Gavop shows you how to buy homeowners insurance in Sussex County, DE by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $82,500 | $70,000 | $75,000-$100,000 |
| 2 Bedroom | $150,000 | $130,000 | $125,000-$150,000 |
| 3 Bedroom | $207,000 | $190,000 | $200,000-$250,000 |
| 4 Bedroom | $382,500 | $340,000 | $350,000-$400,000 |
| 5 Bedroom | $500,500 | $430,000 | $500,000-$600,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$101 | $619 |
| Superior Protection Discount | -$72 | $648 |
| Fire & Security Discount | -$65 | $655 |
| Hail Resistant Roof Discount | -$14 | $705 |
| Newly Constructed Home Discount | -$166 | $554 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Sussex County | $1,000 | $711 | $1,711 | $517 | $1,517 | $194 |
| Sussex County, DE | $1,000 | $711 | $1,711 | $517 | $1,517 | $194 |
| Parsonsburg, MD | $300 | $751 | $1,051 | $546 | $846 | $205 |
| Ocean City, MD | $2,000 | $825 | $2,825 | $600 | $2,600 | $225 |
| Bowers, DE | $200 | $708 | $908 | $515 | $715 | $194 |
| Cape May, NJ | $700 | $1,851 | $2,551 | $1,345 | $2,045 | $506 |
| Kent County, DE | $200 | $660 | $860 | $480 | $680 | $180 |
| Wildwood, NJ | $2,500 | $744 | $3,244 | $541 | $3,041 | $203 |
| Whitesboro, NJ | $500 | $676 | $1,176 | $491 | $991 | $185 |
| Mount Vernon, MD | $2,000 | $859 | $2,859 | $624 | $2,624 | $235 |
| Church Creek, MD | $100 | $850 | $950 | $617 | $717 | $232 |
| Queenstown, MD | $2,000 | $919 | $2,919 | $668 | $2,668 | $251 |
| Home Insurance Company Sussex County, DE | Homeowners Insurance Agency Sussex County, DE | Address | Popularity Score | Distance from Sussex County (miles) |
|---|---|---|---|---|
| State Farm | Hunter Emory | 20650 Dupont Blvd, Georgetown, DE, 19947-3177 | 3.8 | |
| State Farm | Jeanine O'Donnell | 16583 Coastal Hwy, Lewes, DE, 19958-3739 | 9.2 | |
| State Farm | Bob Simmons | 1460 East Lebanon Road, Dover, DE, 19901-5833 | 31.8 | |
| State Farm | Mark Penuel | 522 E Market St, Georgetown, DE, 19947-2255 | 2.6 | |
| Allstate | Paul Sarnak | 19413 Jingle Shell Way Unit 1, Lewes, DE, 19958 | 9.6 | |
| State Farm | Chris White | 31038 Country Gdns Ste D2, Dagsboro, DE, 19939-5410 | 8.7 | |
| Travelers | A To Z Insurance | 1447 S Governors Ave, Dover, DE, 19904 | 33.0 | |
| Allstate | Stracar Insurance | 24083 Shortly Rd, Georgetown, DE, 19947 | 2.9 | |
| State Farm | Virgil Ellwanger | 29787 John J Williams Hwy, Millsboro, DE, 19966-4097 | 6.0 | |
| Allstate | Tony Desanctis | 105 High St, Seaford, DE, 19973 | 15.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Delaware | $238,600 | $736 | $580 | $980 | $400 |
| Sussex County, DE | $242,900 | $720 | $570 | $960 | $390 |
| Sussex County, DE | $242,900 | $720 | $570 | $960 | $390 |
| Parsonsburg, MD | $171,200 | $760 | $600 | $960 | $360 |
| Ocean City, MD | $290,700 | $835 | $660 | $1,050 | $390 |
| Bowers, DE | $225,000 | $717 | $570 | $950 | $380 |
| Cape May, NJ | $570,900 | $1,873 | $1,350 | $2,580 | $1,230 |
| Kent County, DE | $205,800 | $668 | $530 | $890 | $360 |
| Wildwood, NJ | $221,500 | $753 | $500 | $1,080 | $580 |
| Whitesboro, NJ | $128,400 | $684 | $500 | $960 | $460 |
| Mount Vernon, MD | $231,500 | $869 | $690 | $1,090 | $400 |
| Church Creek, MD | $226,900 | $860 | $680 | $1,080 | $400 |
| Queenstown, MD | $262,100 | $930 | $730 | $1,170 | $440 |