How Can I Make My Chesterfield, MI Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in Chesterfield, MI by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
Compare Quotes from Top Providers and Save now!
Select the Suitable Coverage Value for your Chesterfield, MI Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $45,000 | $40,000 | $50,000-$75,000 |
| 2 Bedroom | $99,500 | $90,000 | $75,000-$100,000 |
| 3 Bedroom | $165,500 | $140,000 | $175,000-$200,000 |
| 4 Bedroom | $261,500 | $210,000 | $300,000-$350,000 |
| 5 Bedroom | $337,000 | $320,000 | $300,000-$350,000 |
Estimate your Savings with Home Insurance Discounts in Chesterfield, MI | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$120 | $680 |
| Superior Protection Discount | -$72 | $728 |
| Fire & Security Discount | -$80 | $720 |
| Hail Resistant Roof Discount | -$24 | $776 |
| Newly Constructed Home Discount | -$216 | $584 |
Choose your Chesterfield, MI Home Insurance Coverage for your Specific Claim Requirement | Back to Top
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,854 |
| Physical Damage | $2,368 |
| Hail Damage | $4,618 |
| Wind Damage | $6,560 |
| Expensive Claims | |
| Fire | $46,463 |
| Smoke | $16,553 |
Identify Top Home Insurance Agents near Chesterfield, MI | Back to Top
| Home Insurance Company Chesterfield, MI | Homeowners Insurance Agency Chesterfield, MI | Address | Popularity Score | Distance from Chesterfield (miles) |
|---|---|---|---|---|
| State Farm | Jeff Genaw | 46640 Gratiot Ave, Chesterfield, MI, 48051-2866 | 3.5 | |
| Allstate | Jeremy Mlynarek | 53193 Hayes Rd, Shelby Township, MI, 48315 | 8.6 | |
| State Farm | Jeff Flowers | 45477 Woodward Ave, Pontiac, MI, 48341-5008 | 24.6 | |
| Allstate | Terri Megge | 35409 Jefferson Ave, Harrison Township, MI, 48045 | 8.9 | |
| State Farm | Brad Stephenson | 14916 Telegraph Rd Ste 5, Flat Rock, MI, 48134-9661 | 47.6 | |
| State Farm | Kathryn Schram | 48875 Gratiot Ave, Chesterfield, MI, 48051-2616 | 2.5 | |
| Allstate | John Kunz | 35220 23 Mile Rd, New Baltimore, MI, 48047 | 2.8 | |
| Liberty Mutual Independent | Peabody Insurance Agency Inc | 2065 N Alloy 2065 N Alloy, Fenton, MI, 48430 | 47.7 | |
| Allstate | Cameron Young | 1828 Greenfield Rd, Berkley, MI, 48072 | 24.1 | |
| Allstate | Jeff Babisz | 23123 21 Mile Rd, Macomb, MI, 48042 | 4.2 |
Compare Rates for Chesterfield, MI Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Michigan | $136,400 | $775 | $560 | $1,060 | $500 |
| Macomb County, MI | $146,700 | $765 | $550 | $1,090 | $540 |
| Chesterfield, MI | $173,700 | $800 | $550 | $1,140 | $590 |
| Sterling Heights, MI | $164,700 | $789 | $530 | $1,120 | $590 |
| Columbus, MI | $200,700 | $860 | $580 | $1,230 | $650 |
| Hazel Park, MI | $55,500 | $591 | $410 | $840 | $430 |
| Pleasant Ridge, MI | $295,900 | $1,028 | $700 | $1,420 | $720 |
| Hamtramck, MI | $53,900 | $588 | $420 | $810 | $390 |
| Detroit, MI | $42,800 | $857 | $570 | $1,220 | $650 |
| Orchard Lake Village, MI | $550,200 | $2,033 | $1,380 | $2,790 | $1,410 |
| Independence charter, MI | $237,700 | $769 | $510 | $1,070 | $560 |
| Lexington, MI | $121,600 | $754 | $550 | $1,070 | $520 |
| Belleville, MI | $127,700 | $763 | $550 | $1,090 | $540 |
Research Home Insurance Companies Reviews in Chesterfield, MI Before Buying | Back to Top
Share a review on your home insurance company
GEICO Home Insurance Reviews
Date: September 05, 2019 Age: 50 to 59 Gender: Male Marital Status: Married
Policy Offerings
They have all the similar offerings offered by all other companies. The most important is full home replacement even if the cost to rebuild is more then the original cost of the home.
State Farm Home Insurance Reviews
Date: September 19, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Premium
I honestly do not know how their rates compare because I didn't look around. I feel as if State Farm is giving me an amazing rate though.
Farmer's Insurance Home Insurance Reviews
Date: June 19, 2019 Age: 20 to 29 Gender: Married Marital Status: Female
Customer Service
farmers has extremely good customer service skills they are very helpful and always go above and beyond when ever i need anything they are there to help me.
Auto Owners Insurance Home Insurance Reviews
Date: July 11, 2019 Age: 50 to 59 Gender: Male Marital Status: Married
Premium
The premium is very reasonable. The deductible is the normal deductible that other home insurance companies offered.
Foremost Insurance Home Insurance Reviews
Date: October 30, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Premium
Compared to other companies, Foremost's premium is very reasonable. They offer several different levels of deductibles to work with your budget.