Gavop shows you how to buy homeowners insurance in Richmond, TX by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Richmond, TX - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Terrace Creek Ct, Half Moon Ct, Water Bluff Ln, Leisure Ln, Silverbelle Rd, Carriage House Dr, Riverhollow Ln, Cannon Ridge Dr, Huisache Dr, Linden Ln | $175,500 | $140,000 | $150,000-$175,000 | $234,000 | $200,000 | $200,000-$250,000 |
| Fairpark Ln, Green Gate Dr, Chateau Pl, Copperwood Ct, Winter Sky Ln, Cantrell Ct, W Meadows Dr, Stone Crest Ct, Allwright Ave, Newlin Dr | $243,000 | $220,000 | $250,000-$300,000 | $162,500 | $140,000 | $125,000-$150,000 |
| Baron Hill Ln, Deerwood Dr, Maggie Mist Dr, Center St, Woodvine Ridge Dr, Township Ct, Willow Springs Ln, Caddo Park Ct, Idle Wind Ct, Willow Way | $329,000 | $270,000 | $350,000-$400,000 | $168,500 | $160,000 | $175,000-$200,000 |
| Fort St, Lake Pinkston Dr, Cobblestone Ct, McCrary Rd, Goliad Ave, Farmers Creek Dr, Lonely Star Ln, S Belmont Dr, Falcon Creek Ct, Hughes Rd | $306,000 | $260,000 | $350,000-$400,000 | $138,000 | $130,000 | $100,000-$125,000 |
| Coleto Creek Ct, Cottage Ct, Jasons Bend Dr, Shady Trail Ct, Crossbridge Ln, Heartland Grove Dr, Dewberry Ln, Shawnee Park Dr, Pitts Rd, B F Terry Blvd | $359,500 | $310,000 | $350,000-$400,000 | $251,000 | $220,000 | $250,000-$300,000 |
| Indian Plains Ln, Marie Ln, Caslyn Dr, Redbud Dr, Cunningham Creek Blvd, Ridgefield Park Ln, Summerland Dr, S Herathside Dr, Christen Canyon Ln, Blue Grass Dr | $253,500 | $200,000 | $250,000-$300,000 | $163,500 | $140,000 | $125,000-$150,000 |
| Machall Manor Ct, Miles St, Ivyvine Ct, Grand Cane Ln, Amherst Ct, Carriage Dr, Sabine Lake Ct, Holmes Rd, Windcroft Ln, River Gable Ct | $145,000 | $120,000 | $125,000-$150,000 | $173,500 | $160,000 | $150,000-$175,000 |
| Mustang Ave, San Pellino Dr, Cedar Creek, Lake Kemp Ct, Hemple Dr, Shadow Ln, Kerri Ct, Old Dixie Dr, E Lake Gables Dr, Foxgate Dr | $325,500 | $260,000 | $300,000-$350,000 | $211,500 | $190,000 | $200,000-$250,000 |
| Taylan, Lake Palestine Ln, Ave P, Cris Rd, Spruce Dr, Ivy Cross Ln, Presley Way, Paseo Campanario Dr, Celano, Lake Holbrook Ln | $119,000 | $110,000 | $125,000-$150,000 | $135,000 | $110,000 | $100,000-$125,000 |
| Colonial Heights Dr, Crockett Ridge Dr, Gable Meadows Dr, Damon St, Ripley Hills Dr, Cotter Ln, Melissa Ct, 12th St, Witherspoon Dr, Wynfield Springs Dr | $306,000 | $280,000 | $200,000-$250,000 | $209,000 | $170,000 | $175,000-$200,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$89 | $898 |
| Home and Two Car | -$158 | $829 |
| Home and Three Car | -$237 | $750 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Fort Bend County | $2,000 | $1,272 | $3,272 | $925 | $2,925 | $348 |
| Richmond, TX | $1,000 | $975 | $1,975 | $708 | $1,708 | $266 |
| Meadows Place, TX | $100 | $1,723 | $1,823 | $1,252 | $1,352 | $471 |
| Kendleton, TX | $2,000 | $1,552 | $3,552 | $1,128 | $3,128 | $424 |
| Damon, TX | $400 | $1,530 | $1,930 | $1,112 | $1,512 | $418 |
| Spring Valley Village, TX | $2,500 | $1,010 | $3,510 | $734 | $3,234 | $276 |
| Iowa Colony, TX | $100 | $1,869 | $1,969 | $1,358 | $1,458 | $511 |
| Hillcrest, TX | $1,500 | $1,740 | $3,240 | $1,264 | $2,764 | $475 |
| Bay City, TX | $500 | $953 | $1,453 | $693 | $1,193 | $261 |
| Clear Lake Shores, TX | $700 | $2,109 | $2,809 | $1,533 | $2,233 | $576 |
| Clute, TX | $200 | $991 | $1,191 | $720 | $920 | $271 |
| Jones Creek, TX | $1,000 | $1,531 | $2,531 | $1,113 | $2,113 | $419 |
| Home Insurance Company Richmond, TX | Homeowners Insurance Agency Richmond, TX | Address | Popularity Score | Distance from Richmond (miles) |
|---|---|---|---|---|
| Nationwide | Dagley Insurance And Financial Services Inc | 23102 Seven Meadows Pkwy, Katy, TX, 77494 | 9.2 | |
| State Farm | Kevin Patton | 2204 Thompson Rd, Richmond, TX, 77469-5412 | 1.3 | |
| State Farm | Forrest Cobb | 10581 S Highway 6 Ste 111, Sugar Land, TX, 77498-4907 | 8.9 | |
| Allstate | Rigo Flores | 25222 Northwest Fwy Apt 189, Cypress, TX, 77429 | 26.5 | |
| Travelers | Assurance One Of Texas Llc | 1470 Eldridge Pkwy, Houston, TX, 77077 | 14.7 | |
| Travelers | Assurance One Of Texas Llc | 245 Commerce Green Blvd Ste 110, Sugar Land, TX, 77478 | 9.6 | |
| Travelers | Zuber Insurance Agency Inc | 4635 Southwest Fwy Ste 700, Houston, TX, 77027 | 21.1 | |
| Farmers | Mohammed Virani | 6161 Savoy Dr Ste 824, Houston, TX, 77036 | 18.0 | |
| State Farm | Cindy Nguyen | 12319 Bellaire Blvd Ste 500, Houston, TX, 77072-2595 | 12.9 | |
| Farmers | Jeffrey Johnson | 77 Sugar Creek Center Blvd Ste 205, Sugar Land, TX, 77478 | 9.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| Fort Bend County, TX | $233,300 | $1,288 | $850 | $1,980 | $1,130 |
| Richmond, TX | $158,700 | $987 | $650 | $1,520 | $870 |
| Meadows Place, TX | $163,600 | $1,744 | $1,150 | $2,690 | $1,540 |
| Kendleton, TX | $112,000 | $1,571 | $1,040 | $2,420 | $1,380 |
| Damon, TX | $106,700 | $1,549 | $1,020 | $2,390 | $1,370 |
| Spring Valley Village, TX | $671,600 | $1,023 | $670 | $1,570 | $900 |
| Iowa Colony, TX | $226,000 | $1,892 | $1,250 | $2,910 | $1,660 |
| Hillcrest, TX | $169,800 | $1,761 | $1,160 | $2,710 | $1,550 |
| Bay City, TX | $97,500 | $965 | $640 | $1,490 | $850 |
| Clear Lake Shores, TX | $316,900 | $2,135 | $1,410 | $3,290 | $1,880 |
| Clute, TX | $96,000 | $1,003 | $660 | $1,540 | $880 |
| Jones Creek, TX | $106,900 | $1,550 | $1,020 | $2,390 | $1,370 |