How Can I Make My Waseca, MN Home Insurance Cheaper

Gavop's guide to buying homeowners insurance in Waseca, MN covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.

Compare Quotes from Top Providers and Save now!

Select the Suitable Coverage Value for your Waseca, MN Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $41,500 $40,000 $25,000-$50,000
2 Bedroom $66,500 $60,000 $50,000-$75,000
3 Bedroom $80,000 $70,000 $50,000-$75,000
4 Bedroom $157,000 $130,000 $150,000-$175,000
5 Bedroom $265,500 $230,000 $200,000-$250,000

Bundle your Waseca, MN Auto & Home Insurance from the Same Company | Back to Top

Bundling Type Discount ($) Premium After Discount ($)
Home and One Car -$67 $680
Home and Two Car -$127 $620
Home and Three Car -$172 $575

Choose the Right Deductible for your Waseca, MN Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Waseca County $1,000 $837 $1,837 $608 $1,608 $229
Waseca, MN $2,500 $738 $3,238 $536 $3,036 $202
Owatonna, MN $500 $847 $1,347 $616 $1,116 $232
Havana, MN $2,000 $1,299 $3,299 $944 $2,944 $355
Blooming Prairie, MN $200 $858 $1,058 $623 $823 $234
Hollandale, MN $2,500 $775 $3,275 $563 $3,063 $212
Lyra, MN $300 $1,121 $1,421 $815 $1,115 $306
Nunda, MN $1,500 $1,007 $2,507 $732 $2,232 $275
Lake Mills, IA $200 $714 $914 $519 $719 $195
Jo Daviess, MN $700 $942 $1,642 $684 $1,384 $257
Vermillion, MN $200 $1,490 $1,690 $1,083 $1,283 $407
Truman, MN $1,000 $621 $1,621 $452 $1,452 $170

Identify Top Home Insurance Agents near Waseca, MN | Back to Top

Home Insurance Company Waseca, MN Homeowners Insurance Agency Waseca, MN Address Popularity Score Distance from Waseca (miles)
Travelers Miller-Hartwig Insurance 20960 Holyoke Ave, Lakeville, MN, 55044
41.0
Allstate Bradley Reiland 175 1st Ave E, Shakopee, MN, 55379
49.5
Travelers Kraus Anderson Insurance 420 Gateway Blvd, Burnsville, MN, 55337
48.9
Allstate Citizens Agency Po Box 669 , New Ulm, MN, 56073
48.5
Farmers Eric Rauh 8604 Eagle Creek Cir, Savage, MN, 55378
47.9
State Farm Judy Plemel 920 Hoffman Dr Ste 1, Owatonna, MN, 55060-1190
13.5
Farmers Julie Muelken 16228 Main Ave Se, Prior Lake, MN, 55372
43.8
State Farm Brian Busch 2000 Old Co Road 34 At Hwys 5 And 13, Burnsville, MN, 55337-6661
48.6
Farmers Mark Johnson 8500 210th St W, Lakeville, MN, 55044
41.0
Travelers Waseca Agency 108 2nd St Ne # 370, Waseca, MN, 56093
0.4

Compare Rates for Waseca, MN Home Insurance Providers | Back to Top

Compare Quotes from Top Providers and Save now!

Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Minnesota $199,700 $1,192 $800 $1,700 $900
Waseca County, MN $147,800 $847 $580 $1,170 $590
Waseca, MN $120,900 $747 $540 $1,030 $490
Owatonna, MN $151,000 $858 $620 $1,220 $600
Havana, MN $241,900 $1,315 $930 $1,810 $880
Blooming Prairie, MN $116,600 $868 $620 $1,240 $620
Hollandale, MN $100,400 $784 $540 $1,120 $580
Lyra, MN $182,200 $1,135 $830 $1,580 $750
Nunda, MN $150,600 $1,019 $700 $1,440 $740
Lake Mills, IA $106,000 $723 $530 $1,020 $490
Jo Daviess, MN $135,000 $953 $640 $1,320 $680
Vermillion, MN $309,800 $1,508 $1,100 $2,160 $1,060
Truman, MN $74,400 $629 $430 $890 $460