Gavop's guide to buying homeowners insurance in Olivette, MO covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Olivette, MO - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Kempland Pl, Bonhomme Ests Dr, 78th St, Payson Dr, N Price Rd, High Acres Dr, la Jolla Dr, Sleepy Hollow Ln, Lodue Hills Dr, Mo D | $253,500 | $240,000 | $250,000-$300,000 | $544,500 | $450,000 | $600,000-$700,000 |
| Arrowhead Dr, Hill N Dale Dr, Olive Lake Dr, Napoleon Blvd, Castle Gate Villas Dr, Groby Rd, Laval Dr, Dielman Industrial Dr, Marbrooke Ln, The Orchards | $184,500 | $170,000 | $175,000-$200,000 | $174,500 | $150,000 | $175,000-$200,000 |
| Archer Ave, Laguna Dr, Crixdale Ave, N Tealbrook Dr, N Covington Meadow Rd, Jody Industrial Ct, Pricewoods Ln, Warshire Dr, Mansfield Ct, Comstock Ct | $178,000 | $150,000 | $150,000-$175,000 | $221,000 | $180,000 | $200,000-$250,000 |
| Dolores Ave, Coolidge Dr, Westover Ct, Villa Pl, Bin Price Ter, Heartwoods Ct, Tealwood Dr, Meeks Ave, Dumbarton Dr, Riddle Ct | $422,000 | $350,000 | $350,000-$400,000 | $428,500 | $390,000 | $400,000-$500,000 |
| How Ave, Crosswinds Dr, Blancha Dr, Paget Dr, Basswood Ln, Ambassador Blvd, Watsonia Ct, Iroquois Dr, Gateway Blvd, Meeks Blvd | $215,500 | $190,000 | $200,000-$250,000 | $332,000 | $270,000 | $350,000-$400,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$92 | $926 |
| Home and Two Car | -$163 | $855 |
| Home and Three Car | -$234 | $783 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| St. Louis County | $1,500 | $1,077 | $2,577 | $783 | $2,283 | $294 |
| Olivette, MO | $700 | $1,005 | $1,705 | $730 | $1,430 | $275 |
| Frontenac, MO | $500 | $753 | $1,253 | $547 | $1,047 | $206 |
| St. Louis County, MO | $2,500 | $1,077 | $3,577 | $783 | $3,283 | $294 |
| Norwood, MO | $300 | $792 | $1,092 | $575 | $875 | $216 |
| Cahokia, IL | $700 | $818 | $1,518 | $595 | $1,295 | $224 |
| Maryville, IL | $100 | $728 | $828 | $529 | $629 | $199 |
| Gray Summit, MO | $2,500 | $1,048 | $3,548 | $762 | $3,262 | $286 |
| Joachim, MO | $500 | $911 | $1,411 | $662 | $1,162 | $249 |
| Winfield, MO | $1,000 | $1,019 | $2,019 | $740 | $1,740 | $278 |
| Hillyard, IL | $100 | $556 | $656 | $404 | $504 | $152 |
| Red Bud, IL | $2,500 | $757 | $3,257 | $550 | $3,050 | $207 |
| Home Insurance Company Olivette, MO | Homeowners Insurance Agency Olivette, MO | Address | Popularity Score | Distance from Olivette (miles) |
|---|---|---|---|---|
| Travelers | Midtown Insurance Group | 12166 Old Big Bend Ste 210, Kirkwood, MO, 63122 | 7.7 | |
| Farmers | Tony Bekemeier | 4029 Jeffco Blvd, Arnold, MO, 63010 | 18.5 | |
| State Farm | Matt Heady | 26 Gravois Sta, House Springs, MO, 63051-4348 | 21.0 | |
| Travelers | Meadow Park Insurance Agency | 8510 Olive Blvd, St Louis, MO, 63132 | 1.2 | |
| State Farm | Brian Smith | 309 E Osage St, Pacific, MO, 63069-1623 | 23.4 | |
| Liberty Mutual Independent | The Warren Group | 14567 N Outer 40 Rd Ste 125, Chesterfield, MO, 63017 | 8.7 | |
| State Farm | Beth Travis | 10900 Manchester Rd Ste 209, Kirkwood, MO, 63122-1200 | 5.3 | |
| Liberty Mutual Independent | Insurance Consultants Inc | 1064 So Woods Mill Road, Chesterfield, MO, 63017 | 8.1 | |
| State Farm | Jeff Ehrhardt | 11237 Manchester Rd, Kirkwood, MO, 63122-1122 | 5.5 | |
| State Farm | Hardy Washington Jr | 800 S Kirkwood Rd, Kirkwood, MO, 63122-6015 | 7.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Missouri | $145,400 | $1,084 | $730 | $1,530 | $800 |
| St. Louis County, MO | $181,100 | $1,090 | $780 | $1,560 | $780 |
| Olivette, MO | $293,700 | $1,017 | $730 | $1,400 | $670 |
| Frontenac, MO | $713,500 | $763 | $560 | $1,040 | $480 |
| St. Louis County, MO | $181,100 | $1,090 | $780 | $1,540 | $760 |
| Norwood, MO | $68,900 | $801 | $580 | $1,150 | $570 |
| Cahokia, IL | $48,700 | $828 | $570 | $1,170 | $600 |
| Maryville, IL | $194,900 | $737 | $520 | $1,010 | $490 |
| Gray Summit, MO | $137,100 | $1,061 | $730 | $1,500 | $770 |
| Joachim, MO | $150,700 | $922 | $630 | $1,280 | $650 |
| Winfield, MO | $126,600 | $1,031 | $740 | $1,470 | $730 |
| Hillyard, IL | $76,300 | $563 | $410 | $810 | $400 |
| Red Bud, IL | $140,300 | $766 | $550 | $1,060 | $510 |