Gavop tells you how to get the best homeowners insurance in Nelson County, VA by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Nelson County, VA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Goodloe Retreat Dr, Elk Mountain Rd, State Rte 845, State Rte 810, Trillium Ln, Hill Hollow Rd, Lewis Ln, Hubbards Hill Ln, Batesville Rd, Fortune's Cove Ln | $245,000 | $220,000 | $200,000-$250,000 | $187,500 | $170,000 | $200,000-$250,000 |
| Windy Acres Dr, US Hwy 29, Fortune Ln, US Hwy 29, Waddill Ln, Hickory Spring Rd, Black Bear Ln, Tyra's Ct, Hidden Creek Rd, State Rte 624 | $173,500 | $150,000 | $200,000-$250,000 | $167,000 | $140,000 | $175,000-$200,000 |
| Boxwood Farm Rd, Glenvel Ln, Riverfield Farm Ln, Patrick Henry Hwy, Mars Knob Rd, Banton Orchard Ln, State Rte 817, Poll Axe, Jenny's Creek Rd, Thomas Nelson Hwy | $123,000 | $110,000 | $100,000-$125,000 | $118,000 | $110,000 | $100,000-$125,000 |
| Hooded Warbler Ln, Gray Birch Ln, State Rte 764, US Hwy 29 Bus, Centenary Dr, Sawmill Creek Dr, State Rte 669, Rockfish Orchard Dr, State Rte 614, Center Hill Ln | $256,500 | $210,000 | $250,000-$300,000 | $152,500 | $130,000 | $150,000-$175,000 |
| Far Knob Climb, Pheasant Run, Lodebar Estate, Englande Rock Rd, Rives Ln, Falls Ln, Warrior Run, Perkins Hollow Ln, State Rte 785, State Rte 726 | $186,500 | $170,000 | $175,000-$200,000 | $205,000 | $190,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$139 | $634 |
| Superior Protection Discount | -$77 | $696 |
| Fire & Security Discount | -$77 | $696 |
| Hail Resistant Roof Discount | -$15 | $757 |
| Newly Constructed Home Discount | -$155 | $618 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Nelson County | $1,000 | $764 | $1,764 | $555 | $1,555 | $209 |
| Nelson County, VA | $1,000 | $764 | $1,764 | $555 | $1,555 | $209 |
| Harriston, VA | $1,000 | $761 | $1,761 | $553 | $1,553 | $208 |
| Appomattox County, VA | $200 | $694 | $894 | $504 | $704 | $190 |
| Buffalo, VA | $400 | $934 | $1,334 | $679 | $1,079 | $255 |
| Cumberland County, VA | $2,500 | $679 | $3,179 | $493 | $2,993 | $186 |
| Twin Lakes, VA | $200 | $855 | $1,055 | $621 | $821 | $234 |
| Cumberland, VA | $2,000 | $270 | $2,270 | $196 | $2,196 | $74 |
| North River, VA | $500 | $760 | $1,260 | $552 | $1,052 | $208 |
| Prince Edward County, VA | $1,500 | $634 | $2,134 | $461 | $1,961 | $173 |
| Home Insurance Company Nelson County, VA | Homeowners Insurance Agency Nelson County, VA | Address | Popularity Score | Distance from Nelson County (miles) |
|---|---|---|---|---|
| Travelers | Blue Ridge Insurance Services | 111-B Hexham Dr, Lynchburg, VA, 24502 | 35.9 | |
| Erie | Nelles Insurance Solutions Inc. | 2225 Lakeside Drive Suite C, Lynchburg, VA, 24501 | 32.5 | |
| Allstate | Watson & Durrer Insurance | 8726 Seminole Trl Ste 3 Po Box 590, Ruckersville, VA, 22968 | 41.2 | |
| Erie | Hammer Insurance Agency Inc. | 611 S 3rd Street, Shenandoah, VA, 22849 | 49.6 | |
| Liberty Mutual Independent | Virginia Insurance Partners | 516 1st St Ste B, Shenandoah, VA, 22849 | 49.8 | |
| Erie | Staley Insurance Agency Inc. | 1105 Greenville Avenue, Staunton, VA, 24401 | 25.6 | |
| Travelers | Foster Insurance Agency Inc | 715 West Third St, Farmville, VA, 23901 | 42.6 | |
| Nationwide | Massie Insurance Agency Inc | 165 S Main St, Amherst, VA, 24521 | 16.9 | |
| Travelers | Hubbard Lash Insurance | 311a E 3rd St , Farmville, VA, 23901 | 43.1 | |
| Travelers | Bankers Insurance Llc | 320 N Central Ave, Staunton, VA, 24401 | 27.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Virginia | $255,800 | $952 | $650 | $1,340 | $690 |
| Nelson County, VA | $231,400 | $773 | $560 | $1,070 | $510 |
| Nelson County, VA | $231,400 | $773 | $530 | $1,070 | $540 |
| Harriston, VA | $156,900 | $770 | $550 | $1,070 | $520 |
| Appomattox County, VA | $151,700 | $702 | $510 | $990 | $480 |
| Buffalo, VA | $250,000 | $945 | $630 | $1,310 | $680 |
| Cumberland County, VA | $146,600 | $687 | $460 | $940 | $480 |
| Twin Lakes, VA | $197,300 | $865 | $600 | $1,190 | $590 |
| Cumberland, VA | $53,200 | $273 | $190 | $380 | $190 |
| North River, VA | $228,000 | $769 | $520 | $1,090 | $570 |
| Prince Edward County, VA | $154,800 | $642 | $440 | $880 | $440 |