Gavop shows you how to buy homeowners insurance in Chili, NY by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Chili, NY - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Newport Dr, Jacklyn Dr, Cross Bow Dr, Scott Ln, Brentwood Dr, Brewster Ln, Privet Way, Dortmund Cir, Privateers Ln, Blue Ridge Trl | $131,500 | $110,000 | $125,000-$150,000 | $201,500 | $160,000 | $200,000-$250,000 |
| Ruth Ter, Slate Dr, Pine Ridge Dr, Lester St, Club House Dr, Wellesey Knolls, Wheat Hill, Cottage Grove Cir, Solmar Dr, Jemison Rd | $170,000 | $150,000 | $175,000-$200,000 | $249,500 | $210,000 | $200,000-$250,000 |
| Rio Grande Dr, Grovewood Ln, Dallas Dr, Gary Dr, Chestnut Dr, Bellaqua Estates Dr, Archer Rd, Charles Ave, Co Rd 133, Maureen Dr | $122,500 | $110,000 | $125,000-$150,000 | $212,500 | $190,000 | $200,000-$250,000 |
| Towpath Trl, Madera Dr, Co Rd 168, Yolanda Dr, Park Creek Ln, Chili Riga Center Rd, Wegmans Market St, Cheviot Ln, Wethersfield Rd, State Rte 252A | $101,500 | $90,000 | $75,000-$100,000 | $171,000 | $150,000 | $125,000-$150,000 |
| Amanda Dr, Beahan Rd, Brasser Dr, Hunting Spring, Audabon Cir, Bauman Dr, S Sheffer Rd, Sheffer Rd, Norfolk Dr, Florentine Way | $119,000 | $110,000 | $100,000-$125,000 | $112,000 | $100,000 | $75,000-$100,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$105 | $480 |
| Superior Protection Discount | -$53 | $533 |
| Fire & Security Discount | -$47 | $539 |
| Hail Resistant Roof Discount | -$12 | $574 |
| Newly Constructed Home Discount | -$141 | $445 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Monroe County | $2,000 | $605 | $2,605 | $439 | $2,439 | $165 |
| Chili, NY | $1,500 | $579 | $2,079 | $421 | $1,921 | $158 |
| Brockport, NY | $200 | $948 | $1,148 | $689 | $889 | $259 |
| Geneseo, NY | $1,500 | $631 | $2,131 | $459 | $1,959 | $173 |
| Conesus Lake, NY | $500 | $817 | $1,317 | $594 | $1,094 | $223 |
| Springwater, NY | $2,500 | $589 | $3,089 | $428 | $2,928 | $161 |
| Sodus Point, NY | $300 | $623 | $923 | $453 | $753 | $170 |
| Grove, NY | $1,000 | $584 | $1,584 | $424 | $1,424 | $160 |
| Clyde, NY | $400 | $592 | $992 | $430 | $830 | $162 |
| Penn Yan, NY | $1,000 | $932 | $1,932 | $677 | $1,677 | $255 |
| Allen, NY | $400 | $587 | $987 | $426 | $826 | $160 |
| Depew, NY | $700 | $957 | $1,657 | $695 | $1,395 | $261 |
| Home Insurance Company Chili, NY | Homeowners Insurance Agency Chili, NY | Address | Popularity Score | Distance from Chili (miles) |
|---|---|---|---|---|
| Allstate | Vincenzo Scollo | 919 Winton Rd S Ste 204, Rochester, NY, 14618 | 9.6 | |
| Liberty Mutual Independent | The Feltner Group | 191 S Union St, Spencerport, NY, 14559 | 7.8 | |
| Travelers | Alexander Insurance Agency Inc | 315 Alexander Street, Rochester, NY, 14604 | 9.0 | |
| Liberty Mutual Independent | First Niagara Risk Management | 777 Canal View Blvd Ste 100, Rochester, NY, 14623 | 8.1 | |
| Liberty Mutual Independent | The Feltner Group | 191 S Union St, Spencerport, NY, 14559 | 7.8 | |
| Allstate | Wayne Levan | 8770 Transit Rd, East Amherst, NY, 14051 | 48.5 | |
| Nationwide | Barber Bill Agency Inc | 5857 Transit Rd, East Amherst, NY, 14051-1885 | 48.5 | |
| State Farm | Barion Mills | 1597 W Ridge Rd Ste 201, Rochester, NY, 14615-2513 | 9.1 | |
| State Farm | Brian Pawlik | 7474 Transit Rd, Williamsville, NY, 14221-6010 | 48.8 | |
| Allstate | Scott Ziccarelli | 4105 W Henrietta Rd, Rochester, NY, 14623 | 5.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New York | $293,000 | $1,164 | $800 | $1,660 | $860 |
| Monroe County, NY | $142,300 | $612 | $410 | $850 | $440 |
| Chili, NY | $142,000 | $586 | $420 | $840 | $420 |
| Brockport, NY | $115,400 | $960 | $660 | $1,370 | $710 |
| Geneseo, NY | $170,600 | $639 | $460 | $910 | $450 |
| Conesus Lake, NY | $217,300 | $827 | $600 | $1,180 | $580 |
| Springwater, NY | $111,500 | $596 | $410 | $820 | $410 |
| Sodus Point, NY | $142,600 | $631 | $430 | $890 | $460 |
| Grove, NY | $83,300 | $591 | $400 | $820 | $420 |
| Clyde, NY | $68,600 | $599 | $410 | $850 | $440 |
| Penn Yan, NY | $99,800 | $943 | $690 | $1,330 | $640 |
| Allen, NY | $76,800 | $594 | $410 | $840 | $430 |
| Depew, NY | $114,600 | $968 | $690 | $1,380 | $690 |