How Can I Make My Southbury, CT Home Insurance Cheaper

Gavop shows you how to buy homeowners insurance in Southbury, CT by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.

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Select the Suitable Coverage Value for your Southbury, CT Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $87,000 $80,000 $100,000-$125,000
2 Bedroom $300,500 $280,000 $300,000-$350,000
3 Bedroom $247,000 $200,000 $200,000-$250,000
4 Bedroom $416,000 $350,000 $400,000-$500,000
5 Bedroom $626,500 $560,000 $500,000-$600,000

Estimate your Savings with Home Insurance Discounts in Southbury, CT | Back to Top

Type Discount ($) Premium After Discount ($)
Multipolicy Discount -$159 $836
Superior Protection Discount -$100 $896
Fire & Security Discount -$100 $896
Hail Resistant Roof Discount -$20 $975
Newly Constructed Home Discount -$239 $756

Choose the Right Deductible for your Southbury, CT Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
New Haven County $2,000 $1,169 $3,169 $849 $2,849 $319
Southbury, CT $1,000 $983 $1,983 $715 $1,715 $269
Bethlehem, CT $200 $1,463 $1,663 $1,063 $1,263 $400
Orange, CT $2,500 $978 $3,478 $711 $3,211 $267
Berlin, CT $100 $901 $1,001 $654 $754 $246
Shrub Oak, NY $2,000 $1,430 $3,430 $1,039 $3,039 $391
North Castle, NY $500 $836 $1,336 $608 $1,108 $229
Hartford, CT $700 $874 $1,574 $635 $1,335 $239
Deep River Center, CT $100 $1,229 $1,329 $893 $993 $336
Manchester, CT $700 $941 $1,641 $684 $1,384 $257
Staatsburg, NY $200 $1,009 $1,209 $733 $933 $276
Brentwood, NY $2,500 $1,034 $3,534 $751 $3,251 $282

Identify Top Home Insurance Agents near Southbury, CT | Back to Top

Home Insurance Company Southbury, CT Homeowners Insurance Agency Southbury, CT Address Popularity Score Distance from Southbury (miles)
State Farm Brittany Roberts 23 Barnabas Rd Ste 5, Newtown, CT, 06470-1268
7.3
Travelers Preferred Insurance Services Llc 87 South Main Street Suite 15, Newtown, CT, 6470
6.5
Travelers Adam Miller Agency Llc 227 Turnpike 2nd Fl., Monroe, CT, 6468
9.4
Travelers Trager Insurance Group Llc 5 Colony St Ste 303, Meriden, CT, 6451
22.6
Allstate Peter Marsten 270 Federal Rd, Brookfield, CT, 6804
9.3
Allstate Noorddin T. Meghani 64 Federal Rd, Danbury, CT, 6810
11.4
Travelers Insurance Services Of Monroe Llc 3 E Village Road, Monroe, CT, 6468
8.8
State Farm John Mccormack 223 Meadow St Apt 2, Naugatuck, CT, 06770-4043
9.1
State Farm Georgann Hoffman 152 Danbury Rd, Wilton, CT, 06897-4437
22.6
Liberty Mutual Independent W J Burton Insurance Agency One Sherman Hill Rd, Woodbury, CT, 6798
3.8

Compare Rates for Southbury, CT Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Connecticut $270,100 $1,253 $850 $1,720 $870
New Haven County, CT $244,400 $1,183 $840 $1,680 $840
Southbury, CT $325,000 $995 $730 $1,360 $630
Bethlehem, CT $353,300 $1,481 $1,050 $2,120 $1,070
Orange, CT $385,100 $990 $720 $1,420 $700
Berlin, CT $281,100 $911 $620 $1,250 $630
Shrub Oak, NY $343,000 $1,447 $1,030 $2,070 $1,040
North Castle, NY $927,200 $847 $610 $1,170 $560
Hartford, CT $162,300 $884 $610 $1,250 $640
Deep River Center, CT $266,700 $1,244 $850 $1,720 $870
Manchester, CT $182,100 $952 $660 $1,300 $640
Staatsburg, NY $264,100 $1,021 $700 $1,440 $740
Brentwood, NY $285,500 $1,046 $760 $1,480 $720