How Can I Make My Douglas County, MN Home Insurance Cheaper

Gavop shows you how to buy homeowners insurance in Douglas County, MN by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.

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Select the Suitable Coverage Value for your Douglas County, MN Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $87,500 $70,000 $75,000-$100,000
2 Bedroom $206,500 $170,000 $200,000-$250,000
3 Bedroom $201,500 $180,000 $175,000-$200,000
4 Bedroom $271,500 $240,000 $250,000-$300,000
5 Bedroom $477,500 $400,000 $500,000-$600,000

Estimate your Savings with Home Insurance Discounts in Douglas County, MN | Back to Top

Type Discount ($) Premium After Discount ($)
Multipolicy Discount -$176 $925
Superior Protection Discount -$99 $1,002
Fire & Security Discount -$121 $980
Hail Resistant Roof Discount -$33 $1,068
Newly Constructed Home Discount -$286 $815

Choose the Right Deductible for your Douglas County, MN Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Douglas County $2,500 $1,088 $3,588 $791 $3,291 $297
Douglas County, MN $2,500 $1,088 $3,588 $791 $3,291 $297
Elk Lake, MN $100 $1,179 $1,279 $857 $957 $322
North Fork, MN $2,000 $1,135 $3,135 $825 $2,825 $310
Langhei, MN $200 $1,252 $1,452 $910 $1,110 $342
Pepperton, MN $1,000 $1,151 $2,151 $836 $1,836 $315
Maine, MN $200 $1,291 $1,491 $938 $1,138 $353
Chokio, MN $400 $646 $1,046 $470 $870 $177
Colfax, MN $700 $1,380 $2,080 $1,003 $1,703 $377
Hayes, MN $300 $1,010 $1,310 $734 $1,034 $276
Campbell, MN $700 $416 $1,116 $302 $1,002 $114

Identify Top Home Insurance Agents near Douglas County, MN | Back to Top

Home Insurance Company Douglas County, MN Homeowners Insurance Agency Douglas County, MN Address Popularity Score Distance from Douglas County (miles)
State Farm Jolene Johannes 763 Jefferson Street North, Wadena, MN, 56482-2335
38.8
Travelers Rentz Agency Inc 517 Atlantic Ave, Morris, MN, 56267
32.9
Liberty Mutual Independent Dilley Zimny Insurance 809 Broadway St, Alexandria, MN, 56308
5.4
Travelers Hendricks Insurance Agency 215 Central Ave, Osakis, MN, 56360
15.6
State Farm Amy Roers 610 Franklin St N Ste 100, Glenwood, MN, 56334-1134
19.7
State Farm Paul Letendre 714 Atlantic Ave Ste 6, Morris, MN, 56267-1191
32.9
Allstate Rohde Insurance Services 1213 N Union Ave, Fergus Falls, MN, 56537
38.7
Farmers Mary Olmscheid 103 State Street, Elrosa, MN, 56325
35.8
State Farm Shawn Frank 21566 State Hwy 78, Battle Lake, MN, 56515-0237
26.4
State Farm Bill Stearns 320 Jefferson St N Ste 1, Wadena, MN, 56482-1373
38.5

Compare Rates for Douglas County, MN Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Minnesota $199,700 $1,192 $810 $1,700 $890
Douglas County, MN $197,200 $1,101 $790 $1,520 $730
Douglas County, MN $197,200 $1,101 $760 $1,520 $760
Elk Lake, MN $200,000 $1,193 $810 $1,680 $870
North Fork, MN $186,300 $1,149 $840 $1,570 $730
Langhei, MN $225,000 $1,267 $920 $1,790 $870
Pepperton, MN $191,100 $1,165 $840 $1,670 $830
Maine, MN $239,100 $1,307 $940 $1,860 $920
Chokio, MN $78,300 $654 $440 $920 $480
Colfax, MN $271,300 $1,397 $950 $1,980 $1,030
Hayes, MN $151,300 $1,022 $680 $1,460 $780
Campbell, MN $45,000 $421 $300 $600 $300

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