How Can I Make My Enfield, CT Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in Enfield, CT by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
Compare Quotes from Top Providers and Save now!
Select the Suitable Coverage Value for your Enfield, CT Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $66,500 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $160,500 | $140,000 | $175,000-$200,000 |
| 3 Bedroom | $274,000 | $240,000 | $300,000-$350,000 |
| 4 Bedroom | $357,000 | $320,000 | $300,000-$350,000 |
| 5 Bedroom | $224,500 | $200,000 | $200,000-$250,000 |
Estimate your Savings with Home Insurance Discounts in Enfield, CT | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$173 | $789 |
| Superior Protection Discount | -$87 | $875 |
| Fire & Security Discount | -$96 | $866 |
| Hail Resistant Roof Discount | -$29 | $933 |
| Newly Constructed Home Discount | -$212 | $750 |
Choose the Right Deductible for your Enfield, CT Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Hartford County | $2,000 | $1,063 | $3,063 | $773 | $2,773 | $291 |
| Enfield, CT | $700 | $950 | $1,650 | $691 | $1,391 | $260 |
| Chicopee, MA | $400 | $852 | $1,252 | $619 | $1,019 | $233 |
| Blue Hills, CT | $1,500 | $831 | $2,331 | $604 | $2,104 | $227 |
| New Hartford Center, CT | $300 | $1,012 | $1,312 | $735 | $1,035 | $276 |
| Brookfield, MA | $700 | $996 | $1,696 | $724 | $1,424 | $272 |
| Chesterfield, MA | $100 | $1,028 | $1,128 | $747 | $847 | $281 |
| South Deerfield, MA | $700 | $1,167 | $1,867 | $848 | $1,548 | $319 |
| Becket, MA | $100 | $1,062 | $1,162 | $772 | $872 | $290 |
| New Salem, MA | $700 | $1,033 | $1,733 | $751 | $1,451 | $282 |
| Washington, MA | $300 | $1,115 | $1,415 | $811 | $1,111 | $305 |
| Buckland, MA | $1,500 | $1,010 | $2,510 | $734 | $2,234 | $276 |
Identify Top Home Insurance Agents near Enfield, CT | Back to Top
| Home Insurance Company Enfield, CT | Homeowners Insurance Agency Enfield, CT | Address | Popularity Score | Distance from Enfield (miles) |
|---|---|---|---|---|
| State Farm | Coe Bancroft | 41a Welles St, Glastonbury, CT, 06033-2047 | 18.8 | |
| Travelers | Tranquist Insurance Group Llc | 420 Center St Fl 1, Wallingford, CT, 6492 | 39.0 | |
| Nationwide | Edward M Bowsza | 150 North Rd, East Windsor, CT, 06088-9678 | 3.5 | |
| Liberty Mutual Independent | Harris Adelberg & Strauss | 433 S Main St Ste 324 , West Hartford, CT, 6110 | 19.8 | |
| Liberty Mutual Independent | Jarrett Agency | 657 Enfield St, Enfield, CT, 6082 | 2.4 | |
| Liberty Mutual Independent | Carillo & Howland Inc | 363 South Center St, Windsor Locks, CT, 6096 | 6.8 | |
| State Farm | Deric Currie | 3208 Whitney Ave Ste 1b, Hamden, CT, 06518-2158 | 43.3 | |
| Nationwide | Ira J. Kaplan | 331 Meriden Rd, Waterbury, CT, 6705 | 37.9 | |
| State Farm | Chris Raffone | 35 Foxon Blvd, East Haven, CT, 06513-1803 | 48.4 | |
| Allstate | Edmonde Bernier Jr. | 977 State St Apt 1r, New Haven, CT, 6511 | 49.6 |
Compare Rates for Enfield, CT Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Connecticut | $270,100 | $1,253 | $900 | $1,790 | $890 |
| Hartford County, CT | $235,300 | $1,076 | $760 | $1,540 | $780 |
| Enfield, CT | $185,000 | $962 | $640 | $1,320 | $680 |
| Chicopee, MA | $175,500 | $862 | $590 | $1,200 | $610 |
| Blue Hills, CT | $142,100 | $841 | $600 | $1,150 | $550 |
| New Hartford Center, CT | $191,400 | $1,024 | $700 | $1,460 | $760 |
| Brookfield, MA | $224,300 | $1,008 | $730 | $1,430 | $700 |
| Chesterfield, MA | $237,500 | $1,040 | $710 | $1,470 | $760 |
| South Deerfield, MA | $288,300 | $1,181 | $850 | $1,680 | $830 |
| Becket, MA | $251,200 | $1,075 | $740 | $1,470 | $730 |
| New Salem, MA | $239,700 | $1,046 | $750 | $1,430 | $680 |
| Washington, MA | $270,900 | $1,129 | $760 | $1,610 | $850 |
| Buckland, MA | $230,100 | $1,022 | $690 | $1,420 | $730 |
Research Home Insurance Companies Reviews in Enfield, CT Before Buying | Back to Top
Share a review on your home insurance company
State Farm Home Insurance Reviews
Date: October 24, 2019 Age: 20 to 29 Gender: Female Marital Status: Married
Premium
StateFarm gave me the better deal compared to others and beat the price of other companies
Date: September 20, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Policy Offerings
State Farm has comparable offerings locally to that of its competitors, when I checked last at least. To be honest, most insurance companies have little variance on base offerings.
Progressive Home Insurance Reviews
Date: July 12, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Customer Service
I have not had any issues or any cause to use my insurance at anytime. I do know that anytime I call them with a question they are always polite and answer it to it's fullest.
GEICO Home Insurance Reviews
Date: January 09, 2020 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Customer Service
they were very friendly and informative, they answered all of my questions and explained things so it was easier to understand