Gavop's guide to buying homeowners insurance in Abbeville County, SC covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $41,000 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $121,500 | $110,000 | $100,000-$125,000 |
| 3 Bedroom | $113,000 | $110,000 | $100,000-$125,000 |
| 4 Bedroom | $213,000 | $180,000 | $200,000-$250,000 |
| 5 Bedroom | $324,000 | $290,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$95 | $499 |
| Superior Protection Discount | -$53 | $541 |
| Fire & Security Discount | -$48 | $547 |
| Hail Resistant Roof Discount | -$12 | $582 |
| Newly Constructed Home Discount | -$125 | $469 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Abbeville County | $2,000 | $587 | $2,587 | $427 | $2,427 | $160 |
| Abbeville County, SC | $1,500 | $587 | $2,087 | $427 | $1,927 | $160 |
| Troy, SC | $100 | $523 | $623 | $380 | $480 | $143 |
| McCormick County, SC | $1,000 | $665 | $1,665 | $483 | $1,483 | $182 |
| Ninety Six, SC | $200 | $599 | $799 | $435 | $635 | $164 |
| Mountville, SC | $2,500 | $1,049 | $3,549 | $763 | $3,263 | $287 |
| Central, SC | $300 | $692 | $992 | $503 | $803 | $189 |
| Gumlog, GA | $1,000 | $918 | $1,918 | $667 | $1,667 | $251 |
| Enoree, SC | $500 | $492 | $992 | $358 | $858 | $134 |
| Columbia County, GA | $2,000 | $1,005 | $3,005 | $731 | $2,731 | $275 |
| Arnoldsville, GA | $200 | $946 | $1,146 | $687 | $887 | $258 |
| Ila, GA | $1,000 | $654 | $1,654 | $475 | $1,475 | $179 |
| Home Insurance Company Abbeville County, SC | Homeowners Insurance Agency Abbeville County, SC | Address | Popularity Score | Distance from Abbeville County (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | David Crotts & Associates | 422 Montague Ave Ste 7, Greenwood, SC, 29649 | 16.5 | |
| State Farm | Paula White | 2531 Woodruff Rd Ste 109, Simpsonville, SC, 29681-5465 | 43.0 | |
| State Farm | Sheldon Porter | 307 Mills Ave, Greenville, SC, 29605-4021 | 42.5 | |
| Travelers | The Brown Agency | 511 W Greenwood St, Abbeville, SC, 29620 | 5.5 | |
| State Farm | Rachel Keeter | 115 S Main St, Abbeville, SC, 29620-2403 | 5.4 | |
| Allstate | Jeremy Ford | 1020 Woodruff Rd Ste C, Greenville, SC, 29607 | 43.7 | |
| State Farm | James Owens | 2503 Wade Hamp Blvd, Greenville, SC, 29615-1147 | 47.3 | |
| Liberty Mutual Independent | Fci Agency | 503 Old Boiling Springs Rd, Greer, SC, 29650 | 46.1 | |
| Allstate | Julian Davis | 530 A Bypass 123, Seneca, SC, 29678 | 43.7 | |
| State Farm | Joe Kirby | 918 W Main St, Laurens, SC, 29360-2645 | 31.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| South Carolina | $148,600 | $989 | $670 | $1,370 | $700 |
| Abbeville County, SC | $92,600 | $594 | $430 | $840 | $410 |
| Abbeville County, SC | $92,600 | $594 | $400 | $810 | $410 |
| Troy, SC | $77,900 | $529 | $350 | $720 | $370 |
| McCormick County, SC | $116,600 | $673 | $490 | $920 | $430 |
| Ninety Six, SC | $94,500 | $606 | $440 | $860 | $420 |
| Mountville, SC | $162,500 | $1,062 | $780 | $1,510 | $730 |
| Central, SC | $121,900 | $701 | $500 | $990 | $490 |
| Gumlog, GA | $137,000 | $929 | $620 | $1,270 | $650 |
| Enoree, SC | $73,800 | $498 | $330 | $700 | $370 |
| Columbia County, GA | $183,800 | $1,017 | $680 | $1,410 | $730 |
| Arnoldsville, GA | $143,800 | $957 | $680 | $1,360 | $680 |
| Ila, GA | $107,500 | $662 | $460 | $940 | $480 |