How Can I Make My Norman, OK Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in Norman, OK covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
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Estimate Appropriate Norman, OK Home Insurance Coverage Levels | Back to Top
| Norman, OK - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Shadow Grove Ct, Skyhawk Dr, 79th Ave NE, Olde Copper Creek Rd, Pimlico Dr, Lett Cir, 112th Ave NE, Jami Dr, Stinson St, Ridge Bluff Ct | $166,500 | $150,000 | $125,000-$150,000 | $104,500 | $90,000 | $100,000-$125,000 |
| Hobbs Ln, Newton Dr, Belknap Ave, Ter Ridge, Garrison Dr, Springwood St, Edinburg Dr, NW Sterling St, Conway Dr, Rosemont Dr | $147,500 | $130,000 | $150,000-$175,000 | $98,000 | $90,000 | $75,000-$100,000 |
| N Westchester Ave, 36th Ave NE, Willow Rock Ct, Carrie Ln, Richardson Dr, Trinidad Dr, Payton Ln, Hannibal Dr, S Front St, 148th St | $110,500 | $100,000 | $100,000-$125,000 | $83,000 | $70,000 | $75,000-$100,000 |
| Oakhurst Ave, Cypress Ave, Macys Pl, Peaceful Oaks Ln, Berry Farm Ct, Elmwood Dr, Clearview Dr, Bailey Ct, Landsdowne Dr, Cornell Dr | $75,000 | $70,000 | $50,000-$75,000 | $102,000 | $90,000 | $100,000-$125,000 |
| Briar Meadow Rd, Regal Run Dr, Wewoka Dr, Askew St, Lorings Rd, Flint Ridge, Trailridge Dr, Stone Hollow Rd, Floyd Cox Dr, 22nd Ave NE | $192,000 | $170,000 | $175,000-$200,000 | $120,000 | $100,000 | $75,000-$100,000 |
| Cardinal Creek Blvd, Duke Dr, Jaffa Cir, Aberdeen Ct, Wyndham Pl, Rivermont Ct, Da Vinci St, SW 28th St, Oakhollow Dr, 144th St | $187,500 | $160,000 | $200,000-$250,000 | $137,000 | $110,000 | $100,000-$125,000 |
| Wylie Rd, Cherry Stone St, 104th Ave SE, E Swallow Cir, Juanita Ln, Big Bend Cir, Louise Ln, Goldfinch Ct, E Apache St, Northwich Dr | $84,000 | $70,000 | $50,000-$75,000 | $97,500 | $90,000 | $100,000-$125,000 |
| Charlotte Ct, I St, Ed Noble Dr, Trophy Dr, Sonoma Park Dr, E Tonhawa St, Wellington Lake Dr, Cruce St, Dalewood Pl, Elkhorn Rd | $177,000 | $160,000 | $175,000-$200,000 | $102,000 | $90,000 | $100,000-$125,000 |
| Flaming Oaks Cir, Dakota St, Bruckner Dr, W Daws St, Pheasant Run Ct, Deskin Pl, Daffodil Ct, Pinafore Dr, Tecumseh Ridge Cir, Pinecrest St | $221,000 | $200,000 | $200,000-$250,000 | $109,000 | $100,000 | $100,000-$125,000 |
| Woodsong Dr, 138th Ave SE, Little River Rd, 15 B St, Green Field Cir, Winding Creek Cir, Brookdale Dr, NE 185th, Old Farm Rd, Marina Rd | $180,000 | $150,000 | $150,000-$175,000 | $110,000 | $100,000 | $75,000-$100,000 |
Estimate your Savings with Home Insurance Discounts in Norman, OK | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$248 | $1,130 |
| Superior Protection Discount | -$124 | $1,254 |
| Fire & Security Discount | -$96 | $1,281 |
| Hail Resistant Roof Discount | -$41 | $1,336 |
| Newly Constructed Home Discount | -$358 | $1,020 |
Choose the Right Deductible for your Norman, OK Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Cleveland County | $700 | $1,364 | $2,064 | $992 | $1,692 | $373 |
| Norman, OK | $1,500 | $1,361 | $2,861 | $989 | $2,489 | $372 |
| Goldsby, OK | $300 | $2,075 | $2,375 | $1,508 | $1,808 | $567 |
| McClain County, OK | $1,500 | $1,345 | $2,845 | $977 | $2,477 | $367 |
| Bethel Acres, OK | $100 | $1,727 | $1,827 | $1,255 | $1,355 | $472 |
| Lake Aluma, OK | $2,000 | $636 | $2,636 | $462 | $2,462 | $174 |
| Byars, OK | $300 | $741 | $1,041 | $539 | $839 | $203 |
| Maysville, OK | $1,000 | $1,099 | $2,099 | $798 | $1,798 | $300 |
| Bradley, OK | $100 | $789 | $889 | $574 | $674 | $216 |
| Bowlegs, OK | $1,000 | $899 | $1,899 | $653 | $1,653 | $246 |
| Chickasha, OK | $500 | $813 | $1,313 | $591 | $1,091 | $222 |
| Langston, OK | $1,500 | $822 | $2,322 | $597 | $2,097 | $225 |
Identify Top Home Insurance Agents near Norman, OK | Back to Top
| Home Insurance Company Norman, OK | Homeowners Insurance Agency Norman, OK | Address | Popularity Score | Distance from Norman (miles) |
|---|---|---|---|---|
| Farmers | Nerissa Berry | 4308 N Meridian Ave, Oklahoma City, OK, 73112 | 23.8 | |
| State Farm | Claire Faulkner-Truong | 840 Nw 50th St, Oklahoma City, OK, 73118-6002 | 22.0 | |
| Travelers | Insurance Agents Inc | 1537 Sw 59th, Oklahoma City, OK, 73119 | 16.1 | |
| Allstate | Mark Muse | 6901 Nw 23rd St, Bethany, OK, 73008 | 23.9 | |
| Travelers | Insurica | 5100 N Classen Blvd, Ste 300 Oklahoma City, Oklahoma City, OK, 73118 | 22.2 | |
| Farmers | Troy Dooley | 8524 S Western Ave Ste 117, Oklahoma City, OK, 73139 | 14.3 | |
| Allstate | Stephen Snyder | 16614 N Pennsylvania Ave, Edmond, OK, 73012 | 29.8 | |
| Liberty Mutual Independent | Mollett Hunter Insurance | 501 S. 5th Street, Chickasha, OK, 73018 | 36.1 | |
| Farmers | Don Phillips | 2901 S Western Ave, Oklahoma City, OK, 73109 | 17.1 | |
| Allstate | Gerald Jeter | 11723 S Western Ave, Oklahoma City, OK, 73170 | 12.9 |
Compare Rates for Norman, OK Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Oklahoma | $125,800 | $1,489 | $1,000 | $2,070 | $1,070 |
| Cleveland County, OK | $155,500 | $1,381 | $940 | $1,960 | $1,020 |
| Norman, OK | $169,700 | $1,378 | $920 | $1,920 | $1,000 |
| Goldsby, OK | $218,600 | $2,100 | $1,490 | $2,960 | $1,470 |
| McClain County, OK | $166,400 | $1,361 | $930 | $1,950 | $1,020 |
| Bethel Acres, OK | $161,800 | $1,748 | $1,260 | $2,500 | $1,240 |
| Lake Aluma, OK | $822,900 | $644 | $470 | $910 | $440 |
| Byars, OK | $40,800 | $750 | $500 | $1,040 | $540 |
| Maysville, OK | $79,700 | $1,112 | $800 | $1,530 | $730 |
| Bradley, OK | $45,800 | $799 | $580 | $1,130 | $550 |
| Bowlegs, OK | $57,500 | $910 | $610 | $1,250 | $640 |
| Chickasha, OK | $85,000 | $823 | $590 | $1,140 | $550 |
| Langston, OK | $49,200 | $832 | $590 | $1,140 | $550 |
Research Home Insurance Companies Reviews in Norman, OK Before Buying | Back to Top
Share a review on your home insurance company
Farm Bureau Home Insurance Reviews
Date: July 02, 2019 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Premium
My Premium with the new insurance is better and deductible is the same with the previous one I had
Date: September 15, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Premium
The premium seems fair compared to other companies for what you get in return.
Date: August 21, 2018 Age: 50 to 59 Gender: Male Marital Status: Married
Policy Offerings
Floods, Weather damage, home break-ins, fire, burglary, robbery, vandalism, water damage, tornado, hail.
Date: June 07, 2018 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Communication
I love the communication that I have had with Farm Bureau.
Date: May 05, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Website/App
It's to hard to navigate through the different choices in the menu. It also times out alot.
Safeco Insurance Home Insurance Reviews
Date: September 18, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Policy Offerings
everything from the inside including belongs. Liability as well. Also, anything on the outside is covered.
Date: September 13, 2018 Age: Above 60 Gender: Male Marital Status: Unmarried
Website/App
What I like about the website is how easy it is to use. I log in and all my policies are right there. I can see anything I like.
Date: September 13, 2018 Age: 50 to 59 Gender: Male Marital Status: Married
Customer Service
They always answer within a couple minutes of me calling. There is a local office I can call for the basic stuff too.
Date: August 02, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Premium
It's cheaper, but still could probably be a little cheaper. It's not like I have 100,000 dollars worth of stuff in there to cover.
Date: July 26, 2018 Age: Above 60 Gender: Female Marital Status: Unmarried
Communication
Before they send my mortgage company anything, they always call to tell me what they are doing and if I need anything.
Progressive Home Insurance Reviews
Date: February 25, 2019 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Customer Service
I haven't really dealt with them too much. Their website is easy to use and is helpful. I have yet to have a negative experience.
Date: January 01, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Policy Offerings
I am very satisfied with my company and the policy I have with them. It was the lowest priced of all I looked at but at the same time, the most comprehensive. I was very pleased with what I purchased.
Allstate Home Insurance Reviews
Date: June 06, 2019 Age: 30 to 39 Gender: Married Marital Status: Female
Customer Service
Our home insurance customer service is fantastic. They're always easy to get a hold of, very knowledgeable, and can usually help with exactly what we need when we need it.
Date: April 02, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Customer Service
I have had to much trouble with them. My wife handle most of the insurance work. But they seem to be on point.
State Farm Home Insurance Reviews
Date: January 20, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Premium
I am completely satisfied with both the premium and deductible of my policy. I have never even bothered to compare them with other policies. Service and familiarity means more to me than some fly by night junk offers.
Date: December 09, 2018 Age: 40 to 49 Gender: Male Marital Status: Married
Premium
I am never happy to pay out money for anything, particularly insurance. In fact, in 41 years, I have yet to benefit from having insurance on anything, but I have certainly paid a lot for policies.
USAA Home Insurance Reviews
Date: November 11, 2018 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Website/App
It just isn't very user friendly. It's also difficult to sign into another account, like maybe the cache has to be repeatedly cleared or something. It's easier to just call them.
Liberty Mutual Home Insurance Reviews
Date: November 29, 2018 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Premium
I priced quite a few other companies with similar policies and I found that LIberty mutual had very low premiums with the deductible i had chosen.
Travelers Home Insurance Reviews
Date: September 05, 2019 Age: Above 60 Gender: Male Marital Status: Married
Policy Offerings
I am not sure that my company offers anything that is not available with other companies. We have good coverage for everything we need including an umbrella policy.
GEICO Home Insurance Reviews
Date: March 02, 2019 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Policy Offerings
I haven't looked too much ended up that other insurance companies but from what I can tell our insurance is very comparative is not better than most other insurance companies they have good rates.