Gavop's guide to buying homeowners insurance in Garner, NC covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Garner, NC - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Tryon Pines Dr, Taunton Ct, Adrian Dr, Brook Dr, Lawndale Dr, Tardiva Dr, Perricrest Ct, Springhill Ave, Meadowbrook Dr, Clear Skyview Cir | $136,000 | $110,000 | $125,000-$150,000 | $109,500 | $90,000 | $100,000-$125,000 |
| Plum Grove Ln, Skyview Dr, Gilbert Ave, Crestwood Dr, Garner Station Blvd, Elgin Ct, Rock Service Station Rd, Farnham Ct, Viewmont Dr, Retriever Ln | $115,500 | $100,000 | $125,000-$150,000 | $103,000 | $90,000 | $100,000-$125,000 |
| Stanfield Ct, Old Memorial Cir, Nellane Dr, Thacker Ct, Lendermans Cir, Bentpine Dr, Coffeeberry Ct, Claymore Dr, Fairway Dr, Juniper Ave | $171,000 | $150,000 | $150,000-$175,000 | $102,000 | $100,000 | $100,000-$125,000 |
| Evers Dr, Drexmere St, Highmore Trl, Guiding Light Rd, Leota Dr, Colscott Pl, Topleaf Ct, Castle Manor Ct, Capital View Trl, Atchison St | $124,000 | $110,000 | $100,000-$125,000 | $91,000 | $80,000 | $75,000-$100,000 |
| Collard Patch Ln, Stonecutter Ct, Boling Dr, Middleberry Ln, Perdido Ct, Teak Cir, Wolverhampton Dr, Foxbury Dr, Southern Charm Ln, Twin Springs Rd | $160,000 | $150,000 | $175,000-$200,000 | $164,000 | $130,000 | $150,000-$175,000 |
| Spennymore Rd, State Rd 2804, Okamato St, Sunderland Ct, Hunt Farms Ln, Lassiter Farm Rd, Henry Dr, Naylor Creek Pl, Brothers Way, Cayuse Ln | $169,500 | $140,000 | $150,000-$175,000 | $203,500 | $180,000 | $150,000-$175,000 |
| Spanish Moss Ln, Raleigh Pines Dr, Valley Haven Dr, Heather Bluffs Dr, Rocca Cir, Anvil Ct, Bryan Pl, Leary Dr, Stepping Stone Ct, Rolling Field Dr | $107,500 | $90,000 | $75,000-$100,000 | $86,000 | $70,000 | $50,000-$75,000 |
| Sandra Dr, Salem St, Demille Pl, Auburn Estates Rd, Crowfield Dr, Ln of Tristram, Grassy Rio Ln, Taft Ct, Pasture View Ln, Trunecek Cir | $112,500 | $90,000 | $125,000-$150,000 | $140,500 | $120,000 | $150,000-$175,000 |
| Sandy Bay Cir, Contender Dr, Bethany Dr, Forty-Niner's Rd, Sojourn Dr, Ln of Sir Mark, Auburn Church Rd, Stefi Ct, Amaira Ct, Rendezvous Dr | $237,000 | $200,000 | $250,000-$300,000 | $202,000 | $170,000 | $175,000-$200,000 |
| Carolina Marlin Ct, Windrow Ln, Portico Pl, Seastone St, Cordiss Ct, W Garner Rd, Plaza Dr, Inwood Forest Dr, Como Dr, State Rd 2803 | $228,500 | $190,000 | $200,000-$250,000 | $94,000 | $90,000 | $75,000-$100,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$147 | $625 |
| Superior Protection Discount | -$69 | $702 |
| Fire & Security Discount | -$62 | $709 |
| Hail Resistant Roof Discount | -$23 | $748 |
| Newly Constructed Home Discount | -$162 | $609 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,276 |
| Physical Damage | $2,537 |
| Hail Damage | $4,665 |
| Wind Damage | $6,305 |
| Expensive Claims | |
| Fire | $46,016 |
| Smoke | $16,553 |
| Home Insurance Company Garner, NC | Homeowners Insurance Agency Garner, NC | Address | Popularity Score | Distance from Garner (miles) |
|---|---|---|---|---|
| State Farm | Teri Larocca | 6406 Mccrimmon Pkwy Ste 200, Morrisville, NC, 27560-8145 | 16.4 | |
| Travelers | Durfey-Hoover-Bowden Insurance | 3741 Benson Drive, Raleigh, NC, 27609 | 9.7 | |
| Erie | The Young Group Of Fuquay | 411 N Judd Parkway Ne Suite A, Fuquay Varina, NC, 27526 | 11.5 | |
| Travelers | Surevest Insurance Group | 1033 Oberlin Rd Ste 210, Raleigh, NC, 27605 | 7.5 | |
| Travelers | Capital Insurance & Financial Services Inc | 3701 Lake Boone Trail Suite 200, Raleigh, NC, 27607 | 9.2 | |
| Allstate | Reginald Wright | 1022 Ryan Rd, Cary, NC, 27511 | 9.9 | |
| Allstate | Steve Moore | 1105 Tryon Village Dr Ste 304, Cary, NC, 27518 | 7.7 | |
| State Farm | Brian Rothert | 2001 Widewaters Pkwy Ste O, Knightdale, NC, 27545-7324 | 9.5 | |
| Travelers | Surevest Insurance Group | 1033 Oberlin Road Suite 210, Raleigh, NC, 27605 | 7.5 | |
| Allstate | Peter Birkner | 133 E Main St Ste 200, Youngsville, NC, 27596 | 24.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Carolina | $161,000 | $894 | $600 | $1,270 | $670 |
| Wake County, NC | $250,700 | $1,095 | $780 | $1,550 | $770 |
| Garner, NC | $167,700 | $771 | $530 | $1,090 | $560 |
| Wilders, NC | $197,100 | $855 | $620 | $1,210 | $590 |
| Wake Forest, NC | $260,200 | $1,120 | $800 | $1,600 | $800 |
| Neills Creek, NC | $149,000 | $711 | $490 | $1,000 | $510 |
| Creedmoor, NC | $151,400 | $857 | $590 | $1,210 | $620 |
| Plain View, NC | $103,700 | $598 | $400 | $820 | $420 |
| Sharpsburg, NC | $77,500 | $498 | $350 | $690 | $340 |
| New Hope, NC | $129,500 | $643 | $430 | $880 | $450 |
| Seventy-First, NC | $126,300 | $698 | $480 | $980 | $500 |
| Bull Head, NC | $91,200 | $576 | $410 | $810 | $400 |
| Rocky Mount, NC | $104,700 | $629 | $430 | $900 | $470 |