Gavop shows you how to buy homeowners insurance in Leighton, AL by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $44,000 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $74,000 | $70,000 | $50,000-$75,000 |
| 3 Bedroom | $125,500 | $100,000 | $125,000-$150,000 |
| 4 Bedroom | $119,000 | $110,000 | $125,000-$150,000 |
| 5 Bedroom | $152,500 | $140,000 | $150,000-$175,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$134 | $758 |
| Superior Protection Discount | -$89 | $803 |
| Fire & Security Discount | -$62 | $830 |
| Hail Resistant Roof Discount | -$27 | $865 |
| Newly Constructed Home Discount | -$214 | $678 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Colbert County | $2,500 | $986 | $3,486 | $717 | $3,217 | $270 |
| Leighton, AL | $700 | $881 | $1,581 | $641 | $1,341 | $241 |
| Killen, AL | $300 | $890 | $1,190 | $647 | $947 | $243 |
| Underwood-Petersville, AL | $2,000 | $1,016 | $3,016 | $738 | $2,738 | $278 |
| St. Joseph, TN | $200 | $757 | $957 | $550 | $750 | $207 |
| Lester, AL | $700 | $901 | $1,601 | $655 | $1,355 | $246 |
| Lawrence County, TN | $400 | $830 | $1,230 | $603 | $1,003 | $227 |
| Addison, AL | $2,000 | $891 | $2,891 | $647 | $2,647 | $243 |
| Morgan County, AL | $200 | $1,055 | $1,255 | $767 | $967 | $288 |
| Marion County, AL | $1,000 | $860 | $1,860 | $625 | $1,625 | $235 |
| Lynn, AL | $400 | $742 | $1,142 | $539 | $939 | $203 |
| Home Insurance Company Leighton, AL | Homeowners Insurance Agency Leighton, AL | Address | Popularity Score | Distance from Leighton (miles) |
|---|---|---|---|---|
| State Farm | Parke Cochran | 883 Cox Creek Pkwy, Florence, AL, 35630-1003 | 13.0 | |
| Travelers | Benson Insurance Agency Inc | 1224 Helton Dr, Florence, AL, 35630 | 11.4 | |
| State Farm | Britt Blanton | 365 Highway 72 Ste 2, Killen, AL, 35645-2841 | 10.8 | |
| State Farm | Diana Fisher | 15480 Highway 43 Suite H, Russellville, AL, 35653-8086 | 16.9 | |
| Allstate | Christian Hetrick | 4039 Florence Blvd, Florence, AL, 35634 | 10.6 | |
| State Farm | Robbie Barnes | 1801 Somerville Rd Se, Decatur, AL, 35601-5015 | 32.5 | |
| State Farm | Bert Bretherick | 204 Cox Creek Pkwy Ste B, Florence, AL, 35630-1598 | 11.0 | |
| State Farm | Eddie Breakfield | 114 N Marion St, Athens, AL, 35611-2538 | 32.2 | |
| Nationwide | Laura Johnson & Associates Inc | 3203 Woodward Ave, Muscle Shoals, AL, 35661-3321 | 8.5 | |
| State Farm | Jason Parker | 2506 Avalon Ave, Muscle Shoals, AL, 35661-3124 | 7.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Alabama | $132,100 | $1,168 | $850 | $1,670 | $820 |
| Colbert County, AL | $108,500 | $998 | $680 | $1,370 | $690 |
| Leighton, AL | $112,400 | $892 | $600 | $1,260 | $660 |
| Killen, AL | $153,000 | $901 | $640 | $1,230 | $590 |
| Underwood-Petersville, AL | $106,600 | $1,028 | $740 | $1,410 | $670 |
| St. Joseph, TN | $76,200 | $766 | $520 | $1,050 | $530 |
| Lester, AL | $88,000 | $912 | $620 | $1,270 | $650 |
| Lawrence County, TN | $98,800 | $840 | $580 | $1,150 | $570 |
| Addison, AL | $114,400 | $901 | $610 | $1,230 | $620 |
| Morgan County, AL | $128,200 | $1,068 | $740 | $1,530 | $790 |
| Marion County, AL | $87,200 | $871 | $640 | $1,250 | $610 |
| Lynn, AL | $65,200 | $751 | $510 | $1,060 | $550 |