Gavop tells you how to get the best homeowners insurance in St. Ferdinand, MO by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| St. Ferdinand, MO - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Perthshire Rd, Coal Bank Ct, Caraway Ct, Attica Dr, Rochelle Dr, Northdale Ave, Denness Dr, Fontaine Pl, Petite Dr, Moline Dr | $116,500 | $110,000 | $100,000-$125,000 | $62,500 | $50,000 | $50,000-$75,000 |
| Orchard Ct, Chain of Rocks Dr, Starshire Dr, Ballard Dr, Redman Blvd, Coburg Lands Dr, Gabriel Dr, Castilion Ave, Castle Dr, Spanish Pond Rd | $126,500 | $110,000 | $100,000-$125,000 | $123,500 | $110,000 | $100,000-$125,000 |
| Coburg Dr, Melanie Dr, Walker Ave, Robinson Circle Dr, Shepley Blvd, Bowers Ave, Placer Ave, Briarbrae Ct, Green Valley Dr, Pattonwood Dr | $171,500 | $140,000 | $200,000-$250,000 | $120,500 | $110,000 | $125,000-$150,000 |
| S Benvenue Dr, Marbella Dr, Ashmont Dr, Laredo Ct, Criterion Ave, Luxmore Dr, Viscount Dr, Lovett Dr, Cedarhurst Dr, Westfall Ln | $103,500 | $100,000 | $75,000-$100,000 | $112,000 | $100,000 | $100,000-$125,000 |
| June Ave, Asheboro Dr, Halbrook Dr, Valencia Ave, Lewis Landing Dr, Landseer Dr, Macdougall Dr, Hallwood Dr, Caverhill Dr, Surf Dr | $130,000 | $120,000 | $150,000-$175,000 | $106,500 | $100,000 | $125,000-$150,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$63 | $636 |
| Home and Two Car | -$119 | $580 |
| Home and Three Car | -$168 | $531 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| St. Louis County | $2,500 | $1,077 | $3,577 | $783 | $3,283 | $294 |
| St. Ferdinand, MO | $1,000 | $690 | $1,690 | $502 | $1,502 | $189 |
| Cool Valley, MO | $400 | $842 | $1,242 | $612 | $1,012 | $230 |
| Normandy, MO | $1,500 | $795 | $2,295 | $578 | $2,078 | $217 |
| Webster Groves, MO | $200 | $955 | $1,155 | $694 | $894 | $261 |
| Gravois, MO | $1,500 | $803 | $2,303 | $583 | $2,083 | $219 |
| Bunker Hill, IL | $300 | $640 | $940 | $465 | $765 | $175 |
| Grantfork, IL | $1,000 | $735 | $1,735 | $534 | $1,534 | $201 |
| Mascoutah, IL | $200 | $671 | $871 | $488 | $688 | $183 |
| Leef, IL | $2,500 | $722 | $3,222 | $525 | $3,025 | $197 |
| Polk, IL | $200 | $886 | $1,086 | $644 | $844 | $242 |
| South Otter, IL | $2,000 | $923 | $2,923 | $671 | $2,671 | $252 |
| Home Insurance Company St. Ferdinand, MO | Homeowners Insurance Agency St. Ferdinand, MO | Address | Popularity Score | Distance from St. Ferdinand (miles) |
|---|---|---|---|---|
| State Farm | Anthony Luster | 11706 W Florissant Ave, Florissant, MO, 63033-6743 | 4.8 | |
| Travelers | Best Insurance Agency | 9191 W Florissant Ste 201, St Louis, MO, 63136 | 5.9 | |
| State Farm | Denny Long | 1185 Scenic Dr Ste 149, Herculaneum, MO, 63048-1433 | 37.8 | |
| Travelers | Gtw Insurance | 2705 Saint Peters Howell Rd Suite D, Saint Peters, MO, 63376 | 23.2 | |
| State Farm | Blake Blase | 8 Mullanphy Garden Shpg Ctr, Florissant, MO, 63031-3412 | 8.6 | |
| State Farm | Jan Grafeman | #1 Grandview Plaza Office Complex Suite 1, Florissant, MO, 63033 | 5.7 | |
| Allstate | Michael Cassara | 536 Old Smizer Mill Rd, Fenton, MO, 63026 | 23.4 | |
| Travelers | Leach Insurance Agency Llc | 2366 Hwy 94 S Outer Rd, St Charles, MO, 63303 | 18.9 | |
| State Farm | Dimitri Owens | 3533 Dunn Rd Ste 202, Florissant, MO, 63033-6761 | 4.5 | |
| Farmers | Joseph Omokheyeke | 1050 Saint Francois St Ste H, Florissant, MO, 63031 | 7.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Missouri | $145,400 | $1,084 | $790 | $1,540 | $750 |
| St. Louis County, MO | $181,100 | $1,090 | $780 | $1,490 | $710 |
| St. Ferdinand, MO | $70,200 | $699 | $470 | $990 | $520 |
| Cool Valley, MO | $75,000 | $852 | $600 | $1,180 | $580 |
| Normandy, MO | $69,800 | $805 | $550 | $1,120 | $570 |
| Webster Groves, MO | $265,200 | $966 | $700 | $1,360 | $660 |
| Gravois, MO | $168,500 | $813 | $540 | $1,130 | $590 |
| Bunker Hill, IL | $99,400 | $648 | $470 | $920 | $450 |
| Grantfork, IL | $131,900 | $744 | $510 | $1,020 | $510 |
| Mascoutah, IL | $159,300 | $680 | $490 | $940 | $450 |
| Leef, IL | $126,900 | $731 | $500 | $1,000 | $500 |
| Polk, IL | $207,300 | $897 | $620 | $1,270 | $650 |
| South Otter, IL | $230,900 | $934 | $680 | $1,290 | $610 |