Gavop shows you how to buy homeowners insurance in Philadelphia, MS by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Philadelphia, MS - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Evergreen Ave, Poplar Ave, Co Rd 3407, Co Rd 121, Co Rd 2626, Co Rd 604, Co Rd 549, Co Rd 1533, Byrd Ave, Co Rd 848 | $118,000 | $100,000 | $125,000-$150,000 | $88,000 | $80,000 | $75,000-$100,000 |
| Range Ave, Co Rd 1728, Co Rd 133, Co Rd 115, Co Rd 735, Co Rd 814, Co Rd 1711, Daniel Cove, Co Rd 284, Co Rd 2638 | $72,000 | $70,000 | $50,000-$75,000 | $59,500 | $50,000 | $50,000-$75,000 |
| Center Ave, Co Rd 739, Horseshoe Rd, Co Rd 771, Ladd Dr, Co Rd 123, Co Rd 2438, Co Rd 2462, Hwy 15 N, BIA Rte 2464 | $153,500 | $130,000 | $150,000-$175,000 | $115,500 | $90,000 | $75,000-$100,000 |
| Odie Smith Rd, Co Rd 2830, BIA Rte 0022, W Myrtle St, E Main St, Co Rd 723, Kayla Ave, Co Rd 816, Williamson Ave, BIA Rte 0227 | $119,500 | $100,000 | $125,000-$150,000 | $97,000 | $80,000 | $100,000-$125,000 |
| Co Rd 280, McDonald Rd, Co Rd 1523, Hospital St, Rd 539, Co Rd 157, Co Rd 1535, Co Rd 575, Cut-Off Rd, Co Rd 1315 | $166,500 | $150,000 | $175,000-$200,000 | $70,000 | $60,000 | $50,000-$75,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$123 | $756 |
| Superior Protection Discount | -$88 | $792 |
| Fire & Security Discount | -$88 | $792 |
| Hail Resistant Roof Discount | -$26 | $853 |
| Newly Constructed Home Discount | -$176 | $704 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Neshoba County | $1,000 | $801 | $1,801 | $582 | $1,582 | $219 |
| Philadelphia, MS | $2,500 | $869 | $3,369 | $631 | $3,131 | $237 |
| Tucker, MS | $400 | $885 | $1,285 | $643 | $1,043 | $242 |
| Pearl River, MS | $1,000 | $896 | $1,896 | $651 | $1,651 | $245 |
| Bogue Chitto, MS | $400 | $604 | $1,004 | $439 | $839 | $165 |
| Union, MS | $2,500 | $925 | $3,425 | $672 | $3,172 | $253 |
| Leake County, MS | $500 | $803 | $1,303 | $584 | $1,084 | $220 |
| Louisville, MS | $2,000 | $810 | $2,810 | $589 | $2,589 | $221 |
| Newton, MS | $400 | $899 | $1,299 | $653 | $1,053 | $246 |
| Ethel, MS | $700 | $839 | $1,539 | $610 | $1,310 | $229 |
| Lake, MS | $200 | $960 | $1,160 | $698 | $898 | $262 |
| Oktibbeha County, MS | $2,000 | $1,224 | $3,224 | $890 | $2,890 | $335 |
| Home Insurance Company Philadelphia, MS | Homeowners Insurance Agency Philadelphia, MS | Address | Popularity Score | Distance from Philadelphia (miles) |
|---|---|---|---|---|
| Allstate | Tri - County Insurance | 89 Highway 481 S, Morton, MS, 39117 | 42.7 | |
| Travelers | Meyer & Rosenbaum Inc | 2405 8th St, Meridian, MS, 39301 | 37.4 | |
| State Farm | David Weber | 100 Gray Ln, Forest, MS, 39074-3455 | 35.1 | |
| State Farm | David Weber | 277 Highway 16 E, Carthage, MS, 39051-4203 | 24.0 | |
| Travelers | Philadelphia Security Insurance Agency | 802 Kosciusko Rd, Philadelphia, MS, 39350 | 0.9 | |
| Travelers | Philadelphia Security Insurance Agency | 802 Kosciusko Rd, Philadelphia, MS, 39350 | 0.9 | |
| Travelers | First Carthage Cox Insurance | 109 Main St, Carthage, MS, 39051 | 24.1 | |
| State Farm | Edwin Albin | 401 Highway 12 W, Kosciusko, MS, 39090-3290 | 34.2 | |
| State Farm | Roger Owen | 411 Poplar Avenue, Philadelphia, MS, 39350-2442 | 0.9 | |
| State Farm | Charles Garrett | 5001 Poplar Spg Dr Ste B, Meridian, MS, 39305-1625 | 35.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Mississippi | $109,300 | $1,158 | $800 | $1,630 | $830 |
| Neshoba County, MS | $80,400 | $811 | $550 | $1,160 | $610 |
| Philadelphia, MS | $92,200 | $879 | $590 | $1,250 | $660 |
| Tucker, MS | $70,800 | $896 | $640 | $1,230 | $590 |
| Pearl River, MS | $72,200 | $907 | $640 | $1,250 | $610 |
| Bogue Chitto, MS | $34,300 | $611 | $450 | $860 | $410 |
| Union, MS | $76,300 | $936 | $630 | $1,330 | $700 |
| Leake County, MS | $80,800 | $813 | $550 | $1,150 | $600 |
| Louisville, MS | $82,000 | $820 | $560 | $1,160 | $600 |
| Newton, MS | $72,700 | $910 | $660 | $1,280 | $620 |
| Ethel, MS | $64,400 | $849 | $590 | $1,210 | $620 |
| Lake, MS | $81,400 | $972 | $710 | $1,330 | $620 |
| Oktibbeha County, MS | $146,400 | $1,239 | $860 | $1,760 | $900 |