Gavop's guide to buying homeowners insurance in Holt, MI covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Holt, MI - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Ambler St, Summit St, Vondel Dr, Old Mill Ln, Sims Ct, Frank St, Yachtsman Dr, Little Hickory Ln, Applecroft Ln, Bittern Dr | $136,500 | $130,000 | $125,000-$150,000 | $145,000 | $130,000 | $150,000-$175,000 |
| Willesdon Ave, Cranbrook Ln, Enfield Dr, Moonlight Ln, Laurelwood Dr, Huntshire Dr, Norway St, Cameo St, Kieppes Ct, Gander Hill Dr | $198,500 | $190,000 | $200,000-$250,000 | $125,500 | $110,000 | $125,000-$150,000 |
| Grand Oak Dr, Dell Rd, Wyndham Hills Dr, Halyard Dr, Armstrong Rd, Richard Rd, Kaynorth Rd, Willemma St, Allium Dr, Netherland Dr | $148,500 | $130,000 | $150,000-$175,000 | $206,000 | $190,000 | $200,000-$250,000 |
| English Oak Dr, Auburn St, West Blvd, N Onondaga Rd, Bishop Rd, Wachtel Dr, Fred St, Limerick Cir, Ridgemoor Dr, Don St | $154,500 | $130,000 | $150,000-$175,000 | $176,000 | $150,000 | $150,000-$175,000 |
| Calson Dr, Helman Blvd, McCue Rd, Dadson Dr, Keelson Dr, Dunwoody Cir, Tuscany Ln, Hyacinth Ln, Burton Ave, Circle Dr | $176,000 | $160,000 | $125,000-$150,000 | $149,500 | $140,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$107 | $564 |
| Superior Protection Discount | -$67 | $604 |
| Fire & Security Discount | -$74 | $597 |
| Hail Resistant Roof Discount | -$13 | $658 |
| Newly Constructed Home Discount | -$195 | $477 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,156 |
| Physical Damage | $2,464 |
| Hail Damage | $4,759 |
| Wind Damage | $6,305 |
| Expensive Claims | |
| Fire | $46,463 |
| Smoke | $16,051 |
| Home Insurance Company Holt, MI | Homeowners Insurance Agency Holt, MI | Address | Popularity Score | Distance from Holt (miles) |
|---|---|---|---|---|
| Farmers | Frank Mathias | 22908 Pontiac Trl, South Lyon, MI, 48178 | 46.8 | |
| State Farm | Aaron Richards | 1669 Plymouth Rd Ste A4, Ann Arbor, MI, 48105-1825 | 47.6 | |
| State Farm | Jim Hanlin | 806 Coolidge Rd, East Lansing, MI, 48823-2413 | 7.0 | |
| State Farm | Paul Donnelly | 6353 S Saginaw Rd, Grand Blanc, MI, 48439-8140 | 49.6 | |
| Allstate | Chris Tyler | 180 Kent St, Portland, MI, 48875 | 24.6 | |
| Farmers | Chris Welch | 112 S Milford Rd Ste A, Highland, MI, 48357 | 46.5 | |
| Liberty Mutual Independent | Ann Arbor Insurance Associates Llc | 1925 Pauline Blvd Ste D, Ann Arbor, MI, 48103 | 46.6 | |
| Allstate | David Schenk | 887 S Old Us 23, Brighton, MI, 48114 | 39.8 | |
| State Farm | Lynn Raade | 3570 Plymouth Rd, Ann Arbor, MI, 48105-2603 | 48.8 | |
| Farmers | Thomas Groom | 410 N Lafayette St, South Lyon, MI, 48178 | 46.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Michigan | $136,400 | $775 | $530 | $1,070 | $540 |
| Ingham County, MI | $123,700 | $734 | $530 | $1,040 | $510 |
| Holt, MI | $153,800 | $671 | $490 | $930 | $440 |
| Fowlerville, MI | $107,400 | $733 | $530 | $1,010 | $480 |
| Lyndon, MI | $246,100 | $928 | $660 | $1,270 | $610 |
| Elsie, MI | $87,800 | $700 | $470 | $990 | $520 |
| Oceola, MI | $226,100 | $753 | $510 | $1,080 | $570 |
| Hazelton, MI | $132,100 | $769 | $530 | $1,070 | $540 |
| Clayton charter, MI | $132,500 | $647 | $450 | $910 | $460 |
| Litchfield, MI | $85,900 | $697 | $510 | $970 | $460 |
| Gratiot County, MI | $92,100 | $686 | $500 | $970 | $470 |
| South Lyon, MI | $171,100 | $690 | $460 | $990 | $530 |
| Milford, MI | $215,300 | $740 | $500 | $1,030 | $530 |