How Can I Make My Fountain Hills, AZ Home Insurance Cheaper

Gavop shows you how to buy homeowners insurance in Fountain Hills, AZ by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.

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Select the Suitable Coverage Value for your Fountain Hills, AZ Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $95,000 $80,000 $75,000-$100,000
2 Bedroom $175,500 $160,000 $200,000-$250,000
3 Bedroom $254,000 $240,000 $200,000-$250,000
4 Bedroom $507,500 $470,000 $400,000-$500,000
5 Bedroom $573,000 $480,000 $500,000-$600,000

Estimate your Savings with Home Insurance Discounts in Fountain Hills, AZ | Back to Top

Type Discount ($) Premium After Discount ($)
Multipolicy Discount -$171 $729
Superior Protection Discount -$90 $810
Fire & Security Discount -$81 $819
Hail Resistant Roof Discount -$18 $882
Newly Constructed Home Discount -$261 $639

Choose your Fountain Hills, AZ Home Insurance Coverage for your Specific Claim Requirement | Back to Top

Claim Type Average Claim Cost
General Claims
Water Damage $6,095
Physical Damage $2,513
Hail Damage $4,618
Wind Damage $6,560
Expensive Claims
Fire $46,463
Smoke $17,222

Identify Top Home Insurance Agents near Fountain Hills, AZ | Back to Top

Home Insurance Company Fountain Hills, AZ Homeowners Insurance Agency Fountain Hills, AZ Address Popularity Score Distance from Fountain Hills (miles)
Travelers Tatum Insurance Llc 8687 E Via De Ventura Ste 118, Scottsdale, AZ, 85258
9.8
Farmers Nancy Barron 9755 N 90th St Ste B150, Scottsdale, AZ, 85258
8.9
State Farm Corine Rougemont 6685 W Beardsley Rd Ste 250, Glendale, AZ, 85308-7195
27.1
Travelers Greene Insurance Group Llc 17470 N Pacesetter Way, Scottsdale, AZ, 85255
9.8
Farmers Joel Laird 10147 Grand Ave Ste B-1, Sun City, AZ, 85351
31.2
Farmers Dustin Ireland 20616 N Cave Creek Rd Ste 112d, Phoenix, AZ, 85024
17.6
State Farm Jordan Bowden 10135 E Via Linda Ste 127, Scottsdale, AZ, 85258-5312
7.6
Farmers Dean Butler 9414 E San Salvador Dr Ste 120, Scottsdale, AZ, 85258
8.5
State Farm Steve Sumwalt 13422 N Cave Creek Rd Ste 7, Phoenix, AZ, 85022-5165
17.3
Allstate Brian Klimes 8140 E Cactus Rd Ste 720a, Scottsdale, AZ, 85260
9.8

Compare Rates for Fountain Hills, AZ Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Arizona $193,200 $743 $530 $1,030 $500
Maricopa County, AZ $225,000 $757 $520 $1,080 $560
Fountain Hills, AZ $387,800 $900 $650 $1,290 $640
Scottsdale, AZ $433,500 $1,168 $840 $1,660 $820
Tempe, AZ $237,200 $770 $530 $1,090 $560
Guadalupe, AZ $101,400 $711 $490 $980 $490
Anthem, AZ $324,300 $765 $540 $1,060 $520
Sun City, AZ $130,100 $618 $420 $860 $440
Superior, AZ $86,700 $520 $360 $720 $360
Coolidge, AZ $94,200 $718 $490 $980 $490

Research Home Insurance Companies Reviews in Fountain Hills, AZ Before Buying | Back to Top

Share a review on your home insurance company


USAA Home Insurance Reviews

Date: April 13, 2019    Age: 40 to 49    Gender: Male    Marital Status: Married

Policy Offerings
Homeowners insurance policy is pretty standard no real frills. I'm not sure exactly what wouldn't compare with other insurance providers, maybe the military requirements of the policy holder.


Date: February 15, 2019    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Premium
I do have a $1000 deductible which is high but if you dont have many claims it is better to go with a higher deductible and you have a cheaper monthly premuim

Date: January 25, 2019    Age: 40 to 49    Gender: Female    Marital Status: Unmarried

Policy Offerings
I shopped around a lot and found that USAA was the best option. Their customer service is second to none and I'm very happy with them.


Farm Bureau Home Insurance Reviews

Date: January 12, 2019    Age: 30 to 39    Gender: Female    Marital Status: Married

Customer Service
Farm Bureau has not raised our home insurance rates in a while. I think they are a very good insurance company but for home we have not had to use them yet. I expect that when they are needed they will be there however as we personally know our agent.

AIG Home Insurance Reviews

Date: October 19, 2018    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Customer Service
I like when you call the company they answer quickly and have Solutions for your questions immediately and without confusion

GEICO Home Insurance Reviews

Date: November 26, 2018    Age: 40 to 49    Gender: Female    Marital Status: Unmarried

Policy Offerings
The offerings from my insurance company are a wide variety. I love that I can build my own insurance plan so it is fully customize able.