Gavop shows you how to buy homeowners insurance in Lindenhurst, NY by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $132,500 | $110,000 | $100,000-$125,000 |
| 2 Bedroom | $208,000 | $180,000 | $200,000-$250,000 |
| 3 Bedroom | $449,500 | $390,000 | $400,000-$500,000 |
| 4 Bedroom | $653,000 | $560,000 | $600,000-$700,000 |
| 5 Bedroom | $831,500 | $690,000 | $700,000-$800,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$179 | $873 |
| Superior Protection Discount | -$105 | $947 |
| Fire & Security Discount | -$95 | $958 |
| Hail Resistant Roof Discount | -$21 | $1,031 |
| Newly Constructed Home Discount | -$263 | $789 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,095 |
| Physical Damage | $2,368 |
| Hail Damage | $4,571 |
| Wind Damage | $6,624 |
| Expensive Claims | |
| Fire | $42,442 |
| Smoke | $16,887 |
| Home Insurance Company Lindenhurst, NY | Homeowners Insurance Agency Lindenhurst, NY | Address | Popularity Score | Distance from Lindenhurst (miles) |
|---|---|---|---|---|
| Nationwide | James V Funaro | 4230 Hempstead Tpke Ste 104, Bethpage, NY, 11714 | 6.3 | |
| State Farm | John Romero | 10 Merrick Ave, Merrick, NY, 11566-3582 | 9.6 | |
| Allstate | Eileen Wulff | 3832 Sunrise Hwy, Seaford, NY, 11783 | 6.3 | |
| Travelers | Norton & Siegel | 2 E Main St, Babylon, NY, 11702 | 2.7 | |
| Travelers | Bnc Insurance Agency Inc | 111 S Ridge St, Rye Brook, NY, 10573 | 27.3 | |
| Travelers | Ackerly Agency Inc | 174 West Main Street , East Islip, NY, 11730 | 9.6 | |
| Travelers | Maximus Insurance Agency Inc | 684 Broadway, Massapequa, NY, 11758 | 5.0 | |
| Allstate | James Disilvestre | 195 Broadway, Amityville, NY, 11701 | 2.5 | |
| Liberty Mutual Independent | Robert C Bill Associates Inc | 150 Broadhollow Rd Ste 307, Melville, NY, 11747 | 7.4 | |
| State Farm | Nestor Valdes | 324 S Wellwood Ave, Lindenhurst, NY, 11757-4905 | 0.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New York | $293,000 | $1,164 | $790 | $1,610 | $820 |
| Suffolk County, NY | $379,400 | $1,509 | $1,010 | $2,160 | $1,150 |
| Lindenhurst, NY | $348,400 | $1,052 | $750 | $1,500 | $750 |
| Commack, NY | $471,300 | $1,569 | $1,110 | $2,170 | $1,060 |
| North Hempstead, NY | $662,600 | $852 | $570 | $1,170 | $600 |
| Lawrence, NY | $889,100 | $852 | $570 | $1,200 | $630 |
| Russell Gardens, NY | $1,087,100 | $714 | $480 | $990 | $510 |
| Manorville, NY | $409,400 | $1,025 | $750 | $1,440 | $690 |
| Georgetown, CT | $675,800 | $2,407 | $1,610 | $3,440 | $1,830 |
| Bardonia, NY | $542,800 | $2,478 | $1,780 | $3,390 | $1,610 |
| Shelton, CT | $341,500 | $1,302 | $900 | $1,840 | $940 |
| Oakhurst, NJ | $372,900 | $1,207 | $810 | $1,700 | $890 |
| West Haverstraw, NY | $265,600 | $864 | $600 | $1,180 | $580 |