How Can I Make My San Bernardino County, CA Home Insurance Cheaper

Gavop shows you how to buy homeowners insurance in San Bernardino County, CA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.

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Estimate Appropriate San Bernardino County, CA Home Insurance Coverage Levels | Back to Top

San Bernardino County, CA - Neighbourhoods, Census Blocks & Streets 3 Bedroom 2 Bedroom
Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
Arden Ave, N Ash Ave, Maryland St, Hazeltine Ct, Antelope Ln, Erlon St, Arrowhead Lake Outer Hwy, Desert Front Rd, Highview Trl, South St $101,000 $80,000 $75,000-$100,000 $138,000 $130,000 $100,000-$125,000
Vale Rd, la Serena Dr, Flower St, Needles Ln, West St, Harvey Puente, Penrose Ln, Kalisher Rd, Carro Amano Ln, Snow Ridge Rd $473,000 $410,000 $500,000-$600,000 $384,500 $330,000 $400,000-$500,000
Clifton St, Maple Dr, Boutwell Rd, Nadelhorn Dr, Victoria Falls Pkwy, Crags Ln, N 13th Ave, Kern Pl, N Terrace Ave, Sentinel Rd $429,000 $400,000 $400,000-$500,000 $258,500 $210,000 $300,000-$350,000
Imperial Dr, Shepherd Dr, Lori Ln, W Shore Rd, Mount Vernon St, Spring Meadow Ln, Wallaby St, Almeria Ct, Cory Pl, Andover Ct $287,000 $270,000 $250,000-$300,000 $114,000 $100,000 $100,000-$125,000
Conifer Ct, S Oriole Dr, Coad Rd, Bennett Ct, Stanislaus Ct, Mercury Dr, S Summit Ct, Sky Vw, Sahara Ave, Brant Xing $216,500 $190,000 $200,000-$250,000 $192,500 $170,000 $200,000-$250,000
Fairy Ave, E Parkdale Dr, Eagle Dr, Aztec Ave, Cerritos St, Winfield Rd, Leah Ln, Emerald Way, Pigeon Pass, Dover Way $236,000 $210,000 $175,000-$200,000 $249,500 $230,000 $200,000-$250,000
Mountain Vw, Moreno Dr, Bessemer Mine Rd, E Upjohn Ave, Iroquois Ave, Nevada St, Foothill Rd, Bow Canyon Ln, Corporate Center Ave, Vista Way $287,000 $260,000 $200,000-$250,000 $287,000 $240,000 $300,000-$350,000
Canterbury St, E Jurupa St, Encelia Dr, Cumberland Dr, W North Channel Access Rd, Angeles Forest St, Maxwell Ct, Choiceana Ave, Aztec St, Camino Largo Dr $130,500 $120,000 $125,000-$150,000 $93,500 $80,000 $75,000-$100,000
N Lincoln Dr, Valley Dr, Conley Ln, W Ave Monterey, Lambert Ln, Dom Way, Goat Mountain Rd, Buckskin Ave, Falderman Ave, Bryce Dr $136,000 $120,000 $125,000-$150,000 $94,500 $90,000 $75,000-$100,000
Thunderbird Ln, Elgin Rd, Long View Rd, Toyon Ct, Pearl Rd, Eucalyptus Rd, Lincoln Green St, E Philadelphia St, Harbin Ave, Arneal Rd $243,000 $220,000 $200,000-$250,000 $200,000 $160,000 $150,000-$175,000

Estimate your Savings with Home Insurance Discounts in San Bernardino County, CA | Back to Top

This table lists savings for a median home value of $241,500 and an average premium of $736

Discount Type Premium After Discount
Multipolicy Discounts $684
Superior Protection Discount $670
Fire & Security Discounts $640

Choose the Right Deductible for your San Bernardino County, CA Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
California $200 $1,690 $1,890 $1,440 $1,640 $250
San Bernardino County, CA $2,000 $1,200 $1,700 $960 $2,960 $-1,260
San Bernardino County, CA $1,500 $1,210 $1,710 $990 $2,490 $-780
Baker, CA $100 $90 $190 $80 $180 $10
Twentynine Palms-Yucca Valley, CA $2,000 $760 $1,260 $620 $2,620 $-1,360
Fort Irwin, CA $400 $810 $1,210 $690 $1,090 $120
Homestead Valley, CA $2,000 $400 $900 $350 $2,350 $-1,450
Twentynine Palms, CA $500 $610 $1,110 $490 $990 $120
Lucerne Valley, CA $1,000 $440 $940 $380 $1,380 $-440

Identify Top Home Insurance Agents near San Bernardino County, CA | Back to Top

Home Insurance Company San Bernardino County, CA Homeowners Insurance Agency San Bernardino County, CA Address Popularity Score Distance from San Bernardino County (miles)
State Farm Paul Wilkey 524 Barstow Rd, Barstow, CA, 92311-2908
47.9
Allstate Monica Lahey-Leeds 431 Barstow Rd, Barstow, CA, 92311
47.9
Allstate Amanda Guardado 1354 E Main St, Barstow, CA, 92311
46.9
Travelers United Agencies Inc 316 E Buena Vista St, Barstow, CA, 92311
47.9
State Farm Ryan Crosby 989 Armory Rd, Barstow, CA, 92311-5459
47.3
Travelers United Agencies Inc 316 E Buena Vista, Barstow, CA, 92311
47.9

Compare Rates for San Bernardino County, CA Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
California $383,900 $1,880 $1,390 $2,560 $1,170
San Bernardino County, CA $241,500 $1,160 $860 $1,580 $720
San Bernardino County, CA $241,500 $1,350 $1,000 $1,840 $840
Baker, CA $23,300 $100 $70 $140 $70
Twentynine Palms-Yucca Valley, CA $148,300 $860 $640 $1,170 $530
Fort Irwin, CA $194,700 $1,030 $760 $1,400 $640
Homestead Valley, CA $75,400 $300 $220 $410 $190
Twentynine Palms, CA $156,600 $700 $520 $950 $430
Lucerne Valley, CA $98,400 $540 $400 $730 $330

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