Gavop tells you how to get the best homeowners insurance in Moreau, NY by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Moreau, NY - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Garnet Mine Ct, Barrington Dr, Potter Rd, Butler Rd, Feeder Dam Rd, Piccadilly Circus, Cheryl Dr, Co Rd 27, White Birch Est, Prince William Ct | $159,000 | $150,000 | $125,000-$150,000 | $110,500 | $90,000 | $100,000-$125,000 |
| Nottingham Park, Kadnorida Dr, Carmella Dr, Sweets Trlr Park, Macory Way, State Hwy 197, Windsor Ct, Grover Ave, Mockingbird Ln, Butler Rd | $118,500 | $110,000 | $125,000-$150,000 | $119,000 | $110,000 | $125,000-$150,000 |
| Mount McGregor Rd, Bluebird Rd, Speakman St, Woodcrest Dr, Clark Rd, Dorchester Pl, Lincoln Ave E, Hudson Dr, Woodside Ave, Cherry St | $250,000 | $200,000 | $250,000-$300,000 | $181,000 | $160,000 | $150,000-$175,000 |
| Pine Rd, Sisson Rd, St Johns Wood, Briarhurst Dr, Jacobie Rd, Jan Ave, Park Dr, Reservoir Rd, Snowberry Ln, Michael Rd | $199,000 | $170,000 | $200,000-$250,000 | $99,500 | $80,000 | $75,000-$100,000 |
| Nolan Rd, Sweenor Ln, Rose St, Mountain Rd, Elmwood Dr, Donna Ave, Modinger Dr, Violet St, Parliament Pl, Robertson Ave | $183,000 | $170,000 | $200,000-$250,000 | $115,000 | $100,000 | $100,000-$125,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$93 | $571 |
| Superior Protection Discount | -$66 | $598 |
| Fire & Security Discount | -$53 | $611 |
| Hail Resistant Roof Discount | -$13 | $651 |
| Newly Constructed Home Discount | -$186 | $478 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Saratoga County | $2,000 | $882 | $2,882 | $641 | $2,641 | $241 |
| Moreau, NY | $700 | $656 | $1,356 | $477 | $1,177 | $179 |
| Kingsbury, NY | $100 | $572 | $672 | $416 | $516 | $156 |
| Lake George, NY | $2,000 | $967 | $2,967 | $703 | $2,703 | $264 |
| Jackson, NY | $200 | $701 | $901 | $510 | $710 | $192 |
| Valley Falls, NY | $700 | $628 | $1,328 | $457 | $1,157 | $172 |
| South Shaftsbury, VT | $500 | $689 | $1,189 | $500 | $1,000 | $188 |
| Clarendon, VT | $2,500 | $727 | $3,227 | $528 | $3,028 | $199 |
| Searsburg, VT | $200 | $646 | $846 | $470 | $670 | $177 |
| Orwell, VT | $2,500 | $763 | $3,263 | $554 | $3,054 | $208 |
| New Scotland, NY | $400 | $784 | $1,184 | $570 | $970 | $214 |
| Schodack, NY | $1,000 | $684 | $1,684 | $497 | $1,497 | $187 |
| Home Insurance Company Moreau, NY | Homeowners Insurance Agency Moreau, NY | Address | Popularity Score | Distance from Moreau (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Ten Eyck Group | 1924 Western Ave, Albany, NY, 12203 | 39.7 | |
| Travelers | Cote Agency | 94 Main St, Corinth, NY, 12822 | 8.5 | |
| Travelers | Cote Agency | 94 Main St, Corinth, NY, 12822 | 8.5 | |
| Liberty Mutual Independent | Hms Agency Inc | 454 Sand Creek Rd, Albany, NY, 12205 | 37.5 | |
| Farmers | Mary Ann Obrien] | 635 Plank Rd, Clifton Park, NY, 12065 | 26.9 | |
| State Farm | Charlie Palmer | 119 Mohawk Ave, Scotia, NY, 12302-2247 | 32.8 | |
| Travelers | Dinsmore Agency Inc | 467 Troy-Schenectady Rd, Latham, NY, 12110 | 34.9 | |
| Travelers | John R Zongrone Agency Inc | 1566 State St, Schenectady, NY, 12304 | 34.1 | |
| Travelers | Schuylerville Ins. | 144 Broad Street, Schuylerville, NY, 12871 | 11.0 | |
| Travelers | Amtech Insurance Brokers Inc | 8 Stanley Circle, Latham, NY, 12110 | 34.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New York | $293,000 | $1,164 | $850 | $1,660 | $810 |
| Saratoga County, NY | $243,600 | $893 | $610 | $1,260 | $650 |
| Moreau, NY | $181,300 | $664 | $470 | $950 | $480 |
| Kingsbury, NY | $137,300 | $579 | $420 | $810 | $390 |
| Lake George, NY | $254,900 | $979 | $670 | $1,390 | $720 |
| Jackson, NY | $179,800 | $710 | $480 | $1,000 | $520 |
| Valley Falls, NY | $145,800 | $636 | $460 | $910 | $450 |
| South Shaftsbury, VT | $170,000 | $697 | $470 | $960 | $490 |
| Clarendon, VT | $190,900 | $736 | $540 | $1,020 | $480 |
| Searsburg, VT | $150,000 | $654 | $460 | $910 | $450 |
| Orwell, VT | $213,100 | $772 | $560 | $1,070 | $510 |
| New Scotland, NY | $247,000 | $794 | $580 | $1,130 | $550 |
| Schodack, NY | $216,200 | $692 | $470 | $990 | $520 |