Gavop shows you how to buy homeowners insurance in Lemhi County, ID by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Lemhi County, ID - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Sunset Heights Rd, Crews Rd, 3rd St, Hughes Creek Rd, Webb Ln, Sandy Creek Rd, Apache Way, Ann Ln, Edwards St, Lafayette Ave | $90,500 | $90,000 | $75,000-$100,000 | $115,500 | $100,000 | $75,000-$100,000 |
| W 3rd Ave, Peterson Ln, Geertson Cr Rd, Lewis Rd, N Challis St, Sacajewa, Dahlonega Creek Rd, Bee Hive Ln, Sleeping Beauty Dr, Cliff Dr | $175,500 | $150,000 | $175,000-$200,000 | $152,500 | $130,000 | $150,000-$175,000 |
| Ruby, US Hwy 93, Idaho Ave, Old Baker Hwy, Lodge Rd, Cooper Cir, Pittsburgh Ave, Hall St, Beehaven Ln, Furey Ln | $239,500 | $200,000 | $250,000-$300,000 | $145,500 | $120,000 | $125,000-$150,000 |
| Blue Camas Rd, S Baker Rd, Lemhi Ave, Wimpey Crk Rd, Back Rd, Nat For Dev Rd 091, N Cherokee Rd, N Shoreline Dr, Three Mile Ln, Pheasant Rd | $227,000 | $190,000 | $200,000-$250,000 | $205,000 | $160,000 | $200,000-$250,000 |
| Turner Cir, N Fairmont Rd, Tower Creek Rd, Fairmont St, Indian Creek Rd, Blue Heron Dr, Chucker Cir, Burstedt Ln, Campo Di Cielo, Whitehead Ln | $174,000 | $160,000 | $150,000-$175,000 | $145,000 | $130,000 | $125,000-$150,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$52 | $526 |
| Home and Two Car | -$98 | $480 |
| Home and Three Car | -$139 | $440 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Lemhi County | $2,500 | $572 | $3,072 | $415 | $2,915 | $156 |
| Lemhi County, ID | $2,500 | $572 | $3,072 | $415 | $2,915 | $156 |
| Patterson, ID | $100 | $609 | $709 | $442 | $542 | $166 |
| Salmon, ID | $1,000 | $668 | $1,668 | $486 | $1,486 | $183 |
| Forney, ID | $400 | $860 | $1,260 | $625 | $1,025 | $235 |
| Challis, ID | $2,500 | $608 | $3,108 | $442 | $2,942 | $166 |
| Clark Canyon-Horse Prairie, MT | $100 | $1,107 | $1,207 | $804 | $904 | $302 |
| Leadore, ID | $1,500 | $646 | $2,146 | $470 | $1,970 | $177 |
| Custer County, ID | $200 | $572 | $772 | $415 | $615 | $156 |
| Home Insurance Company Lemhi County, ID | Homeowners Insurance Agency Lemhi County, ID | Address | Popularity Score | Distance from Lemhi County (miles) |
|---|---|---|---|---|
| Travelers | Salmon Valley Insurance Llc | 1000 Main St, Salmon, ID, 83467 | 16.9 | |
| Travelers | Salmon Valley Insurance Llc | 1000 Main St, Salmon, ID, 83467 | 16.9 | |
| State Farm | Shayne Holmes | 1211 Main St Ste 1, Salmon, ID, 83467-4304 | 16.9 | |
| Farmers | Ross Cole | 612 Main St, Salmon, ID, 83467 | 17.0 | |
| Allstate | Challis Ins Agency | Po Box 525, Challis, ID, 83226 | 33.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Idaho | $176,800 | $627 | $430 | $900 | $470 |
| Lemhi County, ID | $173,400 | $578 | $420 | $800 | $380 |
| Lemhi County, ID | $173,400 | $578 | $420 | $820 | $400 |
| Patterson, ID | $168,800 | $616 | $440 | $870 | $430 |
| Salmon, ID | $170,300 | $676 | $490 | $940 | $450 |
| Forney, ID | $340,300 | $870 | $590 | $1,200 | $610 |
| Challis, ID | $168,200 | $615 | $420 | $870 | $450 |
| Clark Canyon-Horse Prairie, MT | $230,600 | $1,120 | $850 | $1,470 | $620 |
| Leadore, ID | $197,200 | $654 | $440 | $910 | $470 |
| Custer County, ID | $173,300 | $578 | $420 | $820 | $400 |