Gavop tells you how to get the best homeowners insurance in Templeton, CA by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Templeton, CA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| California Poppy Ln, Meng Rd, Graves Creek Rd, Ventura Rd, Fortini Pl, Mojave Ln, San Juan St, Concho Way, Quicksilver Way, Mitchell Ranch Way | $476,500 | $400,000 | $350,000-$400,000 | $351,000 | $290,000 | $300,000-$350,000 |
| Almond Dr, Rocky Rd, Carrizo Plains Rd, Magdalena Dr, Allen Ct, Sundance Trl, San Cayetano Rd, Alturas Rd, Antelope Rd, Lucas Ln | $268,500 | $240,000 | $250,000-$300,000 | $314,000 | $290,000 | $300,000-$350,000 |
| Foxtail Ln, Lindquist Ln, Ragin Way, Redondo Ln, Tracy Way, Four Paws Way, Mesa Grande Dr B, el Pharo Dr, Dusty Pl, Charolais Rd | $351,000 | $310,000 | $350,000-$400,000 | $343,500 | $300,000 | $300,000-$350,000 |
| Toby Way, Hwy 46, Blue Moon Rd, Kim Ct, Eddy St, Dapple-Gray Ln, Buckhorn Ridge Pl, Long Beach Rd, Turkey Ranch Rd, Los Altos Rd | $256,000 | $210,000 | $250,000-$300,000 | $262,500 | $210,000 | $250,000-$300,000 |
| Vintage Hills Way, Ladera Ln, Hopkins St, Waterfall Rd, Via Rojas Way, Old Ford Rd, Breslin Ln, Pine Hawk Way, Carrisa Hwy, Compere Way | $260,000 | $210,000 | $250,000-$300,000 | $345,000 | $310,000 | $300,000-$350,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$176 | $859 |
| Superior Protection Discount | -$93 | $942 |
| Fire & Security Discount | -$93 | $942 |
| Hail Resistant Roof Discount | -$31 | $1,004 |
| Newly Constructed Home Discount | -$290 | $745 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| San Luis Obispo County | $2,500 | $1,460 | $3,960 | $1,061 | $3,561 | $399 |
| Templeton, CA | $1,500 | $1,023 | $2,523 | $743 | $2,243 | $279 |
| Los Osos, CA | $200 | $976 | $1,176 | $710 | $910 | $267 |
| Shandon, CA | $1,500 | $736 | $2,236 | $535 | $2,035 | $201 |
| Cambria, CA | $300 | $962 | $1,262 | $699 | $999 | $263 |
| San Luis Obispo, CA | $1,500 | $1,211 | $2,711 | $880 | $2,380 | $331 |
| San Ardo, CA | $1,000 | $924 | $1,924 | $671 | $1,671 | $252 |
| Blacklake, CA | $1,000 | $1,804 | $2,804 | $1,311 | $2,311 | $493 |
| Woodlands, CA | $300 | $1,987 | $2,287 | $1,444 | $1,744 | $543 |
| San Lucas, CA | $2,000 | $656 | $2,656 | $477 | $2,477 | $179 |
| Home Insurance Company Templeton, CA | Homeowners Insurance Agency Templeton, CA | Address | Popularity Score | Distance from Templeton (miles) |
|---|---|---|---|---|
| State Farm | Courtney Morrow | 72 S Main St Ste B, Templeton, CA, 93465-9787 | 0.9 | |
| Allstate | Michelle Horenberger | 1975 S Broadway Ste H, Santa Maria, CA, 93454 | 46.4 | |
| State Farm | Steve Weber | 526 Spring St, Paso Robles, CA, 93446-3170 | 4.6 | |
| State Farm | Rick Goree | 1947 Spring St, Paso Robles, CA, 93446-1619 | 5.6 | |
| State Farm | Chuck Braun | 6275 Palma Avenue, Atascadero, CA, 93422-4230 | 5.3 | |
| Farmers | Sue Hubbard | 7730 Morro Rd Ste 206, Atascadero, CA, 93422 | 6.2 | |
| State Farm | Rob Railsback | 340 James Way Ste 230, Pismo Beach, CA, 93449-2880 | 29.3 | |
| Farmers | Daniel Phillips Lutcf | 8800 El Camino Real, Atascadero, CA, 93422 | 6.9 | |
| Travelers | Hfg Coastal Insurance Services Inc | 1818 Spring St, Paso Robles, CA, 93446 | 5.5 | |
| State Farm | Karen Perlette | 783 Quintana Rd Ste 2, Morro Bay, CA, 93442-1968 | 14.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| California | $443,400 | $1,291 | $960 | $1,760 | $800 |
| San Luis Obispo County, CA | $499,800 | $1,478 | $1,090 | $2,010 | $920 |
| Templeton, CA | $472,200 | $1,035 | $770 | $1,410 | $640 |
| Los Osos, CA | $461,100 | $988 | $730 | $1,340 | $610 |
| Shandon, CA | $267,000 | $745 | $550 | $1,010 | $460 |
| Cambria, CA | $620,400 | $974 | $720 | $1,320 | $600 |
| San Luis Obispo, CA | $633,100 | $1,226 | $910 | $1,670 | $760 |
| San Ardo, CA | $354,200 | $935 | $690 | $1,270 | $580 |
| Blacklake, CA | $637,400 | $1,826 | $1,350 | $2,480 | $1,130 |
| Woodlands, CA | $721,700 | $2,011 | $1,490 | $2,730 | $1,240 |
| San Lucas, CA | $210,000 | $664 | $490 | $900 | $410 |