Gavop shows you how to buy homeowners insurance in Clayton, GA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Clayton, GA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Louisiana Cir, Silver Leaf Ln, Colonel Ln, Woodall Rd, Owl Creek Dr, Leaning Chimney Dr, Mitchell Ln, Benny Mountain Rd, Snyder Ln, Foothill Ln | $166,000 | $130,000 | $175,000-$200,000 | $165,000 | $140,000 | $125,000-$150,000 |
| Possom Trot Rd, Benny Mtn Rd, Rollin Hills Ln, Dixieland St, Stekoa Crk Rd, Travelers Ln, Luther Watts Dr, Saddle Gap Rd, Derbyshire Ln, Walking Stick Rd | $216,000 | $200,000 | $200,000-$250,000 | $107,000 | $100,000 | $100,000-$125,000 |
| Callenback Ln, Bull Frog Ln, Roosevelt Cir, Colorado Ln, Saddle Gap, Violet Ln, Idaho Ln, Phillips Ln, Tator Tot Ln, Hwy 646 | $198,000 | $170,000 | $200,000-$250,000 | $170,000 | $150,000 | $175,000-$200,000 |
| Kingwood Dr, Fernwood Ln, Mellie Keener Rd, Lenora Ln, Knots Ln, Howard Gap Rd, Sycamore Cir, N Germany Mountain Rd, Helen Ln, Kurt Dotson Dr | $216,000 | $200,000 | $150,000-$175,000 | $189,500 | $180,000 | $200,000-$250,000 |
| Dogwood Way, Grouse Ledge Dr, Devil's Branch Rd, Bachelers Button, Lee St, Starling Hill Ln, Mystic Vw, US Hwy 76 W, Hiram Ln, S Church St | $117,500 | $110,000 | $125,000-$150,000 | $108,000 | $90,000 | $100,000-$125,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$129 | $677 |
| Superior Protection Discount | -$73 | $734 |
| Fire & Security Discount | -$56 | $750 |
| Hail Resistant Roof Discount | -$16 | $790 |
| Newly Constructed Home Discount | -$234 | $573 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Rabun County | $2,000 | $838 | $2,838 | $609 | $2,609 | $229 |
| Clayton, GA | $2,500 | $797 | $3,297 | $579 | $3,079 | $218 |
| Long Creek, SC | $200 | $860 | $1,060 | $625 | $825 | $235 |
| Salem, SC | $1,500 | $931 | $2,431 | $676 | $2,176 | $254 |
| Transylvania County, NC | $700 | $981 | $1,681 | $713 | $1,413 | $268 |
| Pickens, SC | $100 | $642 | $742 | $466 | $566 | $175 |
| Canon, GA | $2,000 | $492 | $2,492 | $358 | $2,358 | $134 |
| Crab Creek, NC | $1,500 | $1,070 | $2,570 | $778 | $2,278 | $292 |
| Judson, SC | $100 | $302 | $402 | $220 | $320 | $83 |
| Flat Rock, NC | $1,500 | $1,656 | $3,156 | $1,203 | $2,703 | $453 |
| Home Insurance Company Clayton, GA | Homeowners Insurance Agency Clayton, GA | Address | Popularity Score | Distance from Clayton (miles) |
|---|---|---|---|---|
| State Farm | Tracy Talley | 13297 Jones St, Lavonia, GA, 30553-1163 | 35.5 | |
| Travelers | Bynum Insurance Agency | 151 Hiawassee St., Clayton, GA, 30525 | 11.2 | |
| Travelers | Richardson Insurance Llc | 30 Chechero St Ste 2, Clayton, GA, 30525 | 11.0 | |
| Liberty Mutual Independent | Appalachian Financial Group Inc | 91 E Savannah St, Clayton, GA, 30525 | 11.0 | |
| Farmers | Jeremy Hogsed | 22 W Bell St, Hiawassee, GA, 30546 | 30.1 | |
| Liberty Mutual Independent | Appalachian Financial Group Inc | 91 E Savannah St, Clayton, GA, 30525 | 11.0 | |
| Travelers | Bynum Insurance Agency | 151 Hiawassee St, Clayton, GA, 30525 | 11.1 | |
| Liberty Mutual Independent | Ssi/Toccoa Insurance | 230 N Sage St, Toccoa, GA, 30577 | 26.1 | |
| Allstate | Kim Farner Agency | 375 N Main St, Hiawassee, GA, 30546 | 30.2 | |
| State Farm | Lamar Canup | 64 N Brooks St, Cleveland, GA, 30528-1116 | 38.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Georgia | $158,400 | $1,012 | $690 | $1,430 | $740 |
| Rabun County, GA | $157,800 | $848 | $570 | $1,210 | $640 |
| Clayton, GA | $144,700 | $806 | $590 | $1,100 | $510 |
| Long Creek, SC | $127,800 | $870 | $620 | $1,240 | $620 |
| Salem, SC | $222,500 | $942 | $670 | $1,340 | $670 |
| Transylvania County, NC | $202,100 | $993 | $670 | $1,370 | $700 |
| Pickens, SC | $112,300 | $649 | $440 | $920 | $480 |
| Canon, GA | $62,400 | $498 | $340 | $700 | $360 |
| Crab Creek, NC | $218,200 | $1,083 | $770 | $1,490 | $720 |
| Judson, SC | $50,800 | $306 | $220 | $420 | $200 |
| Flat Rock, NC | $398,400 | $1,676 | $1,210 | $2,360 | $1,150 |