Gavop tells you how to get the best homeowners insurance in Brighton, NY by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Brighton, NY - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Delaware Ave, Pickwick Cir, Maywood Dr, Devonshire Dr, Fairmeadow Dr, Neville Ln, Drury Ln, Dover Rd, Winston Rd, Knoll Top Dr | $229,500 | $210,000 | $200,000-$250,000 | $115,000 | $100,000 | $125,000-$150,000 |
| Edgevale Rd, Langston Pt, Locust Hill Apartment, Ledgerock Ln, Markay Ct, Sunset Ct, Park Cir E, Coral Way, Sylvia Rd, I- 590 | $105,500 | $90,000 | $100,000-$125,000 | $152,000 | $130,000 | $150,000-$175,000 |
| Middlebrook Ln, Songbird Ln, Pelham Rd, Fresno Rd, Bradford Rd, Fieldston Ter, Penhurst Rd, Blossom Cir E, Kramer St, Westerloe Ave | $192,000 | $160,000 | $200,000-$250,000 | $162,000 | $130,000 | $125,000-$150,000 |
| French Meadow Ln, I- 590, Dunbarton Dr, Edgewood Ave, Goodway Dr S, Systems Rd, The Crossways, Runnymede Ct, Astor Dr, Co Rd 83 | $136,500 | $120,000 | $125,000-$150,000 | $149,500 | $140,000 | $150,000-$175,000 |
| del Rio Dr, Westland Ave, Turnabout Ln, Forest Hills Rd, Avalon Ct, Metro Park, Edgewood Ave, Oakshire Way, Milford Rd, Council Rock Ave | $187,500 | $170,000 | $150,000-$175,000 | $82,000 | $70,000 | $75,000-$100,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$122 | $520 |
| Superior Protection Discount | -$64 | $578 |
| Fire & Security Discount | -$45 | $597 |
| Hail Resistant Roof Discount | -$13 | $629 |
| Newly Constructed Home Discount | -$135 | $507 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Monroe County | $2,000 | $605 | $2,605 | $439 | $2,439 | $165 |
| Brighton, NY | $1,500 | $634 | $2,134 | $461 | $1,961 | $173 |
| Bergen, NY | $300 | $596 | $896 | $433 | $733 | $163 |
| Williamson, NY | $2,500 | $957 | $3,457 | $695 | $3,195 | $261 |
| Ontario County, NY | $400 | $629 | $1,029 | $457 | $857 | $172 |
| Canadice, NY | $2,500 | $635 | $3,135 | $462 | $2,962 | $174 |
| Cuylerville, NY | $500 | $586 | $1,086 | $426 | $926 | $160 |
| Geneva, NY | $2,000 | $940 | $2,940 | $683 | $2,683 | $257 |
| Wolcott, NY | $100 | $585 | $685 | $425 | $525 | $160 |
| Torrey, NY | $1,000 | $658 | $1,658 | $478 | $1,478 | $180 |
| Burns, NY | $100 | $588 | $688 | $427 | $527 | $161 |
| Springport, NY | $2,000 | $600 | $2,600 | $436 | $2,436 | $164 |
| Home Insurance Company Brighton, NY | Homeowners Insurance Agency Brighton, NY | Address | Popularity Score | Distance from Brighton (miles) |
|---|---|---|---|---|
| State Farm | Jackie Ortiz | 225 Alexander St, Rochester, NY, 14607-4009 | 2.3 | |
| Erie | Southern Hills Insurance Agency Inc. | 41 W Main Street, Honeoye Falls, NY, 14472 | 11.5 | |
| Allstate | Gambino Family Agency | 3240 Chili Ave, Rochester, NY, 14624 | 8.7 | |
| Nationwide | Jacqueline Gleichauf | 2453 Lyell Rd., Rochester, NY, 14606-5321 | 6.5 | |
| Erie | Rachel E Francisco | 2858 Dewey Avenue, Rochester, NY, 14616 | 7.7 | |
| Travelers | Don Allen Agency Inc | 800 Linden Ave, Rochester, NY, 14625 | 4.0 | |
| Allstate | Rocco Distaffen | 251 W Ridge Rd, Rochester, NY, 14615 | 6.1 | |
| Liberty Mutual Independent | Strowe Agency Inc | 305 Packetts Landing, Fairport, NY, 14450 | 7.2 | |
| Travelers | Gregory P Malley | 3021 Brighton Henrietta T/L Rd, Rochester, NY, 14623 | 1.8 | |
| State Farm | John Manser | 2121 E Main St, Rochester, NY, 14609-7506 | 3.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New York | $293,000 | $1,164 | $830 | $1,590 | $760 |
| Monroe County, NY | $142,300 | $612 | $420 | $860 | $440 |
| Brighton, NY | $171,800 | $642 | $470 | $890 | $420 |
| Bergen, NY | $120,100 | $603 | $420 | $830 | $410 |
| Williamson, NY | $128,600 | $968 | $710 | $1,380 | $670 |
| Ontario County, NY | $156,500 | $636 | $440 | $880 | $440 |
| Canadice, NY | $149,700 | $643 | $460 | $920 | $460 |
| Cuylerville, NY | $104,200 | $593 | $400 | $840 | $440 |
| Geneva, NY | $93,700 | $952 | $680 | $1,310 | $630 |
| Wolcott, NY | $80,500 | $592 | $410 | $840 | $430 |
| Torrey, NY | $161,400 | $666 | $490 | $950 | $460 |
| Burns, NY | $74,500 | $595 | $430 | $840 | $410 |
| Springport, NY | $123,800 | $607 | $440 | $860 | $420 |