Gavop's guide to buying homeowners insurance in Thornapple, MI covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Thornapple, MI - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Rivers Edge Ln, W Main St, Thornapple Hills Dr, Misty Ridge Dr, Green Lake Rd, Johnson St, Broadway St, Amber Ridge Dr, Seneca Ridge Dr, Green Meadows Dr | $176,500 | $150,000 | $175,000-$200,000 | $284,000 | $230,000 | $250,000-$300,000 |
| Charles St, Firwood Dr, Eagleview Ct, Marsh Hollow Dr, Misty Ridge Rd, Village Edge Dr, Wickwood Way, N Payne Lake Rd, Raven Ct, Finkbinder Rd | $159,000 | $140,000 | $150,000-$175,000 | $229,000 | $190,000 | $250,000-$300,000 |
| Stags Leap Ct, Oak Wind Ct, Russell St, Trinity Ln, Schad Rd, Rolling Oaks Ln, Town Center Dr, Ashley Ln, N High St, Holes Ave | $144,000 | $140,000 | $100,000-$125,000 | $189,000 | $160,000 | $150,000-$175,000 |
| Kiser Rd, Piccione Dr, Loop Rd, Robertson Rd, Patterson Rd, Church St, Redbud Ct, Riverside Ln, Mulberry Dr, Hemlock Ct | $184,500 | $170,000 | $200,000-$250,000 | $243,000 | $220,000 | $200,000-$250,000 |
| Twin Creek Dr, Eagle Ridge Dr, Sunset Hills Dr, E Main St, State St, Tanglewood Dr, Hilltop Dr, Railroad St, W Irving Rd, Robin Rd | $181,500 | $170,000 | $150,000-$175,000 | $223,500 | $180,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$128 | $544 |
| Superior Protection Discount | -$60 | $612 |
| Fire & Security Discount | -$47 | $625 |
| Hail Resistant Roof Discount | -$20 | $652 |
| Newly Constructed Home Discount | -$195 | $477 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Barry County | $1,500 | $756 | $2,256 | $550 | $2,050 | $207 |
| Thornapple, MI | $2,000 | $664 | $2,664 | $482 | $2,482 | $181 |
| Wayland, MI | $200 | $718 | $918 | $522 | $722 | $196 |
| Byron Center, MI | $1,000 | $740 | $1,740 | $538 | $1,538 | $202 |
| Delton, MI | $300 | $758 | $1,058 | $551 | $851 | $207 |
| Monterey, MI | $1,000 | $772 | $1,772 | $561 | $1,561 | $211 |
| Holland charter, MI | $300 | $656 | $956 | $477 | $777 | $179 |
| Bushnell, MI | $2,500 | $700 | $3,200 | $509 | $3,009 | $191 |
| Lawton, MI | $300 | $709 | $1,009 | $516 | $816 | $194 |
| Montcalm County, MI | $700 | $692 | $1,392 | $503 | $1,203 | $189 |
| DeWitt, MI | $200 | $850 | $1,050 | $617 | $817 | $232 |
| Day, MI | $1,500 | $685 | $2,185 | $498 | $1,998 | $187 |
| Home Insurance Company Thornapple, MI | Homeowners Insurance Agency Thornapple, MI | Address | Popularity Score | Distance from Thornapple (miles) |
|---|---|---|---|---|
| Nationwide | Dalessandro Agency Inc | 1500 44th St Se, Kentwood, MI, 49508-5013 | 13.3 | |
| State Farm | Greg Lemanski | 3323 W Saginaw St, Lansing, MI, 48917-2312 | 45.9 | |
| Farmers | Troy Dalman | 128 W Mill St, Hastings, MI, 49058 | 11.6 | |
| State Farm | Dan Demartin | 2515 E Jolly Rd, Lansing, MI, 48910-8544 | 50.0 | |
| State Farm | Jennifer Blumer | 6540 Millennium Drive Suite 160, Lansing, MI, 48917 | 43.4 | |
| State Farm | Darrean Dunn | 1824 S Pennsylvania Ave Ste B, Lansing, MI, 48910-1891 | 48.8 | |
| State Farm | Dave Schuch | 129 E Main Ave, Zeeland, MI, 49464-1735 | 27.2 | |
| State Farm | Phil Annis | 12452 Stafford Rd, Ravenna, MI, 49451-9783 | 39.5 | |
| Allstate | John Barber | 2314 Cedar St, Holt, MI, 48842 | 49.6 | |
| State Farm | Brian W Hammond | 357 S River Ave, Holland, MI, 49423-3355 | 31.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Michigan | $136,400 | $775 | $520 | $1,080 | $560 |
| Barry County, MI | $146,300 | $765 | $560 | $1,090 | $530 |
| Thornapple, MI | $154,700 | $672 | $480 | $930 | $450 |
| Wayland, MI | $103,900 | $727 | $530 | $1,010 | $480 |
| Byron Center, MI | $222,800 | $749 | $520 | $1,070 | $550 |
| Delton, MI | $130,300 | $767 | $520 | $1,100 | $580 |
| Monterey, MI | $140,800 | $781 | $550 | $1,110 | $560 |
| Holland charter, MI | $147,800 | $664 | $480 | $920 | $440 |
| Bushnell, MI | $93,200 | $709 | $510 | $1,000 | $490 |
| Lawton, MI | $98,100 | $718 | $520 | $1,020 | $500 |
| Montcalm County, MI | $101,000 | $700 | $480 | $960 | $480 |
| DeWitt, MI | $200,100 | $860 | $590 | $1,210 | $620 |
| Day, MI | $84,200 | $693 | $480 | $990 | $510 |