Gavop tells you how to get the best homeowners insurance in Bell County, KY by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bell County, KY - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Old Bell High Rd, Jenson Church Rd, Park Ave, S 37th St, Cherry St, Green Hoskins Rd, Cox Hollow Rd, Christa Dr, W Tennessee Ave, Arther Hts | $128,500 | $110,000 | $150,000-$175,000 | $90,500 | $90,000 | $75,000-$100,000 |
| Upper Gibson Ln, Dean Hill Dr, State Hwy 2401, Lothbury Ave, Dalewood Rd, Rabon Evans Ln, N 24th St, Mason Ln, Mill Creek Rd, Alley St | $79,000 | $70,000 | $75,000-$100,000 | $70,000 | $60,000 | $50,000-$75,000 |
| Cannon Cr Rd, Parrott Ln, Riverview Ave, Little Clear Creek Rd, Hope Ln, N 25th St, Parks & Phelps Rd, Sam Harris Rd, E Cumberland Ave, Buffalo Creek Rd | $156,000 | $130,000 | $125,000-$150,000 | $77,500 | $70,000 | $75,000-$100,000 |
| Agusta Ln, Ellison Ln, Arlin Hills Rd, State Hwy 2011, Jack Powers Rd, Parker Ln, Georgia Ave, Bird Branch Rd, Schultz Heights Rd, Mosley Ln | $77,000 | $70,000 | $75,000-$100,000 | $63,000 | $50,000 | $50,000-$75,000 |
| 20th St, Gordon Ln, Barrley Hollow Dr, Sunny Ln, W End Homes St, Willow St, Cherokee Dr, Antler Ridge, Cumberland Ave, S 27th St | $101,500 | $90,000 | $75,000-$100,000 | $81,500 | $80,000 | $75,000-$100,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$159 | $722 |
| Superior Protection Discount | -$79 | $801 |
| Fire & Security Discount | -$62 | $819 |
| Hail Resistant Roof Discount | -$18 | $863 |
| Newly Constructed Home Discount | -$255 | $625 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Bell County | $1,500 | $870 | $2,370 | $632 | $2,132 | $238 |
| Bell County, KY | $2,500 | $870 | $3,370 | $632 | $3,132 | $238 |
| Gray, KY | $500 | $589 | $1,089 | $428 | $928 | $161 |
| Pleasant View, KY | $2,500 | $698 | $3,198 | $507 | $3,007 | $191 |
| Cawood, KY | $100 | $417 | $517 | $303 | $403 | $114 |
| Hancock County, TN | $2,000 | $664 | $2,664 | $482 | $2,482 | $181 |
| Union County, TN | $200 | $768 | $968 | $558 | $758 | $210 |
| Burning Springs, KY | $1,000 | $608 | $1,608 | $442 | $1,442 | $166 |
| Dryden, VA | $100 | $536 | $636 | $390 | $490 | $147 |
| Annville, KY | $700 | $848 | $1,548 | $616 | $1,316 | $232 |
| Jefferson County, TN | $500 | $948 | $1,448 | $689 | $1,189 | $259 |
| Shopville, KY | $2,500 | $685 | $3,185 | $498 | $2,998 | $187 |
| Home Insurance Company Bell County, KY | Homeowners Insurance Agency Bell County, KY | Address | Popularity Score | Distance from Bell County (miles) |
|---|---|---|---|---|
| State Farm | Phil Mcdonald | 1407 W 5th St, London, KY, 40741-1616 | 35.5 | |
| State Farm | Justin Mays | 1509 Us Highway 25 E, Middlesboro, KY, 40965-1862 | 6.7 | |
| State Farm | Chad Shannon | 473 N 12th St, Middlesboro, KY, 40965-1133 | 7.6 | |
| Liberty Mutual Independent | Insurance Service Center | 100 N Kentucky Ave, Corbin, KY, 40701 | 27.8 | |
| State Farm | Tom Blair | 515 Master St, Corbin, KY, 40701-1055 | 27.7 | |
| State Farm | Tom Shelton | 1260 S Highway 25 W, Williamsburg, KY, 40769-1690 | 26.6 | |
| State Farm | Laura Feltner | 117 Corporate Dr Ste 103, Hazard, KY, 41701-8267 | 47.0 | |
| State Farm | Randy Kidd | 1755 N Hwy 27, Whitley City, KY, 42653 | 43.9 | |
| State Farm | Jeffrey Branum | 109 Union St, Barbourville, KY, 40906-1348 | 15.0 | |
| State Farm | Mike Sparks | 1121 S Main St, Corbin, KY, 40701-1809 | 27.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Kentucky | $130,000 | $896 | $650 | $1,230 | $580 |
| Bell County, KY | $59,400 | $881 | $600 | $1,250 | $650 |
| Bell County, KY | $59,400 | $881 | $610 | $1,260 | $650 |
| Gray, KY | $59,700 | $596 | $400 | $820 | $420 |
| Pleasant View, KY | $81,600 | $706 | $480 | $970 | $490 |
| Cawood, KY | $30,600 | $422 | $280 | $600 | $320 |
| Hancock County, TN | $83,500 | $672 | $490 | $960 | $470 |
| Union County, TN | $114,200 | $777 | $550 | $1,100 | $550 |
| Burning Springs, KY | $72,400 | $616 | $420 | $870 | $450 |
| Dryden, VA | $98,000 | $543 | $370 | $740 | $370 |
| Annville, KY | $60,800 | $858 | $570 | $1,180 | $610 |
| Jefferson County, TN | $136,700 | $960 | $680 | $1,360 | $680 |
| Shopville, KY | $78,900 | $693 | $490 | $980 | $490 |