Gavop tells you how to get the best homeowners insurance in Moraine, OH by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $43,500 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $108,000 | $90,000 | $75,000-$100,000 |
| 3 Bedroom | $155,000 | $130,000 | $150,000-$175,000 |
| 4 Bedroom | $193,500 | $160,000 | $200,000-$250,000 |
| 5 Bedroom | $183,000 | $160,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$116 | $566 |
| Superior Protection Discount | -$61 | $620 |
| Fire & Security Discount | -$55 | $627 |
| Hail Resistant Roof Discount | -$14 | $668 |
| Newly Constructed Home Discount | -$136 | $545 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Montgomery County | $1,500 | $630 | $2,130 | $458 | $1,958 | $172 |
| Moraine, OH | $2,500 | $674 | $3,174 | $490 | $2,990 | $184 |
| Montgomery County, OH | $200 | $630 | $830 | $458 | $658 | $172 |
| Washington, OH | $700 | $692 | $1,392 | $503 | $1,203 | $189 |
| Bath, OH | $100 | $636 | $736 | $462 | $562 | $174 |
| Springfield, OH | $1,500 | $778 | $2,278 | $565 | $2,065 | $213 |
| New Madison, OH | $300 | $543 | $843 | $395 | $695 | $149 |
| Blanchester, OH | $2,000 | $576 | $2,576 | $419 | $2,419 | $157 |
| Jeffersonville, OH | $400 | $559 | $959 | $406 | $806 | $153 |
| Dry Ridge, OH | $1,500 | $824 | $2,324 | $599 | $2,099 | $225 |
| Southgate, KY | $400 | $843 | $1,243 | $612 | $1,012 | $230 |
| Greendale, IN | $2,000 | $821 | $2,821 | $597 | $2,597 | $224 |
| Home Insurance Company Moraine, OH | Homeowners Insurance Agency Moraine, OH | Address | Popularity Score | Distance from Moraine (miles) |
|---|---|---|---|---|
| Erie | Matulka Insurance Agency | 2262 County Line Road, Beavercreek, OH, 45430 | 7.4 | |
| State Farm | Zack Jacobs | 16 S Tippecanoe Dr, Tipp City, OH, 45371-1139 | 18.4 | |
| Travelers | Heyward Group Llc | 311 Wayne Ave, Dayton, OH, 45410 | 5.2 | |
| Allstate | Michael Steinke | 664 N Main St, Springboro, OH, 45066 | 8.5 | |
| Allstate | Greg Schindler | 4166 Dayton Xenia Rd, Beavercreek, OH, 45432 | 8.6 | |
| Farmers | Paul Wright | 101 E Main St Ste A, Medway, OH, 45341 | 17.8 | |
| Allstate | Andy Harmon | 2190 Hewitt Ave, Kettering, OH, 45440 | 6.7 | |
| Allstate | Evron Colhoun | 7200 N Main St Rear Apt, Dayton, OH, 45415 | 9.2 | |
| State Farm | Chuck Shafer | 1840 Lyons Rd, Centerville, OH, 45458-1839 | 5.3 | |
| State Farm | Travis L. Trice | 1601 Needmore Rd Ste 4, Dayton, OH, 45414-3848 | 8.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Ohio | $135,100 | $712 | $480 | $990 | $510 |
| Montgomery County, OH | $112,100 | $637 | $430 | $910 | $480 |
| Moraine, OH | $89,100 | $682 | $460 | $940 | $480 |
| Montgomery County, OH | $112,100 | $637 | $460 | $870 | $410 |
| Washington, OH | $200,700 | $701 | $480 | $960 | $480 |
| Bath, OH | $114,900 | $644 | $440 | $880 | $440 |
| Springfield, OH | $77,400 | $787 | $530 | $1,080 | $550 |
| New Madison, OH | $75,500 | $550 | $370 | $760 | $390 |
| Blanchester, OH | $86,100 | $583 | $400 | $820 | $420 |
| Jeffersonville, OH | $80,400 | $566 | $410 | $780 | $370 |
| Dry Ridge, OH | $200,900 | $834 | $570 | $1,160 | $590 |
| Southgate, KY | $117,600 | $853 | $580 | $1,210 | $630 |
| Greendale, IN | $124,900 | $831 | $570 | $1,160 | $590 |