Gavop's guide to buying homeowners insurance in Dixie County, FL covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $41,000 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $64,500 | $60,000 | $50,000-$75,000 |
| 3 Bedroom | $143,500 | $130,000 | $150,000-$175,000 |
| 4 Bedroom | $118,000 | $110,000 | $125,000-$150,000 |
| 5 Bedroom | $257,500 | $210,000 | $300,000-$350,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$59 | $682 |
| Home and Two Car | -$126 | $616 |
| Home and Three Car | -$185 | $556 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Dixie County | $1,500 | $733 | $2,233 | $533 | $2,033 | $200 |
| Dixie County, FL | $700 | $733 | $1,433 | $533 | $1,233 | $200 |
| Cross City North, FL | $400 | $700 | $1,100 | $508 | $908 | $191 |
| Fanning Springs, FL | $1,500 | $965 | $2,465 | $701 | $2,201 | $264 |
| Perry South, FL | $500 | $941 | $1,441 | $684 | $1,184 | $257 |
| Newberry, FL | $1,000 | $1,012 | $2,012 | $736 | $1,736 | $277 |
| East Bronson, FL | $200 | $911 | $1,111 | $662 | $862 | $249 |
| Newberry-Archer, FL | $2,000 | $1,382 | $3,382 | $1,005 | $3,005 | $378 |
| Perry, FL | $200 | $808 | $1,008 | $587 | $787 | $221 |
| Inglis, FL | $1,000 | $954 | $1,954 | $694 | $1,694 | $261 |
| Gainesville, FL | $500 | $1,340 | $1,840 | $974 | $1,474 | $366 |
| Home Insurance Company Dixie County, FL | Homeowners Insurance Agency Dixie County, FL | Address | Popularity Score | Distance from Dixie County (miles) |
|---|---|---|---|---|
| State Farm | Tish Oleksy | 4960 W Newberry Rd Ste 260, Gainesville, FL, 32607-2201 | 48.4 | |
| Travelers | King Insurance Agency | 2321 Nw 41st Street, Gainesville, FL, 32606 | 49.1 | |
| Allstate | Judy Locascio | 4056 W Newberry Rd, Gainesville, FL, 32607 | 48.9 | |
| Allstate | John A. Morrison | 2950 Sw Archer Rd Ste D, Gainesville, FL, 32608 | 50.0 | |
| Allstate | Levy Insurance | 12 S Main St, Williston, FL, 32696 | 47.0 | |
| Travelers | Scarborough Insurance | 2811 Nw 41st St, Gainesville, FL, 32614 | 49.2 | |
| Travelers | Hill & Cobb Insurance Agency | Po Box 830, Cross City, FL, 32628 | 5.6 | |
| State Farm | Donna Mann | 2622 Nw 43rd St Ste A2, Gainesville, FL, 32606-6678 | 49.0 | |
| State Farm | Ric Hansen | 6500 Sw Archer Rd Ste G, Gainesville, FL, 32608-4786 | 47.2 | |
| Travelers | Mcgriff Williams Ins Agcy Inc | 3501 A W University Ave, Gainesville, FL, 32607 | 49.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Florida | $178,700 | $1,605 | $1,250 | $2,150 | $900 |
| Dixie County, FL | $71,600 | $742 | $580 | $990 | $410 |
| Dixie County, FL | $71,600 | $742 | $580 | $990 | $410 |
| Cross City North, FL | $65,700 | $708 | $550 | $950 | $400 |
| Fanning Springs, FL | $85,400 | $977 | $760 | $1,310 | $550 |
| Perry South, FL | $81,800 | $952 | $740 | $1,280 | $540 |
| Newberry, FL | $154,100 | $1,025 | $800 | $1,370 | $570 |
| East Bronson, FL | $77,400 | $922 | $720 | $1,240 | $520 |
| Newberry-Archer, FL | $200,600 | $1,399 | $1,090 | $1,870 | $780 |
| Perry, FL | $85,000 | $818 | $640 | $1,100 | $460 |
| Inglis, FL | $83,800 | $966 | $750 | $1,290 | $540 |
| Gainesville, FL | $163,900 | $1,356 | $1,060 | $1,820 | $760 |