How Can I Make My Blue Springs, MO Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in Blue Springs, MO by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
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Estimate Appropriate Blue Springs, MO Home Insurance Coverage Levels | Back to Top
| Blue Springs, MO - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| NW 6 Street Ter, Bent Tree Ct, Briarwood Oaks Dr, R D Mize Rd, NW Beau Cir, NW Arington Pl, NE Weston Cir, NW 6th St, SW Strawberry Ln, SW 14th Street Ter | $163,000 | $150,000 | $125,000-$150,000 | $199,000 | $170,000 | $200,000-$250,000 |
| Madrid Ct, SE Shawn Dr, SE Moreland School Rd, NE Arbor Dr, SW Stoney Brook Ln, S Speas Dr, SW 19th Street Ter, NE 1st Street Ter, SW Ivy Ln, SW Jackson | $160,500 | $140,000 | $125,000-$150,000 | $124,500 | $110,000 | $125,000-$150,000 |
| E 51st Terrace Ct S, SW 25 St, E Old Major Rd, NW Nantucket Dr, Country Club Dr, NW Mill Dr, Victoria Lane Dr, SW Eagles Ridge Dr, SW Keystone Pl, SW 24th St | $181,000 | $160,000 | $150,000-$175,000 | $236,000 | $200,000 | $200,000-$250,000 |
| NW Creek Side Cir, W Roanoke Dr, S 13th Ter, NW Indian Ln, S Megan Dr, S Fisher Rd, SE Keystone Cir, Tahoe Dr, NW Creekside Ln, E Flynn Rd | $153,000 | $140,000 | $150,000-$175,000 | $242,500 | $220,000 | $200,000-$250,000 |
| E Tyer Rd, Little Blue Pkwy, Wall St, NE 20 St, Beach Dr, SE Rose Garden Ln, SW 21 St, NW 22nd Street Ct, E 50th Terrace Dr S, NW Delwood Dr | $140,000 | $120,000 | $150,000-$175,000 | $170,500 | $140,000 | $175,000-$200,000 |
| Rome Ct, SW Sunset St, S Karr Rd, SW 9th Terrace Ct, R D Mize Rd, E Harris-Potts Rd, NE Quonset Ct, SW Fleming Dr, NE Sunnyside School Rd, E Eureka Rd | $252,500 | $210,000 | $250,000-$300,000 | $335,000 | $280,000 | $350,000-$400,000 |
| NW Apple Valley Ct, NW Augusta Ct, NE Peregrin Dr, NW 6 Ter, E 53rd St S, S Maybrook Ct, SW Luttrell Rd, NW Meadowview Dr, SW Speas Dr, NW Heatherwood Dr | $141,500 | $130,000 | $150,000-$175,000 | $215,500 | $180,000 | $200,000-$250,000 |
| 18 St Ct, NW 41st St Ter, SE Cedrus Ln, Mason School Rd, E Duncan Rd, SW Emerald Creek Pl, NW Harbor Pl, NW 14th St, N 1 St, NW 42 St | $110,000 | $100,000 | $100,000-$125,000 | $229,500 | $190,000 | $200,000-$250,000 |
| Sydney St, NE Stonewall St, SW 37 St, S Mark Twain Ct, NW Saunders Rd, NW Timber Oak Dr, SW 2nd Ter, Lakeview Ct, Dockside Ln, NW Ashford Ct | $143,500 | $130,000 | $150,000-$175,000 | $195,000 | $160,000 | $175,000-$200,000 |
| SW Hillcrest Dr, SW 17 St, Vicki's Ct, S Park Ridge Dr, E 53rd Terrace Ct S, SE 1st St, SW 7th Ter, J St, NE Bluestem Dr, S Owens School Rd | $143,500 | $120,000 | $150,000-$175,000 | $192,000 | $150,000 | $175,000-$200,000 |
Estimate your Savings with Home Insurance Discounts in Blue Springs, MO | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$183 | $834 |
| Superior Protection Discount | -$102 | $916 |
| Fire & Security Discount | -$81 | $936 |
| Hail Resistant Roof Discount | -$20 | $997 |
| Newly Constructed Home Discount | -$214 | $804 |
Choose the Right Deductible for your Blue Springs, MO Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Jackson County | $1,500 | $961 | $2,461 | $698 | $2,198 | $263 |
| Blue Springs, MO | $700 | $1,005 | $1,705 | $731 | $1,431 | $275 |
| Sibley, MO | $200 | $915 | $1,115 | $665 | $865 | $250 |
| Birmingham, MO | $1,500 | $837 | $2,337 | $608 | $2,108 | $229 |
| Avondale, MO | $200 | $884 | $1,084 | $643 | $843 | $242 |
| Gladstone, MO | $700 | $876 | $1,576 | $636 | $1,336 | $239 |
| Garden City, MO | $500 | $910 | $1,410 | $661 | $1,161 | $249 |
| Louisburg, KS | $2,000 | $1,442 | $3,442 | $1,048 | $3,048 | $394 |
| Middleton, MO | $300 | $907 | $1,207 | $659 | $959 | $248 |
| East Boone, MO | $700 | $1,002 | $1,702 | $728 | $1,428 | $274 |
| Linwood, KS | $200 | $1,060 | $1,260 | $770 | $970 | $290 |
| Spruce, MO | $2,000 | $1,250 | $3,250 | $908 | $2,908 | $342 |
Identify Top Home Insurance Agents near Blue Springs, MO | Back to Top
| Home Insurance Company Blue Springs, MO | Homeowners Insurance Agency Blue Springs, MO | Address | Popularity Score | Distance from Blue Springs (miles) |
|---|---|---|---|---|
| Farmers | Paul Dykes | 1404 S Broadway Ste E, Oak Grove, MO, 64075 | 7.5 | |
| Travelers | Epic Insurance | 4045 Ne Lakewood Way Ste 100, Lees Summit, MO, 64064 | 5.1 | |
| State Farm | Traci Plemons | 1214 S Noland Road, Independence, MO, 64055-1322 | 9.1 | |
| Allstate | Don Graves | 710 W Main St Ste I, Blue Springs, MO, 64015 | 0.5 | |
| Farmers | John Banks | 1400 Sw Eagles Pkwy, Grain Valley, MO, 64029 | 2.3 | |
| State Farm | Debbie Baker Krough | 6300 Walnut St, Kansas City, MO, 64113-2314 | 17.2 | |
| State Farm | Steve Shipman | 2690 S 7 Hwy, Blue Springs, MO, 64014-4845 | 0.8 | |
| Allstate | Jeffrey Silver | 676 Se Bayberry Ln Ste 103c, Lees Summit, MO, 64063 | 8.8 | |
| Travelers | Advanced Risk Management Llc | 912 Ne Douglas St, Lees Summit, MO, 64086 | 8.3 | |
| Farmers | J Robert Atkins | 1040 Nw South Outer Rd, Blue Springs, MO, 64015 | 1.4 |
Compare Rates for Blue Springs, MO Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Missouri | $145,400 | $1,084 | $790 | $1,530 | $740 |
| Jackson County, MO | $131,500 | $973 | $660 | $1,380 | $720 |
| Blue Springs, MO | $149,000 | $1,017 | $700 | $1,390 | $690 |
| Sibley, MO | $94,300 | $926 | $680 | $1,290 | $610 |
| Birmingham, MO | $73,800 | $847 | $570 | $1,170 | $600 |
| Avondale, MO | $86,100 | $895 | $620 | $1,240 | $620 |
| Gladstone, MO | $134,700 | $886 | $600 | $1,210 | $610 |
| Garden City, MO | $92,900 | $921 | $660 | $1,260 | $600 |
| Louisburg, KS | $162,300 | $1,460 | $1,140 | $1,970 | $830 |
| Middleton, MO | $92,200 | $918 | $630 | $1,310 | $680 |
| East Boone, MO | $120,800 | $1,014 | $680 | $1,390 | $710 |
| Linwood, KS | $86,300 | $1,073 | $840 | $1,450 | $610 |
| Spruce, MO | $223,100 | $1,265 | $920 | $1,780 | $860 |
Research Home Insurance Companies Reviews in Blue Springs, MO Before Buying | Back to Top
Share a review on your home insurance company
Shelter Home Insurance Reviews
Date: October 20, 2019 Age: Above 60 Gender: Male Marital Status: Unmarried
Premium
Our insurance policy is about the same as other companies. What put Shelter above the rest is the great customer service.
Date: September 22, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Customer Service
I have been satisfied with my home insurance. We recently made a claim for our roof. They were quick and efficient. I find their rates affordable.
GEICO Home Insurance Reviews
Date: March 01, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Policy Offerings
Geico home insurance they allow me to bundle my home and auto insurance. This allows me to save much more money than having multiple insurances for everything.
Date: November 12, 2018 Age: 40 to 49 Gender: Male Marital Status: Unmarried
Website/App
We have all of our insurance with them and they seem to be starting to creep up in pricing with my now 17 year old son driving
Farmer's Insurance Home Insurance Reviews
Date: September 09, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Premium
The price per year seemed reasonable, but unfortunately the premium cannot be bundled with my auto and jewelry insurance as originally alluded to. The deductibles seem to be pretty standard across the industry.
Date: November 27, 2018 Age: 40 to 49 Gender: Female Marital Status: Married
Customer Service
I would give them a 4 for customer service. They have always been responsive to my claims and questions. It can take a while to get through to a live person on the phone sometimes but that is pretty much industry standard these days.
Allstate Home Insurance Reviews
Date: October 18, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Premium
I think I am getting good value because I am also getting my car insurance with them and there is a saving for having two policies with them.
Progressive Home Insurance Reviews
Date: October 11, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Customer Service
very easy to deal with company. they assessed my house quickly. My agent was very helpful. She calls every month asking how everything is. She goes above and beyond what an insurance agent needs to do.
Liberty Mutual Home Insurance Reviews
Date: December 30, 2018 Age: 40 to 49 Gender: Male Marital Status: Married
Customer Service
It has been quick to repsond able to solve my issues and I have not had any negative issues. They even saved me money vs geico
AAA Home Insurance Reviews
Date: December 25, 2018 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Policy Offerings
The offerings are a bit more limited than a big name insurance company but the personalized service makes it worth it to me. offerings are still very good.
American Family Insurance Home Insurance Reviews
Date: June 09, 2019 Age: 50 to 59 Gender: Married Marital Status: Male
Customer Service
Overall, I have had good experience with my home insurance, the local agent has reviewed my insurance needs and advised me to make changes and why it would be good for my needs