How Can I Make My Palmetto, FL Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in Palmetto, FL covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
Compare Quotes from Top Providers and Save now!
Select the Suitable Coverage Value for your Palmetto, FL Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $38,000 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $60,500 | $60,000 | $50,000-$75,000 |
| 3 Bedroom | $132,000 | $110,000 | $100,000-$125,000 |
| 4 Bedroom | $175,000 | $140,000 | $150,000-$175,000 |
| 5 Bedroom | $257,000 | $240,000 | $200,000-$250,000 |
Estimate your Savings with Home Insurance Discounts in Palmetto, FL | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$171 | $898 |
| Superior Protection Discount | -$96 | $973 |
| Fire & Security Discount | -$86 | $984 |
| Hail Resistant Roof Discount | -$21 | $1,048 |
| Newly Constructed Home Discount | -$267 | $802 |
Choose the Right Deductible for your Palmetto, FL Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Manatee County | $2,000 | $1,382 | $3,382 | $1,004 | $3,004 | $378 |
| Palmetto, FL | $2,500 | $1,057 | $3,557 | $768 | $3,268 | $289 |
| Tierra Verde, FL | $200 | $774 | $974 | $563 | $763 | $212 |
| Whitfield, FL | $1,000 | $1,871 | $2,871 | $1,360 | $2,360 | $511 |
| The Meadows, FL | $400 | $2,083 | $2,483 | $1,514 | $1,914 | $569 |
| Lake Sarasota, FL | $2,000 | $946 | $2,946 | $687 | $2,687 | $258 |
| Gulf Gate Estates-Osprey, FL | $100 | $1,571 | $1,671 | $1,142 | $1,242 | $429 |
| Bloomingdale, FL | $1,000 | $977 | $1,977 | $710 | $1,710 | $267 |
| Bowling Green, FL | $100 | $771 | $871 | $560 | $660 | $211 |
| North Port, FL | $2,000 | $1,274 | $3,274 | $926 | $2,926 | $348 |
| Beacon Square, FL | $100 | $700 | $800 | $509 | $609 | $191 |
| Hardee County, FL | $1,000 | $787 | $1,787 | $572 | $1,572 | $215 |
Identify Top Home Insurance Agents near Palmetto, FL | Back to Top
| Home Insurance Company Palmetto, FL | Homeowners Insurance Agency Palmetto, FL | Address | Popularity Score | Distance from Palmetto (miles) |
|---|---|---|---|---|
| Travelers | Academy Insurance Agency Inc | 7330 Cortez Rd W, Bradenton, FL, 34210 | 7.6 | |
| Travelers | Academy Insurance Agency Inc | 7330 Cortez Rd W, Bradenton, FL, 34210 | 7.6 | |
| Allstate | Brian Van Eerden | 8243 Us Highway 301 N, Parrish, FL, 34219 | 7.7 | |
| Travelers | Moore & Moore Insurance Agency | 601 8th Ave W, Palmetto, FL, 34221 | 4.0 | |
| Travelers | Bb&T Insurance Services | 1111 8th Avenue West, Bradenton, FL, 34205 | 5.6 | |
| Liberty Mutual Independent | Dick Johnson & Jefferson Inc | 1429 60th Ave W Ste 200 , Bradenton, FL, 34207 | 9.4 | |
| Travelers | Grubbs Insurance Agency | 1450 59 Street West Ste 201, Bradenton, FL, 34209 | 5.8 | |
| Travelers | Bb&T Insurance Services | 1111 8th Ave W, Bradenton, FL, 34205 | 5.5 | |
| Liberty Mutual Independent | Bb&T - Oswald Trippe & Co | 5203 Gulf Dr, Holmes Beach, FL, 34217 | 8.1 | |
| Travelers | Mariners General Ins Group | 417 12th St W Ste 107, Bradenton, FL, 34205 | 5.3 |
Compare Rates for Palmetto, FL Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Florida | $178,700 | $1,605 | $1,250 | $2,150 | $900 |
| Manatee County, FL | $197,200 | $1,399 | $1,090 | $1,870 | $780 |
| Palmetto, FL | $110,900 | $1,070 | $830 | $1,430 | $600 |
| Tierra Verde, FL | $454,600 | $783 | $610 | $1,050 | $440 |
| Whitfield, FL | $223,000 | $1,894 | $1,480 | $2,540 | $1,060 |
| The Meadows, FL | $256,600 | $2,108 | $1,640 | $2,820 | $1,180 |
| Lake Sarasota, FL | $189,800 | $957 | $750 | $1,280 | $530 |
| Gulf Gate Estates-Osprey, FL | $283,000 | $1,590 | $1,240 | $2,130 | $890 |
| Bloomingdale, FL | $210,500 | $989 | $770 | $1,320 | $550 |
| Bowling Green, FL | $78,400 | $780 | $610 | $1,050 | $440 |
| North Port, FL | $152,900 | $1,290 | $1,010 | $1,730 | $720 |
| Beacon Square, FL | $65,900 | $709 | $550 | $950 | $400 |
| Hardee County, FL | $81,200 | $796 | $620 | $1,070 | $450 |
Research Home Insurance Companies Reviews in Palmetto, FL Before Buying | Back to Top
Share a review on your home insurance company
Progressive Home Insurance Reviews
Date: July 11, 2019 Age: 40 to 49 Gender: Female Marital Status: Married
Customer Service
Progressive seems to be ok in terms of insurance. I really have never used any of the services, but it is good to have just in case.