Gavop shows you how to buy homeowners insurance in Cuivre, MO by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $33,500 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $83,000 | $70,000 | $50,000-$75,000 |
| 3 Bedroom | $70,000 | $60,000 | $50,000-$75,000 |
| 4 Bedroom | $158,000 | $150,000 | $150,000-$175,000 |
| 5 Bedroom | $241,000 | $200,000 | $250,000-$300,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$74 | $747 |
| Home and Two Car | -$140 | $681 |
| Home and Three Car | -$197 | $624 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Pike County | $1,000 | $803 | $1,803 | $584 | $1,584 | $220 |
| Cuivre, MO | $2,500 | $811 | $3,311 | $589 | $3,089 | $222 |
| Ashley, MO | $1,500 | $1,048 | $2,548 | $762 | $2,262 | $286 |
| Hadley, IL | $400 | $768 | $1,168 | $558 | $958 | $210 |
| Martinsburg, MO | $1,500 | $884 | $2,384 | $643 | $2,143 | $242 |
| Hardin, IL | $400 | $651 | $1,051 | $473 | $873 | $178 |
| New Florence, MO | $2,000 | $839 | $2,839 | $610 | $2,610 | $229 |
| Point, IL | $1,500 | $757 | $2,257 | $550 | $2,050 | $207 |
| O'Fallon, MO | $500 | $865 | $1,365 | $628 | $1,128 | $236 |
| Berger, MO | $2,000 | $849 | $2,849 | $617 | $2,617 | $232 |
| Home Insurance Company Cuivre, MO | Homeowners Insurance Agency Cuivre, MO | Address | Popularity Score | Distance from Cuivre (miles) |
|---|---|---|---|---|
| Farmers | David Richter | 1020 Rock Creek Elementary School Dr, O Fallon, MO, 63366 | 45.7 | |
| Farmers | Jonathan Clark | 8065 Mexico Rd Ste 200, Saint Peters, MO, 63376 | 47.2 | |
| State Farm | Suzanne Baker | 909 W Monroe St, Mexico, MO, 65265-1973 | 39.1 | |
| Travelers | Caen Leach & Mclean Insurance Agency | 702 West Pearce, Wentzville, MO, 63385 | 40.4 | |
| Allstate | Matthew Mitchell | 326 Fort Zumwalt Square, Ofallon, MO, 63366 | 45.3 | |
| State Farm | Mike Haight | 300 W Pearce Blvd, Wentzville, MO, 63385-1422 | 40.5 | |
| Travelers | Global Green Insurance Agency | 995 Cool Springs Industrial Dr, Ofallon, MO, 63366 | 45.4 | |
| State Farm | Dick Wehde | 1300 Broadway, Hannibal, MO, 63401-4002 | 27.0 | |
| Liberty Mutual Independent | Midwest Agency | 8917 Veterans Memorial Pkwy O Fallon, O'Fallon, MO, 63366 | 45.3 | |
| Allstate | Adam J. Smith | 635 Salt Lick Rd, Saint Peters, MO, 63376 | 47.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Missouri | $145,400 | $1,084 | $770 | $1,500 | $730 |
| Pike County, MO | $106,500 | $813 | $580 | $1,120 | $540 |
| Cuivre, MO | $109,300 | $821 | $550 | $1,170 | $620 |
| Ashley, MO | $136,900 | $1,061 | $730 | $1,520 | $790 |
| Hadley, IL | $145,000 | $777 | $570 | $1,110 | $540 |
| Martinsburg, MO | $86,000 | $895 | $620 | $1,240 | $620 |
| Hardin, IL | $102,900 | $659 | $480 | $940 | $460 |
| New Florence, MO | $74,300 | $849 | $600 | $1,180 | $580 |
| Point, IL | $140,600 | $766 | $530 | $1,100 | $570 |
| O'Fallon, MO | $207,700 | $875 | $600 | $1,220 | $620 |
| Berger, MO | $76,700 | $859 | $630 | $1,220 | $590 |