Gavop shows you how to buy homeowners insurance in Bloomfield, CT by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $79,500 | $70,000 | $75,000-$100,000 |
| 2 Bedroom | $122,000 | $100,000 | $125,000-$150,000 |
| 3 Bedroom | $276,000 | $250,000 | $200,000-$250,000 |
| 4 Bedroom | $257,000 | $240,000 | $200,000-$250,000 |
| 5 Bedroom | $538,000 | $440,000 | $500,000-$600,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$173 | $740 |
| Superior Protection Discount | -$91 | $822 |
| Fire & Security Discount | -$91 | $822 |
| Hail Resistant Roof Discount | -$27 | $886 |
| Newly Constructed Home Discount | -$183 | $730 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Hartford County | $2,000 | $1,063 | $3,063 | $773 | $2,773 | $291 |
| Bloomfield, CT | $700 | $902 | $1,602 | $656 | $1,356 | $247 |
| Vernon, CT | $100 | $892 | $992 | $648 | $748 | $244 |
| Bristol, CT | $1,000 | $968 | $1,968 | $704 | $1,704 | $265 |
| Higganum, CT | $500 | $1,261 | $1,761 | $916 | $1,416 | $345 |
| Bethlehem, CT | $2,000 | $1,463 | $3,463 | $1,063 | $3,063 | $400 |
| Guilford, CT | $300 | $989 | $1,289 | $719 | $1,019 | $270 |
| Salisbury, CT | $2,500 | $1,684 | $4,184 | $1,223 | $3,723 | $460 |
| Windham County, CT | $100 | $1,029 | $1,129 | $747 | $847 | $281 |
| Derby, CT | $2,000 | $858 | $2,858 | $624 | $2,624 | $235 |
| Lenox, MA | $400 | $983 | $1,383 | $714 | $1,114 | $269 |
| Waterford, CT | $2,000 | $849 | $2,849 | $617 | $2,617 | $232 |
| Home Insurance Company Bloomfield, CT | Homeowners Insurance Agency Bloomfield, CT | Address | Popularity Score | Distance from Bloomfield (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Bouvier Insurance | 29 North Main Street , West Hartford, CT, 6107 | 5.6 | |
| Travelers | Preferred Insurance Services Llc | 87 South Main Street Suite 15, Newtown, CT, 6470 | 42.2 | |
| Travelers | Adam Miller Agency Llc | 227 Turnpike 2nd Fl., Monroe, CT, 6468 | 42.7 | |
| Liberty Mutual Independent | Norcom Insurance | 38 Security Dr, Avon, CT, 6001 | 5.5 | |
| Liberty Mutual Independent | Greenberg Rhein & Margolis Inc | 1768 Litchfield Turnpike, Woodbridge, CT, 6525 | 36.5 | |
| Allstate | Jeffrey Bernetich | 1422 Farmington Ave, Farmington, CT, 6032 | 9.3 | |
| Allstate | Darren Prozzo | 92 East St, Plainville, CT, 6062 | 13.7 | |
| Liberty Mutual Independent | Wilson Agency Inc | 30 Huntington St, Shelton, CT, 6484 | 43.3 | |
| Nationwide | Michael J Eremita | 303 Burnside Avesuite 7, East Hartford, CT, 06108-2318 | 7.6 | |
| Travelers | Bertha M Mccollam Inc | 219 Greenwood Ave, Bethel, CT, 6801 | 47.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Connecticut | $270,100 | $1,253 | $910 | $1,770 | $860 |
| Hartford County, CT | $235,300 | $1,076 | $730 | $1,500 | $770 |
| Bloomfield, CT | $211,300 | $913 | $670 | $1,290 | $620 |
| Vernon, CT | $207,600 | $903 | $620 | $1,280 | $660 |
| Bristol, CT | $190,500 | $980 | $680 | $1,400 | $720 |
| Higganum, CT | $279,000 | $1,276 | $910 | $1,760 | $850 |
| Bethlehem, CT | $353,300 | $1,481 | $1,010 | $2,120 | $1,110 |
| Guilford, CT | $389,900 | $1,001 | $690 | $1,380 | $690 |
| Salisbury, CT | $418,400 | $1,704 | $1,140 | $2,350 | $1,210 |
| Windham County, CT | $196,800 | $1,041 | $720 | $1,450 | $730 |
| Derby, CT | $194,600 | $869 | $630 | $1,230 | $600 |
| Lenox, MA | $350,000 | $995 | $710 | $1,420 | $710 |
| Waterford, CT | $253,400 | $859 | $580 | $1,220 | $640 |