How Can I Make My Boca Raton, FL Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in Boca Raton, FL covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
Compare Quotes from Top Providers and Save now!
Select the Suitable Coverage Value for your Boca Raton, FL Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $77,000 | $70,000 | $75,000-$100,000 |
| 2 Bedroom | $261,000 | $220,000 | $250,000-$300,000 |
| 3 Bedroom | $240,000 | $220,000 | $250,000-$300,000 |
| 4 Bedroom | $305,000 | $250,000 | $300,000-$350,000 |
| 5 Bedroom | $352,000 | $310,000 | $250,000-$300,000 |
Estimate your Savings with Home Insurance Discounts in Boca Raton, FL | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$282 | $1,204 |
| Superior Protection Discount | -$149 | $1,338 |
| Fire & Security Discount | -$119 | $1,367 |
| Hail Resistant Roof Discount | -$45 | $1,442 |
| Newly Constructed Home Discount | -$386 | $1,100 |
Choose the Right Deductible for your Boca Raton, FL Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Palm Beach County | $1,000 | $1,346 | $2,346 | $979 | $1,979 | $368 |
| Boca Raton, FL | $2,000 | $1,469 | $3,469 | $1,067 | $3,067 | $401 |
| Coconut Creek, FL | $100 | $1,364 | $1,464 | $991 | $1,091 | $373 |
| Coral Springs-Margate, FL | $1,000 | $1,613 | $2,613 | $1,172 | $2,172 | $441 |
| Plantation, FL | $100 | $1,412 | $1,512 | $1,026 | $1,126 | $386 |
| Haverhill, FL | $1,500 | $1,547 | $3,047 | $1,124 | $2,624 | $423 |
| West Palm Beach, FL | $200 | $1,294 | $1,494 | $940 | $1,140 | $354 |
| Golden Beach, FL | $700 | $1,675 | $2,375 | $1,217 | $1,917 | $458 |
| Pembroke Pines, FL | $100 | $1,361 | $1,461 | $989 | $1,089 | $372 |
| Miami Beach, FL | $1,000 | $1,470 | $2,470 | $1,068 | $2,068 | $402 |
| Virginia Gardens, FL | $500 | $2,148 | $2,648 | $1,561 | $2,061 | $587 |
| Jupiter Island, FL | $700 | $1,404 | $2,104 | $1,020 | $1,720 | $384 |
Identify Top Home Insurance Agents near Boca Raton, FL | Back to Top
| Home Insurance Company Boca Raton, FL | Homeowners Insurance Agency Boca Raton, FL | Address | Popularity Score | Distance from Boca Raton (miles) |
|---|---|---|---|---|
| Travelers | Mack Insurance Group | 7251 W Palmetto Park Rd Ste 206, Boca Raton, FL, 33433 | 5.0 | |
| Allstate | Russ Deboo | 1430 S Federal Hwy Ste 200, Deerfield Beach, FL, 33441 | 5.7 | |
| Allstate | Charles Maurer | 1000 Linton Blvd Ste A2, Delray Beach, FL, 33444 | 4.0 | |
| Travelers | Burke Bogart & Brownell Inc | 181 Crawford Blvd, Boca Raton, FL, 33432 | 2.1 | |
| State Farm | John Peters | 7495 W Atlantic Ave Ste 214, Delray Beach, FL, 33446-1393 | 7.0 | |
| Allstate | Dennis Moran | 6516 N State Road 7, Coconut Creek, FL, 33073 | 8.8 | |
| Travelers | Bateman Gordon & Sands Inc | 3050 N Federal Hwy, Lighthouse Point, FL, 33064 | 7.8 | |
| Travelers | Royal Florida Insurance | 2900 N Military Trail #140 , Boca Raton, FL, 33431 | 2.3 | |
| Allstate | Lou Acernese | 1761 W Hillsboro Blvd Ste 102, Deerfield Beach, FL, 33442 | 5.1 | |
| Allstate | Ed Slutzky | 120 Ne 5th Ave, Delray Beach, FL, 33483 | 5.8 |
Compare Rates for Boca Raton, FL Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Florida | $178,700 | $1,605 | $1,250 | $2,150 | $900 |
| Palm Beach County, FL | $242,500 | $1,363 | $1,060 | $1,830 | $770 |
| Boca Raton, FL | $379,100 | $1,486 | $1,160 | $1,990 | $830 |
| Coconut Creek, FL | $168,000 | $1,381 | $1,080 | $1,850 | $770 |
| Coral Springs-Margate, FL | $182,900 | $1,633 | $1,270 | $2,190 | $920 |
| Plantation, FL | $176,100 | $1,429 | $1,110 | $1,920 | $810 |
| Haverhill, FL | $172,800 | $1,566 | $1,220 | $2,100 | $880 |
| West Palm Beach, FL | $156,100 | $1,310 | $1,020 | $1,750 | $730 |
| Golden Beach, FL | $2,000,001 | $1,696 | $1,320 | $2,270 | $950 |
| Pembroke Pines, FL | $245,900 | $1,378 | $1,070 | $1,850 | $780 |
| Miami Beach, FL | $407,600 | $1,488 | $1,160 | $1,990 | $830 |
| Virginia Gardens, FL | $267,200 | $2,174 | $1,700 | $2,910 | $1,210 |
| Jupiter Island, FL | $2,000,001 | $1,421 | $1,110 | $1,900 | $790 |
Research Home Insurance Companies Reviews in Boca Raton, FL Before Buying | Back to Top
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USAA Home Insurance Reviews
Date: January 27, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Date: January 24, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Date: September 25, 2018 Age: 40 to 49 Gender: Male Marital Status: Married
Date: September 17, 2018 Age: 40 to 49 Gender: Female Marital Status: Unmarried
Date: September 15, 2018 Age: Above 60 Gender: Female Marital Status: Married
Date: September 11, 2018 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Date: January 06, 2018 Age: Above 60 Gender: Female Marital Status: Married
Security First Home Insurance Home Insurance Reviews
Date: September 24, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Date: September 20, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Date: August 23, 2018 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Date: June 27, 2018 Age: 50 to 59 Gender: Male Marital Status: Unmarried
Date: May 07, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Homeowner's Choice Home Insurance Reviews
Date: September 04, 2018 Age: 50 to 59 Gender: Male Marital Status: Unmarried
Date: August 27, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Date: August 26, 2018 Age: 40 to 49 Gender: Female Marital Status: Married
Date: August 25, 2018 Age: 40 to 49 Gender: Male Marital Status: Unmarried
Date: May 07, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
Farm Bureau Home Insurance Reviews
Date: November 03, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Assurant Specialty Property Home Insurance Reviews
Date: November 29, 2018 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Allstate Home Insurance Reviews
Date: April 01, 2019 Age: 50 to 59 Gender: Female Marital Status: Unmarried
Florida Farm Bureau Insurance Home Insurance Reviews
Date: February 05, 2019 Age: 20 to 29 Gender: Female Marital Status: Married
American Integrity Insurance Home Insurance Reviews
Date: December 05, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Nationwide Home Insurance Reviews
Date: September 05, 2019 Age: 50 to 59 Gender: Female Marital Status: Unmarried
People's Trust Insurance Home Insurance Reviews
Date: January 31, 2019 Age: 40 to 49 Gender: Female Marital Status: Married
State Farm Home Insurance Reviews
Date: January 20, 2019 Age: 40 to 49 Gender: Male Marital Status: Unmarried