How Can I Make My Mobile, AL Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in Mobile, AL covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
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Estimate Appropriate Mobile, AL Home Insurance Coverage Levels | Back to Top
| Mobile, AL - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Lucy St, Sycamore St, W Ladner Dr, S Belle Cour Dr, Spring Creek Cir, New Conti St, N Joseph Ave, Tutwiler Ln, Murphy St, Old US Hwy 43 | $163,000 | $140,000 | $150,000-$175,000 | $108,000 | $90,000 | $125,000-$150,000 |
| Gladys Ave, Snyder Dr, Cherry Ridge Ct W, Creekwood Ct, Anna H Dixon Ct, Oak Ave, Roland Rd, Sheldon Way, Goldenrod Dr, Roberts Rd | $137,500 | $110,000 | $125,000-$150,000 | $165,000 | $140,000 | $175,000-$200,000 |
| Fox Creek Dr W, International Blvd, Lovett Ct, Newton St, Jill Ln, Common St, Rebel Rd, W Wyoming Dr, Garfield St, la Nain Dr | $114,500 | $100,000 | $100,000-$125,000 | $61,500 | $50,000 | $50,000-$75,000 |
| Goldmine Oaks Dr S, Fort Conde Ct, Deborah Dr E, Gwin St, Shenandoah Rd W, Pine Ct, Heid Pl, Court St, Rifles Rd, Lyons Park Ave | $179,000 | $150,000 | $200,000-$250,000 | $193,000 | $180,000 | $175,000-$200,000 |
| Executive Park Dr, Byronell Ct, Holmes Dr, Moore Rd, Sedgewick Ct, Douglas Ln, Venella Ave, E Station St, N Royal St, James Madison Dr N | $140,500 | $120,000 | $100,000-$125,000 | $130,500 | $120,000 | $100,000-$125,000 |
| Summer Place Dr E, S Highpoint Dr, Co Rd 213, Loeffler St, Short Saint Charles Ave, Maglee Ave, Harris Rd, Laurel Dr, Cox St, Kyles Ln | $78,500 | $60,000 | $50,000-$75,000 | $81,500 | $70,000 | $75,000-$100,000 |
| S Muir Woods Ct, Barbour Dr, Pierson Dr, Linda Dr, Rhett Dr, Raleigh Ct, Northgate Dr W, Nerline Ln, Phillips Ln, Oak Hollow Dr | $78,000 | $70,000 | $75,000-$100,000 | $73,000 | $60,000 | $75,000-$100,000 |
| Bobolink Dr, Caledonia St, Tisdale St, Delaware St, S Waringwood Dr, Arrow Ave, Booker Ridge Ct, Gilmer Ave, Westwood St, Booker St | $123,500 | $110,000 | $100,000-$125,000 | $94,000 | $80,000 | $75,000-$100,000 |
| Vaughn Dr N, Swansea Dr, Edgewood St, Bruister St, Calhoun Rd, Tyden Ct, Franklin Cir, Quail Creek Run, N Angus Dr, Planters Ln | $137,500 | $110,000 | $100,000-$125,000 | $65,500 | $60,000 | $50,000-$75,000 |
| Lost River Rd, S Thomas Ave, Luling St, Chisam Ave, New Jersey St, Camelot Dr, Carpet Way, Carroll Ln, S Fairfax Rd, W Rebel Rd | $150,500 | $130,000 | $150,000-$175,000 | $158,000 | $130,000 | $175,000-$200,000 |
Estimate your Savings with Home Insurance Discounts in Mobile, AL | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$149 | $847 |
| Superior Protection Discount | -$90 | $906 |
| Fire & Security Discount | -$100 | $896 |
| Hail Resistant Roof Discount | -$30 | $966 |
| Newly Constructed Home Discount | -$269 | $727 |
Choose your Mobile, AL Home Insurance Coverage for your Specific Claim Requirement | Back to Top
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,095 |
| Physical Damage | $2,392 |
| Hail Damage | $4,665 |
| Wind Damage | $6,305 |
| Expensive Claims | |
| Fire | $42,442 |
| Smoke | $17,222 |
Identify Top Home Insurance Agents near Mobile, AL | Back to Top
| Home Insurance Company Mobile, AL | Homeowners Insurance Agency Mobile, AL | Address | Popularity Score | Distance from Mobile (miles) |
|---|---|---|---|---|
| State Farm | Brandon Shreves | 4308 Midmost Dr, Mobile, AL, 36609-5506 | 8.4 | |
| State Farm | Heath Parker | 4550 Spring Hill Ave, Mobile, AL, 36608-5708 | 6.4 | |
| State Farm | Barry Sides | 3901 Airport Blvd # B, Mobile, AL, 36608-1621 | 8.3 | |
| State Farm | Jeff Kahn | 1129 Sarald Blvd S Ste B, Saraland, AL, 36571-3612 | 1.8 | |
| Travelers | Statewide Auto & Home | 3221 Spring Hill Ave, Mobile, AL, 36607 | 6.1 | |
| Liberty Mutual Independent | Burkholder Insurance Inc | 115b S University Blvd, Mobile, AL, 36608 | 8.4 | |
| State Farm | Makeda Nichols | 2558 Old Shell Road, Mobile, AL, 36607-3022 | 6.8 | |
| Farmers | Ryan Reid | 3660 Dauphin St Ste A, Mobile, AL, 36608 | 7.2 | |
| State Farm | Richard Grogan | 1621 S University Blvd Ste A1, Mobile, AL, 36609-2944 | 9.8 | |
| Allstate | Gregory Dyal | 7321 Theodore Dawes Rd, Theodore, AL, 36582 | 17.0 |
Compare Rates for Mobile, AL Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Alabama | $132,100 | $1,168 | $830 | $1,670 | $840 |
| Mobile County, AL | $124,500 | $1,049 | $740 | $1,480 | $740 |
| Mobile, AL | $114,000 | $996 | $710 | $1,400 | $690 |
| Saraland, AL | $136,200 | $845 | $570 | $1,200 | $630 |
| Creola, AL | $115,900 | $1,082 | $790 | $1,500 | $710 |
| Mobile County, AL | $124,500 | $1,049 | $710 | $1,490 | $780 |
| Tanner Williams, AL | $161,600 | $927 | $670 | $1,310 | $640 |
| Theodore, AL | $121,900 | $793 | $530 | $1,130 | $600 |
| Mount Vernon, AL | $80,100 | $859 | $580 | $1,190 | $610 |
| Bay Minette, AL | $141,400 | $862 | $580 | $1,230 | $650 |
| Grand Bay, AL | $120,600 | $1,030 | $690 | $1,410 | $720 |
| Ocean Springs, MS | $158,000 | $1,024 | $740 | $1,440 | $700 |
Research Home Insurance Companies Reviews in Mobile, AL Before Buying | Back to Top
Share a review on your home insurance company
State Farm Home Insurance Reviews
Date: January 10, 2020 Age: 30 to 39 Gender: Male Marital Status: Married
Date: October 05, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Date: September 14, 2018 Age: 40 to 49 Gender: Male Marital Status: Married
Date: September 13, 2018 Age: 50 to 59 Gender: Female Marital Status: Unmarried
Date: August 16, 2018 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Date: August 09, 2018 Age: 40 to 49 Gender: Female Marital Status: Unmarried
Date: July 27, 2018 Age: Above 60 Gender: Female Marital Status: Married
Date: November 19, 2017 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Date: November 19, 2017 Age: Above 60 Gender: Female Marital Status: Married
Date: November 19, 2017 Age: 50 to 59 Gender: Male Marital Status: Married
Date: November 18, 2017 Age: 20 to 29 Gender: Female Marital Status: Married
Allstate Home Insurance Reviews
Date: March 28, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Date: February 13, 2019 Age: 40 to 49 Gender: Female Marital Status: Married
Date: October 02, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Date: July 31, 2018 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Date: May 13, 2018 Age: 50 to 59 Gender: Female Marital Status: Unmarried
Date: November 26, 2017 Age: 30 to 39 Gender: Female Marital Status: Married
GEICO Home Insurance Reviews
Date: September 12, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
Date: September 04, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Date: August 09, 2018 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Date: June 19, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Date: May 29, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
Progressive Home Insurance Reviews
Date: September 12, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Date: July 07, 2019 Age: 30 to 39 Gender: Married Marital Status: Female
Date: January 02, 2019 Age: 20 to 29 Gender: Male Marital Status: Married
Date: December 03, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Travelers Home Insurance Reviews
Date: December 31, 2018 Age: 50 to 59 Gender: Female Marital Status: Married
Foremost Insurance Home Insurance Reviews
Date: October 29, 2018 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Motorists Mutual Insurance Company Home Insurance Reviews
Date: November 16, 2018 Age: 30 to 39 Gender: Female Marital Status: Unmarried