Gavop shows you how to buy homeowners insurance in Whiteside County, IL by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $50,000 | $40,000 | $50,000-$75,000 |
| 2 Bedroom | $111,500 | $100,000 | $100,000-$125,000 |
| 3 Bedroom | $135,000 | $110,000 | $125,000-$150,000 |
| 4 Bedroom | $128,000 | $110,000 | $125,000-$150,000 |
| 5 Bedroom | $132,000 | $110,000 | $100,000-$125,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$108 | $529 |
| Superior Protection Discount | -$57 | $580 |
| Fire & Security Discount | -$51 | $586 |
| Hail Resistant Roof Discount | -$19 | $618 |
| Newly Constructed Home Discount | -$140 | $497 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Whiteside County | $2,500 | $630 | $3,130 | $458 | $2,958 | $172 |
| Whiteside County, IL | $2,000 | $630 | $2,630 | $458 | $2,458 | $172 |
| Rock Falls, IL | $300 | $825 | $1,125 | $600 | $900 | $226 |
| Portland, IL | $1,500 | $747 | $2,247 | $543 | $2,043 | $204 |
| Fulton, IL | $200 | $684 | $884 | $497 | $697 | $187 |
| Buffalo, IL | $700 | $623 | $1,323 | $453 | $1,153 | $170 |
| Burns, IL | $300 | $688 | $988 | $500 | $800 | $188 |
| Derinda, IL | $700 | $872 | $1,572 | $634 | $1,334 | $238 |
| Tiskilwa, IL | $500 | $565 | $1,065 | $411 | $911 | $154 |
| Dixon, IA | $2,000 | $732 | $2,732 | $532 | $2,532 | $200 |
| Alpha, IL | $300 | $590 | $890 | $429 | $729 | $161 |
| Cleona, IA | $1,000 | $905 | $1,905 | $658 | $1,658 | $247 |
| Home Insurance Company Whiteside County, IL | Homeowners Insurance Agency Whiteside County, IL | Address | Popularity Score | Distance from Whiteside County (miles) |
|---|---|---|---|---|
| State Farm | Kurt Bruno | 1103 Main St, Mendota, IL, 61342-1668 | 43.2 | |
| Farmers | Lynn Kempel | 1255 W Empire St Ste 7, Freeport, IL, 61032 | 39.5 | |
| State Farm | Ted Frits | 523 N Brewster Ave, Freeport, IL, 61032-3108 | 40.5 | |
| State Farm | Shane Huber | 1211 Currency Ct, Rochelle, IL, 61068-2322 | 45.9 | |
| Travelers | Freeport Insurance Center Inc | 646 W Stephenson St, Freeport, IL, 61032 | 40.4 | |
| State Farm | Roy Dern | 2701 Woodlawn Rd, Sterling, IL, 61081-4131 | 13.2 | |
| Travelers | Don Burke Investments | 501 6th Ave Ste, Rochelle, IL, 61068 | 45.2 | |
| State Farm | Art Espe | 221 N Mason Ave, Amboy, IL, 61310-1211 | 30.1 | |
| Allstate | Tina Rajnowski | 2608 Woodlawn Rd, Sterling, IL, 61081 | 13.1 | |
| State Farm | Terri Schaefer | 603 Lincoln Hwy, Rochelle, IL, 61068-1646 | 45.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Illinois | $179,700 | $850 | $590 | $1,180 | $590 |
| Whiteside County, IL | $102,200 | $637 | $440 | $890 | $450 |
| Whiteside County, IL | $102,200 | $637 | $450 | $880 | $430 |
| Rock Falls, IL | $75,000 | $835 | $610 | $1,190 | $580 |
| Portland, IL | $136,600 | $756 | $510 | $1,080 | $570 |
| Fulton, IL | $113,400 | $692 | $480 | $980 | $500 |
| Buffalo, IL | $94,500 | $631 | $440 | $880 | $440 |
| Burns, IL | $114,500 | $696 | $500 | $960 | $460 |
| Derinda, IL | $198,500 | $883 | $590 | $1,220 | $630 |
| Tiskilwa, IL | $78,700 | $572 | $390 | $810 | $420 |
| Dixon, IA | $110,800 | $741 | $530 | $1,020 | $490 |
| Alpha, IL | $85,200 | $597 | $410 | $830 | $420 |
| Cleona, IA | $169,800 | $916 | $610 | $1,290 | $680 |