Gavop's guide to buying homeowners insurance in Waterford charter, MI covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $64,500 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $108,500 | $90,000 | $75,000-$100,000 |
| 3 Bedroom | $138,500 | $120,000 | $125,000-$150,000 |
| 4 Bedroom | $236,500 | $210,000 | $200,000-$250,000 |
| 5 Bedroom | $400,000 | $380,000 | $350,000-$400,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$53 | $609 |
| Home and Two Car | -$106 | $556 |
| Home and Three Car | -$165 | $496 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Oakland County | $2,500 | $837 | $3,337 | $608 | $3,108 | $229 |
| Waterford charter, MI | $700 | $654 | $1,354 | $475 | $1,175 | $179 |
| Holly, MI | $400 | $639 | $1,039 | $464 | $864 | $175 |
| Warren, MI | $700 | $694 | $1,394 | $504 | $1,204 | $190 |
| Argentine, MI | $200 | $702 | $902 | $510 | $710 | $192 |
| Ypsilanti charter, MI | $2,000 | $640 | $2,640 | $465 | $2,465 | $175 |
| Goodland, MI | $400 | $810 | $1,210 | $589 | $989 | $221 |
| Durand, MI | $2,000 | $646 | $2,646 | $470 | $2,470 | $177 |
| Bancroft, MI | $400 | $660 | $1,060 | $480 | $880 | $180 |
| Gibraltar, MI | $1,000 | $761 | $1,761 | $553 | $1,553 | $208 |
| York charter, MI | $400 | $851 | $1,251 | $619 | $1,019 | $233 |
| Bennington, MI | $1,000 | $793 | $1,793 | $577 | $1,577 | $217 |
| Home Insurance Company Waterford charter, MI | Homeowners Insurance Agency Waterford charter, MI | Address | Popularity Score | Distance from Waterford charter (miles) |
|---|---|---|---|---|
| Allstate | Chris Sarkella | 57102 10 Mile Rd, South Lyon, MI, 48178 | 18.0 | |
| State Farm | Matt Fahoome | 2221 Jackson Ave, Ann Arbor, MI, 48103-3919 | 33.0 | |
| Allstate | Marty Gross | 2753 S Milford Rd Ste C, Highland, MI, 48357 | 12.0 | |
| State Farm | Jeff Flowers | 45477 Woodward Ave, Pontiac, MI, 48341-5008 | 5.9 | |
| Allstate | Ian Henson | 4568 W Walton Blvd Ste A, Waterford, MI, 48329 | 2.0 | |
| Allstate | Carolyn Tack-West | 580 W 14 Mile Rd, Clawson, MI, 48017 | 14.8 | |
| State Farm | Larry Brandon | 1350 E West Maple Rd, Walled Lake, MI, 48390-3727 | 9.6 | |
| Allstate | Michael Jaboro | 43207 Woodward Ave, Bloomfield Hills, MI, 48302 | 7.3 | |
| Allstate | James Jackson | 17051 W 10 Mile Rd, Southfield, MI, 48075 | 15.8 | |
| Liberty Mutual Independent | Guy Hurley Blaser & Heuer Llc | 1080 Kirts Blvd Ste 500, Troy, MI, 48084 | 13.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Michigan | $136,400 | $775 | $530 | $1,090 | $560 |
| Oakland County, MI | $209,800 | $847 | $610 | $1,160 | $550 |
| Waterford charter, MI | $145,900 | $662 | $440 | $920 | $480 |
| Holly, MI | $132,700 | $647 | $470 | $900 | $430 |
| Warren, MI | $102,100 | $702 | $510 | $1,000 | $490 |
| Argentine, MI | $189,900 | $711 | $490 | $990 | $500 |
| Ypsilanti charter, MI | $133,200 | $648 | $440 | $920 | $480 |
| Goodland, MI | $170,200 | $820 | $570 | $1,160 | $590 |
| Durand, MI | $63,800 | $654 | $460 | $930 | $470 |
| Bancroft, MI | $70,900 | $668 | $490 | $920 | $430 |
| Gibraltar, MI | $132,900 | $770 | $530 | $1,050 | $520 |
| York charter, MI | $295,300 | $862 | $630 | $1,220 | $590 |
| Bennington, MI | $156,900 | $803 | $590 | $1,120 | $530 |