How Can I Make My Lancaster, TX Home Insurance Cheaper

Gavop tells you how to get the best homeowners insurance in Lancaster, TX by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.

Compare Quotes from Top Providers and Save now!

Select the Suitable Coverage Value for your Lancaster, TX Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $41,500 $40,000 $25,000-$50,000
2 Bedroom $55,000 $50,000 $50,000-$75,000
3 Bedroom $78,000 $70,000 $75,000-$100,000
4 Bedroom $104,500 $90,000 $100,000-$125,000
5 Bedroom $185,000 $160,000 $150,000-$175,000

Bundle your Lancaster, TX Auto & Home Insurance from the Same Company | Back to Top

Lancaster, TX Car Insurance Lancaster, TX Home Insurance
Details GMC, Sierra 2500HD Work Truck 5 Beds, 3 Baths, 4150 Square Feet worth $261500
Insurance Rates Individually $1,709.66 $22920
Savings from buying both from the same company $2,709.26

Choose the Right Deductible for your Lancaster, TX Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Texas $300 $580 $880 $490 $790 $90
Dallas County, TX $2,500 $490 $990 $420 $2,920 $-1,930
Lancaster, TX $700 $560 $1,060 $450 $1,150 $-90
Alvarado, TX $100 $430 $530 $350 $450 $80
Rendon, TX $1,000 $820 $1,320 $690 $1,690 $-370
Keene, TX $500 $510 $1,010 $420 $920 $90
Frost, TX $2,000 $200 $700 $170 $2,170 $-1,470
Johnson County, TX $100 $440 $540 $380 $480 $60
Blooming Grove, TX $1,000 $400 $900 $340 $1,340 $-440
Lewisville-Flower Mound, TX $500 $740 $1,240 $600 $1,100 $140
Saginaw, TX $2,500 $650 $1,150 $570 $3,070 $-1,920
Gun Barrel City, TX $400 $520 $920 $450 $850 $70
Eustace, TX $2,500 $360 $860 $310 $2,810 $-1,950

Identify Top Home Insurance Agents near Lancaster, TX | Back to Top

Home Insurance Company Lancaster, TX Homeowners Insurance Agency Lancaster, TX Address Popularity Score Distance from Lancaster (miles)
Farmers Steve Grammer 6009 W I 20, Arlington, TX, 76017
25.5
State Farm Claudia Salas 2335 W Shady Grove Rd Ste 100a, Irving, TX, 75060-5059
18.6
State Farm Kamesha Partida 1472 N Hampton Rd Ste 110, Desoto, TX, 75115-3001
5.1
State Farm Jon Essary 1214 W Davis St, Dallas, TX, 75208-5129
11.5
Allstate Pedro Alvarado 1500 N Main St Ste 160, Fort Worth, TX, 76164
35.9
State Farm Steve Corder 606 W Wheatland Rd Ste 105, Duncanville, TX, 75116-4570
9.4
State Farm Jim Mcdonald 314 N Main St, Duncanville, TX, 75116-3651
8.9
State Farm Alecia Francis 606 W Wheatland Rd Ste 101, Duncanville, TX, 75116-4570
9.4
Farmers Fariba Kirk 800 W Airport Fwy Ste 1100, Irving, TX, 75062
19.8
State Farm Ron Bowser 6205 Chapel Hill Blvd Ste 500, Plano, TX, 75093-8444
30.6

Compare Rates for Lancaster, TX Home Insurance Providers | Back to Top

Compare Quotes from Top Providers and Save now!

Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Texas $128,000 $730 $480 $1,120 $640
Dallas County, TX $129,100 $520 $340 $800 $460
Lancaster, TX $105,100 $600 $400 $920 $520
Alvarado, TX $113,700 $580 $380 $890 $510
Rendon, TX $171,900 $840 $550 $1,290 $740
Keene, TX $113,300 $580 $380 $890 $510
Frost, TX $49,800 $220 $150 $340 $190
Johnson County, TX $114,900 $630 $420 $970 $550
Blooming Grove, TX $80,600 $410 $270 $630 $360
Lewisville-Flower Mound, TX $194,100 $1,130 $750 $1,740 $990
Saginaw, TX $124,700 $500 $330 $770 $440
Gun Barrel City, TX $96,200 $540 $360 $830 $470
Eustace, TX $82,000 $470 $310 $720 $410

Research Home Insurance Companies Reviews in Lancaster, TX Before Buying | Back to Top

Share a review on your home insurance company


GEICO Home Insurance Reviews

Date: August 17, 2019    Age: 20 to 29    Gender: Male    Marital Status: Married

Customer Service
I'd give Geico a 5. I've had a few questions and concerns for them and they've gotten back to me very quickly and answered my questions thoroughly. I was impressed.

Date: February 22, 2019    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Customer Service
I would give them a five, but this is mainly due to my very minimal interaction with their customer service reps. However, the small contact I have had was pleasant.

Date: November 30, 2018    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Premium
Compared to other home insurance policies for the same coverage, the premium and deductible are better. I do not believe that I am getting ripped off.

State Farm Home Insurance Reviews

Date: January 23, 2019    Age: Above 60    Gender: Male    Marital Status: Married

Policy Offerings
I have only done comparison shopping 8 times in my life. I did it each time I bought a new house. I have found my rates to be very competitive with State Farm, partially due to the discounts I get by bundling car and home owners insurance policies for pricing.


Date: November 04, 2018    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Premium
My premium is very satisfactory, especially compared to other companies I looked at. It is customized to suit my preferences and needs, rather than being a flat rate.

Progressive Home Insurance Reviews

Date: July 27, 2019    Age: 20 to 29    Gender: Male    Marital Status: Married

Policy Offerings
I would say that they are way better than our previous company. SInce the new company is national and previous was local.


Liberty Mutual Home Insurance Reviews

Date: May 28, 2019    Age: 20 to 29    Gender: Unmarried    Marital Status: Female

Premium
My home insurance premium is probably considered average compare to others, especially in my area. Living in a hurricane prone area that is also prone to flooding and wind damage.

Travelers Home Insurance Reviews

Date: October 19, 2018    Age: 20 to 29    Gender: Male    Marital Status: Married

Website/App
I can see what my coverage is on the app. I can also request a coverage change online and can have my agent contact me

Allstate Home Insurance Reviews

9 Ways to Get Discounts on Homeowners Insurance in Lancaster, TX

What Makes Your Lancaster, TX Home Insurance Cheap or Expensive