 | $685 | $182 |
| Freedom Plains, NY | $2,500 | $783 | $3,283 | $569 | $3,069 | $214 |
| Home Insurance Company Cairo, NY | Homeowners Insurance Agency Cairo, NY | Address | Popularity Score | Distance from Cairo (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Marshall & Sterling | 110 Main St, Poughkeepsie, NY, 12601 | 41.2 | |
| State Farm | Diane Disomma | 3 Spackenkill Rd, Poughkeepsie, NY, 12603-5312 | 44.4 | |
| Travelers | Donna M Lavigne Agency | 552 Main Street, Cobleskill, NY, 12043 | 35.5 | |
| Nationwide | Steven E Laubach | 501 Main St. Suite 1, New Paltz, NY, 12561-1628 | 38.6 | |
| Travelers | Walenta & Co Agency Inc | 10734 Rt 32, Greenville, NY, 12083 | 7.1 | |
| Allstate | Julie Baldes | 931 Altamont Ave, Schenectady, NY, 12303 | 34.2 | |
| Travelers | Carter-Mgm Insurance Agency Llc | 4 Commerce St, Poughkeepsie, NY, 12603 | 43.4 | |
| Travelers | Pretak & Pagones Insurance Agency Inc | 2668 South Road, Poughkeepsie, NY, 12601 | 43.5 | |
| Travelers | Ralph V Ellis Insurance Agency | 85 Civic Ctr Plz Ste 102, Poughkeepsie, NY, 12601 | 41.1 | |
| Allstate | Gary Trabucco | 234 Main St, New Paltz, NY, 12561 | 38.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New York | $293,000 | $1,164 | $830 | $1,620 | $790 |
| Greene County, NY | $176,100 | $680 | $480 | $930 | $450 |
| Cairo, NY | $170,500 | $639 | $450 | $880 | $430 |
| Berne, NY | $195,400 | $755 | $540 | $1,040 | $500 |
| Lincoln Park, NY | $170,400 | $687 | $490 | $980 | $490 |
| Shokan, NY | $253,600 | $973 | $670 | $1,370 | $700 |
| Voorheesville, NY | $230,100 | $875 | $620 | $1,200 | $580 |
| Shandaken, NY | $203,300 | $780 | $540 | $1,080 | $540 |
| Altamont, NY | $255,500 | $982 | $660 | $1,390 | $730 |
| Harpersfield, NY | $146,900 | $638 | $470 | $880 | $410 |
| Kortright, NY | $165,600 | $675 | $490 | $940 | $450 |
| Glenville, NY | $185,500 | $675 | $470 | $940 | $470 |
| Freedom Plains, NY | $207,500 | $793 | $560 | $1,100 | $540 |