How Can I Make My Cleveland County, NC Home Insurance Cheaper

Gavop shows you how to buy homeowners insurance in Cleveland County, NC by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.

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Select the Suitable Coverage Value for your Cleveland County, NC Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $47,500 $40,000 $50,000-$75,000
2 Bedroom $63,000 $50,000 $50,000-$75,000
3 Bedroom $124,000 $110,000 $100,000-$125,000
4 Bedroom $228,000 $210,000 $175,000-$200,000
5 Bedroom $285,500 $230,000 $250,000-$300,000

Choose the Best Cleveland County, NC Home Insurance Premium for your Background | Back to Top

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Unemployed 750-799 Credit Score <$25,000 1 Pet, Smoker $660
Freelancer Up to 499 Credit Score $75 to $100,000 No Pets, Non-Smoker $90
Retired 800-850 Credit Score <$25,000 2 Pets, Smoker $400

Choose the Right Deductible for your Cleveland County, NC Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
North Carolina $300 $700 $1,000 $590 $890 $110
Cleveland County, NC $2,000 $510 $1,010 $440 $2,440 $-1,430
Cleveland County, NC $2,000 $430 $930 $360 $2,360 $-1,430
Ruth, NC $100 $400 $500 $340 $440 $60
Camp Creek, NC $2,500 $350 $850 $300 $2,800 $-1,950
McDowell County, NC $500 $460 $960 $400 $900 $60
Fairforest, SC $1,000 $350 $850 $310 $1,310 $-460
Huntersville, NC $100 $1,250 $1,350 $1,070 $1,170 $180
Gramling, SC $1,000 $460 $960 $400 $1,400 $-440
Startex, SC $500 $320 $820 $280 $780 $40
Caldwell County, NC $1,500 $410 $910 $340 $1,840 $-930
Coddle Creek, NC $400 $720 $1,120 $590 $990 $130
Grassy Creek, NC $1,500 $620 $1,120 $500 $2,000 $-880

Identify Top Home Insurance Agents near Cleveland County, NC | Back to Top

Home Insurance Company Cleveland County, NC Homeowners Insurance Agency Cleveland County, NC Address Popularity Score Distance from Cleveland County (miles)
Allstate Mcdaniel-Scott Agency 404 Cherryville Rd, Shelby, NC, 28150
3.6
Nationwide Parks Insurance Group 8316 Medical Plaza Dr Ste B, Charlotte, NC, 28262-6702
44.2
State Farm Alex Williamson 4108 Park Rd Ste 106, Charlotte, NC, 28209-4207
41.4
Nationwide William Viviano 7008 E Wt Harris Blvd Suite 16, Charlotte, NC, 28215
47.6
Allstate Pat Fogle 9107 S Tryon St Ste C, Charlotte, NC, 28273
37.6
Travelers Parsons Insurance Group Inc 2204 W Franklin Blvd, Gastonia, NC, 28052
19.7
Travelers Davidson Insurance Agency 1205 Shelby Rd, Kings Mountain, NC, 28086
12.5
State Farm Jack English 6853 Fairview Rd Ste 100 A, Charlotte, NC, 28210-3662
43.3
Nationwide William Viviano 101 S Old Statesville Rd Ste B, Huntersville, NC, 28078
40.7
State Farm Van Nguyen 6400 South Blvd Ste C, Charlotte, NC, 28217-4400
40.6

Compare Rates for Cleveland County, NC Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
North Carolina $153,600 $680 $490 $970 $480
Cleveland County, NC $104,300 $460 $330 $630 $300
Cleveland County, NC $104,300 $620 $450 $850 $400
Ruth, NC $85,400 $390 $270 $530 $260
Camp Creek, NC $75,400 $350 $240 $480 $240
McDowell County, NC $100,900 $430 $290 $590 $300
Fairforest, SC $85,800 $430 $310 $590 $280
Huntersville, NC $247,200 $1,110 $770 $1,590 $820
Gramling, SC $109,200 $570 $390 $810 $420
Startex, SC $66,400 $350 $250 $480 $230
Caldwell County, NC $107,100 $460 $340 $650 $310
Coddle Creek, NC $172,100 $880 $630 $1,210 $580
Grassy Creek, NC $119,700 $620 $420 $880 $460

7 Ways to Get Discounts on Homeowners Insurance in Cleveland County, NC

What Makes Your Cleveland County, NC Home Insurance Cheap or Expensive