Gavop tells you how to get the best homeowners insurance in Halifax County, VA by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $47,000 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $92,000 | $70,000 | $50,000-$75,000 |
| 3 Bedroom | $132,500 | $120,000 | $150,000-$175,000 |
| 4 Bedroom | $181,500 | $150,000 | $200,000-$250,000 |
| 5 Bedroom | $144,500 | $120,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$144 | $883 |
| Superior Protection Discount | -$103 | $924 |
| Fire & Security Discount | -$103 | $924 |
| Hail Resistant Roof Discount | -$31 | $996 |
| Newly Constructed Home Discount | -$246 | $781 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Halifax County | $700 | $1,015 | $1,715 | $737 | $1,437 | $277 |
| Halifax County, VA | $2,500 | $1,015 | $3,515 | $737 | $3,237 | $277 |
| Riverdale, VA | $400 | $704 | $1,104 | $512 | $912 | $193 |
| Westover, VA | $1,500 | $624 | $2,124 | $453 | $1,953 | $170 |
| Ruffin, NC | $100 | $606 | $706 | $441 | $541 | $166 |
| Victoria, VA | $2,500 | $409 | $2,909 | $297 | $2,797 | $112 |
| Lynchburg, VA | $500 | $729 | $1,229 | $530 | $1,030 | $199 |
| Kenbridge, VA | $2,000 | $605 | $2,605 | $439 | $2,439 | $165 |
| Bracey, VA | $400 | $898 | $1,298 | $653 | $1,053 | $245 |
| Eden, NC | $1,000 | $861 | $1,861 | $625 | $1,625 | $235 |
| Madison Heights, VA | $200 | $632 | $832 | $459 | $659 | $173 |
| Piney Mountain, VA | $700 | $600 | $1,300 | $436 | $1,136 | $164 |
| Home Insurance Company Halifax County, VA | Homeowners Insurance Agency Halifax County, VA | Address | Popularity Score | Distance from Halifax County (miles) |
|---|---|---|---|---|
| State Farm | Charles Wright | 112 S Mecklenburg Ave, South Hill, VA, 23970-2618 | 45.1 | |
| State Farm | Allen Mcghee | 4021 Halifax Rd Ste E, South Boston, VA, 24592-4847 | 2.2 | |
| Travelers | Blue Ridge Insurance Services | 111-B Hexham Dr, Lynchburg, VA, 24502 | 43.9 | |
| Travelers | W A Watson & Sons Insurance Agency | 106 N Main St, Farmville, VA, 23901 | 47.7 | |
| Nationwide | Eric Arthur Jr. Insurance Services Inc. | 815 Wilborn Ave, South Boston, VA, 24592-0000 | 5.0 | |
| Travelers | Insurance Agency Services Llc | 1701 E Third St, Farmville, VA, 23901 | 47.9 | |
| Travelers | Hubbard Lash Insurance | 311a E 3rd St , Farmville, VA, 23901 | 47.8 | |
| Travelers | Hubbard Lash Insurance | 311a E Third St, Farmville, VA, 23901 | 47.8 | |
| Nationwide | Steven L Shelton | 15241 Wards Road Ste 4, Lynchburg, VA, 24502-5099 | 42.1 | |
| Travelers | Gallion-Elder Agency Inc | 1703 Main St, Victoria, VA, 23974 | 42.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Virginia | $255,800 | $952 | $690 | $1,300 | $610 |
| Halifax County, VA | $110,800 | $1,027 | $690 | $1,470 | $780 |
| Halifax County, VA | $110,800 | $1,027 | $750 | $1,420 | $670 |
| Riverdale, VA | $138,700 | $713 | $490 | $990 | $500 |
| Westover, VA | $129,300 | $631 | $440 | $900 | $460 |
| Ruffin, NC | $107,200 | $614 | $410 | $840 | $430 |
| Victoria, VA | $74,600 | $414 | $280 | $590 | $310 |
| Lynchburg, VA | $153,800 | $738 | $510 | $1,040 | $530 |
| Kenbridge, VA | $112,700 | $612 | $410 | $840 | $430 |
| Bracey, VA | $223,300 | $909 | $650 | $1,250 | $600 |
| Eden, NC | $82,400 | $871 | $640 | $1,200 | $560 |
| Madison Heights, VA | $131,700 | $640 | $470 | $880 | $410 |
| Piney Mountain, VA | $111,500 | $607 | $440 | $840 | $400 |