How Can I Make My Elgin, IL Home Insurance Cheaper
Gavop tells you how to get the best homeowners insurance in Elgin, IL by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
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Estimate Appropriate Elgin, IL Home Insurance Coverage Levels | Back to Top
| Elgin, IL - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Nina Ln, Brunswick Ct, Hampton Cir, Mable Ln, White Spruce Dr, Woodcrest Cir, Hearthstone Dr, Kings Canyon Dr, Briarwood Ct, Park Bluff Cir | $262,500 | $230,000 | $300,000-$350,000 | $241,000 | $200,000 | $250,000-$300,000 |
| Mackinac Ln, Moorehead Dr, Shoe Factory Rd, Olive Ct, Prestbury Ln, Dallas Dr, Palisades Ln, Sharon Ct, Ford Ave, Trout Ave | $194,500 | $170,000 | $150,000-$175,000 | $167,500 | $160,000 | $175,000-$200,000 |
| Buckskin Ln, Kelburg Ave, Whispering Dr, Fairfax Ct, Algona Ave, Thornbury Rd, Edgartown Ln, Woodview Cir, Irene Dr, Providence Dr | $129,500 | $100,000 | $125,000-$150,000 | $151,500 | $140,000 | $175,000-$200,000 |
| Thorndale Ct, Smoke Tree Cir, Monarch Dr, Langtry Ct, River Ash Ct, Highbury Ct, Longford Ct, Ascot Ln, Sebring Dr, Spitzer Rd | $231,500 | $190,000 | $200,000-$250,000 | $225,000 | $180,000 | $175,000-$200,000 |
| Edgebrook Ter, Topaz Ln, Cobblers Xing, Spaulding Rd, Abbeywood Ct, Martin Dr, Shotkowski Dr, Sundrop Ln, Knoll Crest Dr, Bluff City Blvd | $225,000 | $200,000 | $175,000-$200,000 | $208,000 | $180,000 | $175,000-$200,000 |
Estimate your Savings with Home Insurance Discounts in Elgin, IL | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$121 | $687 |
| Superior Protection Discount | -$81 | $727 |
| Fire & Security Discount | -$73 | $735 |
| Hail Resistant Roof Discount | -$16 | $792 |
| Newly Constructed Home Discount | -$178 | $630 |
Choose the Right Deductible for your Elgin, IL Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Cook County | $2,500 | $881 | $3,381 | $640 | $3,140 | $241 |
| Elgin, IL | $2,000 | $798 | $2,798 | $580 | $2,580 | $218 |
| Lake Zurich, IL | $400 | $905 | $1,305 | $658 | $1,058 | $247 |
| Bannockburn, IL | $1,500 | $729 | $2,229 | $530 | $2,030 | $199 |
| Brookfield, IL | $400 | $928 | $1,328 | $674 | $1,074 | $254 |
| Warren, IL | $2,500 | $894 | $3,394 | $650 | $3,150 | $244 |
| Boone County, IL | $300 | $747 | $1,047 | $543 | $843 | $204 |
| Joliet, IL | $2,000 | $788 | $2,788 | $572 | $2,572 | $215 |
| Mission, IL | $300 | $812 | $1,112 | $590 | $890 | $222 |
| Browns Lake, WI | $2,500 | $712 | $3,212 | $518 | $3,018 | $195 |
| Meriden, IL | $400 | $794 | $1,194 | $577 | $977 | $217 |
| Yorkville, WI | $2,500 | $768 | $3,268 | $558 | $3,058 | $210 |
Identify Top Home Insurance Agents near Elgin, IL | Back to Top
| Home Insurance Company Elgin, IL | Homeowners Insurance Agency Elgin, IL | Address | Popularity Score | Distance from Elgin (miles) |
|---|---|---|---|---|
| Farmers | Sherri Wheeler | 2560 Foxfield Rd Ste 120, Saint Charles, IL, 60174 | 8.3 | |
| State Farm | Larry Laino | 3837 E Main St, St Charles, IL, 60174-2424 | 8.7 | |
| Travelers | Thomas Ward Insurance Group | 707 W Willow Street, Chicago, IL, 60614 | 35.9 | |
| State Farm | Michelle Twitchell | 945 S State Route 59, Bartlett, IL, 60103-1670 | 7.5 | |
| State Farm | Caleb Strader | 35 N Broadway, Aurora, IL, 60505-3311 | 19.4 | |
| State Farm | Dave Frederickson | 6263 N Clark St, Chicago, IL, 60660-1201 | 33.7 | |
| State Farm | Chad Radtke | 12396 Princeton Dr, Huntley, IL, 60142-7655 | 9.5 | |
| Farmers | Gary Lenke | 1240 Iroquois Ave Ste 200, Naperville, IL, 60563 | 19.8 | |
| State Farm | Greg Jareczek | 1428 W Irvng Park Rd Ste 1, Chicago, IL, 60613-4940 | 34.3 | |
| State Farm | Martin Zoladz | 6057 W Belmnt Ave, Chicago, IL, 60634-5116 | 28.8 |
Compare Rates for Elgin, IL Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Illinois | $179,700 | $850 | $570 | $1,160 | $590 |
| Cook County, IL | $227,400 | $892 | $600 | $1,230 | $630 |
| Elgin, IL | $171,200 | $808 | $590 | $1,110 | $520 |
| Lake Zurich, IL | $323,600 | $916 | $610 | $1,290 | $680 |
| Bannockburn, IL | $1,088,700 | $738 | $500 | $1,060 | $560 |
| Brookfield, IL | $233,900 | $939 | $650 | $1,310 | $660 |
| Warren, IL | $236,400 | $905 | $620 | $1,280 | $660 |
| Boone County, IL | $145,700 | $756 | $550 | $1,040 | $490 |
| Joliet, IL | $165,600 | $797 | $570 | $1,120 | $550 |
| Mission, IL | $165,500 | $822 | $590 | $1,160 | $570 |
| Browns Lake, WI | $193,500 | $721 | $530 | $1,020 | $490 |
| Meriden, IL | $156,900 | $804 | $550 | $1,120 | $570 |
| Yorkville, WI | $242,400 | $777 | $530 | $1,100 | $570 |
Research Home Insurance Companies Reviews in Elgin, IL Before Buying | Back to Top
Share a review on your home insurance company
AAA Home Insurance Reviews
Date: September 13, 2018 Age: 50 to 59 Gender: Female Marital Status: Married
Date: September 10, 2018 Age: Above 60 Gender: Male Marital Status: Unmarried
Date: September 04, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
Date: August 15, 2018 Age: 40 to 49 Gender: Male Marital Status: Married
Date: August 10, 2018 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Allstate Home Insurance Reviews
Date: January 07, 2020 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Date: September 13, 2019 Age: 40 to 49 Gender: Female Marital Status: Married
Date: July 29, 2019 Age: 50 to 59 Gender: Female Marital Status: Unmarried
Date: February 10, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Date: January 18, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Grange Insurance Home Insurance Reviews
Date: September 17, 2018 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Date: September 10, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Date: September 04, 2018 Age: 50 to 59 Gender: Male Marital Status: Married
Date: September 02, 2018 Age: 50 to 59 Gender: Female Marital Status: Unmarried
Date: February 04, 2018 Age: Above 60 Gender: Female Marital Status: Married
Homesite Insurance Home Insurance Reviews
Date: September 30, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Date: August 11, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Date: August 02, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Date: January 05, 2018 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Date: November 19, 2017 Age: 30 to 39 Gender: Male Marital Status: Married
Kemper Home Insurance Reviews
Date: October 05, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Date: September 26, 2018 Age: 40 to 49 Gender: Female Marital Status: Married
Date: July 31, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
Progressive Home Insurance Reviews
Date: January 09, 2020 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Date: January 09, 2020 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Date: August 18, 2019 Age: 20 to 29 Gender: Male Marital Status: Married
State Farm Home Insurance Reviews
Date: April 08, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Date: January 22, 2019 Age: 50 to 59 Gender: Female Marital Status: Married
Date: December 03, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
USAA Home Insurance Reviews
Date: October 25, 2018 Age: Above 60 Gender: Female Marital Status: Unmarried
Nationwide Home Insurance Reviews
Date: November 23, 2018 Age: 20 to 29 Gender: Male Marital Status: Married