Gavop's guide to buying homeowners insurance in Collingsworth County, TX covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $30,000 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $76,000 | $70,000 | $75,000-$100,000 |
| 3 Bedroom | $128,000 | $120,000 | $125,000-$150,000 |
| 4 Bedroom | $115,500 | $100,000 | $100,000-$125,000 |
| 5 Bedroom | $181,000 | $150,000 | $175,000-$200,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$154 | $754 |
| Superior Protection Discount | -$82 | $826 |
| Fire & Security Discount | -$100 | $808 |
| Hail Resistant Roof Discount | -$18 | $890 |
| Newly Constructed Home Discount | -$191 | $717 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Collingsworth County | $700 | $897 | $1,597 | $652 | $1,352 | $245 |
| Collingsworth County, TX | $2,000 | $897 | $2,897 | $652 | $2,652 | $245 |
| Wellington, TX | $300 | $1,259 | $1,559 | $915 | $1,215 | $344 |
| McLean, TX | $1,500 | $1,191 | $2,691 | $865 | $2,365 | $325 |
| Lakeview, TX | $300 | $1,131 | $1,431 | $822 | $1,122 | $309 |
| Hall County, TX | $1,000 | $863 | $1,863 | $627 | $1,627 | $236 |
| Granite, OK | $2,500 | $923 | $3,423 | $671 | $3,171 | $252 |
| Carter, OK | $500 | $1,106 | $1,606 | $803 | $1,303 | $302 |
| West Jackson, OK | $1,000 | $982 | $1,982 | $714 | $1,714 | $268 |
| Home Insurance Company Collingsworth County, TX | Homeowners Insurance Agency Collingsworth County, TX | Address | Popularity Score | Distance from Collingsworth County (miles) |
|---|---|---|---|---|
| Allstate | Preston Insurance | 217 N Main St, Childress, TX, 79201 | 37.4 | |
| Farmers | Randy Allen | 436 N Main St, Childress, TX, 79201 | 37.3 | |
| Farmers | Reagan Garrison | 909 Avenue F Nw, Childress, TX, 79201 | 36.9 | |
| Allstate | Fisher Insurance | 112 S. 5th, Memphis, TX, 79245 | 22.4 | |
| State Farm | Si Ragsdale | 1509 Avenue F Nw, Childress, TX, 79201-3417 | 36.7 | |
| Allstate | Fisher Insurance | 112 S 5th St Po Box 417, Memphis, TX, 79245 | 22.5 | |
| Allstate | First Wellington | 806 East Ave # 552, Wellington, TX, 79095 | 8.1 | |
| Travelers | First Childress Insurance Agency Inc | 301 N Main St, Childress, TX, 79201 | 37.4 | |
| Allstate | Eastern Panhandle In | 117 W. Texas, Wheeler, TX, 79096 | 33.1 | |
| Travelers | Eastern Panhandle Ins Agency Inc | 206 N Madden St, Shamrock, TX, 79079 | 17.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| Collingsworth County, TX | $55,800 | $908 | $600 | $1,400 | $800 |
| Collingsworth County, TX | $55,800 | $908 | $600 | $1,400 | $800 |
| Wellington, TX | $55,300 | $1,274 | $840 | $1,960 | $1,120 |
| McLean, TX | $45,300 | $1,205 | $800 | $1,860 | $1,060 |
| Lakeview, TX | $37,100 | $1,145 | $760 | $1,760 | $1,000 |
| Hall County, TX | $48,700 | $874 | $580 | $1,350 | $770 |
| Granite, OK | $60,000 | $934 | $640 | $1,340 | $700 |
| Carter, OK | $80,500 | $1,119 | $770 | $1,530 | $760 |
| West Jackson, OK | $66,500 | $994 | $680 | $1,420 | $740 |