How Can I Make My High Ridge, MO Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in High Ridge, MO covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
Compare Quotes from Top Providers and Save now!
Select the Suitable Coverage Value for your High Ridge, MO Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $43,000 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $135,500 | $130,000 | $125,000-$150,000 |
| 3 Bedroom | $162,000 | $150,000 | $150,000-$175,000 |
| 4 Bedroom | $167,500 | $140,000 | $150,000-$175,000 |
| 5 Bedroom | $161,000 | $150,000 | $150,000-$175,000 |
Estimate your Savings with Home Insurance Discounts in High Ridge, MO | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$155 | $756 |
| Superior Protection Discount | -$91 | $820 |
| Fire & Security Discount | -$100 | $811 |
| Hail Resistant Roof Discount | -$18 | $893 |
| Newly Constructed Home Discount | -$255 | $656 |
Choose your High Ridge, MO Home Insurance Coverage for your Specific Claim Requirement | Back to Top
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,095 |
| Physical Damage | $2,368 |
| Hail Damage | $4,618 |
| Wind Damage | $6,560 |
| Expensive Claims | |
| Fire | $42,889 |
| Smoke | $16,218 |
Identify Top Home Insurance Agents near High Ridge, MO | Back to Top
| Home Insurance Company High Ridge, MO | Homeowners Insurance Agency High Ridge, MO | Address | Popularity Score | Distance from High Ridge (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Siebert Agency Ltd | 558 Gravois Rd Ste 200, Fenton, MO, 63026 | 8.6 | |
| Travelers | Siebert Insurance Agency | 520 Gravois Rd, Fenton, MO, 63026 | 8.7 | |
| Travelers | Siebert Insurance Agency | 558 Gravois Road Suite 200, Fenton, MO, 63026 | 8.6 | |
| State Farm | Greg Rollins | 17 Stonegate Shopping Ctr, Manchester, MO, 63088-1215 | 9.9 | |
| Farmers | Brian Hermann | 120 N Central Ave, Eureka, MO, 63025 | 5.9 | |
| Travelers | Star Insurance Agency Inc | 8 The Pines Ct, St Louis, MO, 63141 | 17.2 | |
| Allstate | Lisa M. Clemente | 110a Holloway Rd, Ballwin, MO, 63011 | 11.1 | |
| Allstate | Michael Cassara | 536 Old Smizer Mill Rd, Fenton, MO, 63026 | 8.3 | |
| State Farm | Tom Grate | 2113 Bentley Plz, Fenton, MO, 63026-2124 | 7.8 | |
| Farmers | Paul Juergens | 647 Fisher Dr, Sullivan, MO, 63080 | 36.3 |
Compare Rates for High Ridge, MO Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Missouri | $145,400 | $1,084 | $790 | $1,530 | $740 |
| Jefferson County, MO | $154,100 | $1,030 | $750 | $1,460 | $710 |
| High Ridge, MO | $145,600 | $911 | $650 | $1,290 | $640 |
| Lafayette, MO | $290,800 | $1,012 | $720 | $1,430 | $710 |
| Maplewood, MO | $167,200 | $810 | $560 | $1,120 | $560 |
| Defiance, MO | $270,000 | $1,371 | $950 | $1,890 | $940 |
| Breckenridge Hills, MO | $73,800 | $847 | $580 | $1,180 | $600 |
| Spencer Creek, MO | $168,700 | $813 | $560 | $1,130 | $570 |
| Stookey, IL | $124,100 | $672 | $460 | $930 | $470 |
| Hazelwood, MO | $110,400 | $824 | $600 | $1,160 | $560 |
| Marthasville, MO | $135,300 | $1,056 | $710 | $1,470 | $760 |
| St. Paul, MO | $294,200 | $1,432 | $1,030 | $1,990 | $960 |
| Lenzburg, IL | $153,200 | $796 | $540 | $1,100 | $560 |
Research Home Insurance Companies Reviews in High Ridge, MO Before Buying | Back to Top
Share a review on your home insurance company
Allstate Home Insurance Reviews
Date: January 17, 2019 Age: 40 to 49 Gender: Male Marital Status: Unmarried
Premium
The premium and deductible seem to be on par with any other large insurance company. I have nothing to complain about.
Date: November 12, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
Customer Service
the customer service is a-one. we are always immediately answered and all our questions seem to be important to our agent. nothing is too ridiculous for him to take time with us.
Liberty Mutual Home Insurance Reviews
Date: November 20, 2018 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Policy Offerings
I do not check my offerings as much as I should, but the last time I looked, it was comparable to other companies' offerings. I am overall satisfied,but ther emay be something better out there.
State Farm Home Insurance Reviews
Date: March 06, 2019 Age: Above 60 Gender: Female Marital Status: Unmarried
Policy Offerings
I have looked into other insurance providers home insurance policies and they are below or in comparison with State Farm policies.