Gavop shows you how to buy homeowners insurance in Salem, PA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Salem, PA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Forbes Rd, Cloverleaf Dr, Damico Ln, Fenneltown Rd, Flat Ln, C C Hall Dr, Sr1034, Turner Ln, Lily Ln, Cells Ln | $160,000 | $130,000 | $125,000-$150,000 | $154,000 | $130,000 | $150,000-$175,000 |
| T674, Silver Maple Ln, Violet Ln, Old Hill Rd, Congruity Rd, Durco Way, Long Ln, Trevor Ln, Belle Dr, Keith Ln | $141,500 | $130,000 | $125,000-$150,000 | $120,000 | $110,000 | $100,000-$125,000 |
| Sandra Dr, Kaufman Rd, Scenic Dr, T 710, Fire Station Rd, Yale Ln, Gold Ln, Jobes Rd, Patrick Ln, Hines Ln | $128,500 | $110,000 | $125,000-$150,000 | $87,500 | $80,000 | $50,000-$75,000 |
| 16 School Rd, Cloverleaf Cir, Rock Springs Rd, Moonlight Ln, Story Rd, Kelsey Ct, Hawthorne Ct, Sarver Farm Ln, Oak Hill Rd, Seanor Rd | $138,500 | $130,000 | $125,000-$150,000 | $107,500 | $90,000 | $75,000-$100,000 |
| Jaclyn Ct, Manor St, Deerpath Ln, T958, Salem Dr, Plymouth Dr, Bash Rd, Forbes Way, T790, Sears Ln | $135,500 | $110,000 | $125,000-$150,000 | $68,500 | $60,000 | $50,000-$75,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$97 | $548 |
| Superior Protection Discount | -$58 | $586 |
| Fire & Security Discount | -$45 | $599 |
| Hail Resistant Roof Discount | -$19 | $625 |
| Newly Constructed Home Discount | -$135 | $509 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Westmoreland County | $1,000 | $666 | $1,666 | $484 | $1,484 | $182 |
| Salem, PA | $2,500 | $637 | $3,137 | $463 | $2,963 | $174 |
| Apollo, PA | $300 | $486 | $786 | $353 | $653 | $133 |
| Braddock, PA | $2,500 | $362 | $2,862 | $263 | $2,763 | $99 |
| Bear Rocks, PA | $400 | $711 | $1,111 | $517 | $917 | $194 |
| Laurel Mountain, PA | $1,500 | $744 | $2,244 | $541 | $2,041 | $203 |
| Stowe, PA | $200 | $723 | $923 | $526 | $726 | $198 |
| Rayne, PA | $2,000 | $681 | $2,681 | $495 | $2,495 | $186 |
| Thompsonville, PA | $100 | $958 | $1,058 | $696 | $796 | $262 |
| Revloc, PA | $2,500 | $529 | $3,029 | $384 | $2,884 | $144 |
| Elk Lick, PA | $100 | $598 | $698 | $434 | $534 | $163 |
| Shippingport, PA | $700 | $645 | $1,345 | $469 | $1,169 | $176 |
| Home Insurance Company Salem, PA | Homeowners Insurance Agency Salem, PA | Address | Popularity Score | Distance from Salem (miles) |
|---|---|---|---|---|
| Allstate | Don Rose | 841 E Pittsburgh St, Greensburg, PA, 15601 | 8.1 | |
| Liberty Mutual Independent | Assured Risk Advisors Llc | 120 Tropiano Ln, Irwin, PA, 15642 | 9.2 | |
| Allstate | Michael Maxson | 730 Parkwood Dr Ste 100, Cranberry Township, PA, 16066 | 36.9 | |
| State Farm | Greg Mcdonald | 1378 Freeport Rd Ste 1b, Pittsburgh, PA, 15238-3135 | 19.1 | |
| Erie | Riley Insurance Agency Llc | 2484 Wildwood Road, Allison Park, PA, 15101 | 26.5 | |
| Travelers | Seal Financial Services Llc | 650 S Main St Ste A, Greensburg, PA, 15601 | 8.7 | |
| State Farm | Grace Robinson | 5108 Baum Blvd, Pittsburgh, PA, 15224-2302 | 22.4 | |
| Allstate | Edward Zdobinski | 12a E Otterman St, Greensburg, PA, 15601 | 8.1 | |
| State Farm | Nathan Ferguson | 491 N Gallatin Ave, Uniontown, PA, 15401-2456 | 36.4 | |
| Travelers | Mcgrath Insurance Group Inc | 4170 William Penn Highway, Murrysville, PA, 15668 | 8.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Pennsylvania | $170,500 | $745 | $540 | $1,060 | $520 |
| Westmoreland County, PA | $144,900 | $674 | $470 | $940 | $470 |
| Salem, PA | $143,600 | $644 | $460 | $920 | $460 |
| Apollo, PA | $63,000 | $492 | $360 | $700 | $340 |
| Braddock, PA | $26,700 | $366 | $250 | $510 | $260 |
| Bear Rocks, PA | $157,300 | $720 | $490 | $1,030 | $540 |
| Laurel Mountain, PA | $175,000 | $753 | $530 | $1,070 | $540 |
| Stowe, PA | $78,400 | $732 | $500 | $1,010 | $510 |
| Rayne, PA | $142,000 | $689 | $480 | $940 | $460 |
| Thompsonville, PA | $286,900 | $970 | $660 | $1,340 | $680 |
| Revloc, PA | $77,600 | $535 | $360 | $740 | $380 |
| Elk Lick, PA | $104,100 | $605 | $440 | $850 | $410 |
| Shippingport, PA | $125,000 | $653 | $440 | $890 | $450 |