Gavop shows you how to buy homeowners insurance in Pottawattamie County, IA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $47,000 | $40,000 | $50,000-$75,000 |
| 2 Bedroom | $89,500 | $80,000 | $75,000-$100,000 |
| 3 Bedroom | $184,000 | $170,000 | $175,000-$200,000 |
| 4 Bedroom | $261,500 | $240,000 | $300,000-$350,000 |
| 5 Bedroom | $121,500 | $110,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$135 | $658 |
| Superior Protection Discount | -$79 | $713 |
| Fire & Security Discount | -$55 | $737 |
| Hail Resistant Roof Discount | -$16 | $777 |
| Newly Constructed Home Discount | -$206 | $586 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Pottawattamie County | $1,500 | $783 | $2,283 | $569 | $2,069 | $214 |
| Pottawattamie County, IA | $2,000 | $783 | $2,783 | $569 | $2,569 | $214 |
| Hastings, IA | $400 | $482 | $882 | $350 | $750 | $132 |
| White Cloud, IA | $700 | $710 | $1,410 | $516 | $1,216 | $194 |
| Atlantic, IA | $2,500 | $625 | $3,125 | $454 | $2,954 | $171 |
| Gretna, NE | $400 | $1,358 | $1,758 | $987 | $1,387 | $371 |
| Platte Valley, NE | $1,500 | $1,264 | $2,764 | $918 | $2,418 | $345 |
| Arion, IA | $300 | $314 | $614 | $228 | $528 | $86 |
| Melville, IA | $300 | $819 | $1,119 | $595 | $895 | $224 |
| Mead, NE | $700 | $1,109 | $1,809 | $806 | $1,506 | $303 |
| Home Insurance Company Pottawattamie County, IA | Homeowners Insurance Agency Pottawattamie County, IA | Address | Popularity Score | Distance from Pottawattamie County (miles) |
|---|---|---|---|---|
| State Farm | Megan Roberts | 912 E 7th St, Atlantic, IA, 50022-1806 | 28.7 | |
| State Farm | Ej Leinen | 513 Court St, Harlan, IA, 51537-1439 | 24.9 | |
| Travelers | Campbell Insurance Agency Inc | 103 North Avenue Suite 9, Council Bluffs, IA, 51503 | 15.6 | |
| Travelers | Accurate Insurance | 508 S Locust St, Glenwood, IA, 51534 | 23.1 | |
| State Farm | Judd Knispel | 1860 Madison Ave, Council Bluffs, IA, 51503 | 15.9 | |
| Farmers | Paula Sass | 2549 2nd Ave, Council Bluffs, IA, 51501 | 18.5 | |
| State Farm | Steve Keller | 409 E Erie, Missouri Valley, IA, 51555-1644 | 23.3 | |
| State Farm | Deb Marlin | 223 N 16th St, Clarinda, IA, 51632-1605 | 49.2 | |
| State Farm | Clark Ahrenholtz | 2114 12th St, Harlan, IA, 51537-2056 | 24.1 | |
| State Farm | John Scott | 600 E Pierce St, Council Bluffs, IA, 51503 | 16.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Iowa | $137,200 | $829 | $610 | $1,180 | $570 |
| Pottawattamie County, IA | $133,500 | $792 | $530 | $1,100 | $570 |
| Pottawattamie County, IA | $133,500 | $792 | $580 | $1,130 | $550 |
| Hastings, IA | $55,000 | $488 | $340 | $700 | $360 |
| White Cloud, IA | $105,100 | $719 | $480 | $1,030 | $550 |
| Atlantic, IA | $95,200 | $632 | $450 | $880 | $430 |
| Gretna, NE | $174,400 | $1,374 | $920 | $1,950 | $1,030 |
| Platte Valley, NE | $154,500 | $1,279 | $920 | $1,780 | $860 |
| Arion, IA | $26,900 | $318 | $230 | $450 | $220 |
| Melville, IA | $137,500 | $829 | $560 | $1,180 | $620 |
| Mead, NE | $124,100 | $1,122 | $800 | $1,600 | $800 |