Gavop's guide to buying homeowners insurance in Armstrong County, PA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $41,500 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $87,000 | $80,000 | $75,000-$100,000 |
| 3 Bedroom | $148,000 | $130,000 | $150,000-$175,000 |
| 4 Bedroom | $115,000 | $110,000 | $100,000-$125,000 |
| 5 Bedroom | $253,500 | $230,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$157 | $667 |
| Superior Protection Discount | -$74 | $750 |
| Fire & Security Discount | -$91 | $733 |
| Hail Resistant Roof Discount | -$16 | $807 |
| Newly Constructed Home Discount | -$181 | $643 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Armstrong County | $700 | $814 | $1,514 | $592 | $1,292 | $222 |
| Armstrong County, PA | $1,000 | $814 | $1,814 | $592 | $1,592 | $222 |
| Cadogan, PA | $300 | $497 | $797 | $361 | $661 | $136 |
| Kiskimere, PA | $2,000 | $496 | $2,496 | $360 | $2,360 | $136 |
| Armstrong, PA | $200 | $675 | $875 | $490 | $690 | $184 |
| Allegheny, PA | $2,000 | $680 | $2,680 | $494 | $2,494 | $186 |
| Westmoreland County, PA | $200 | $666 | $866 | $484 | $684 | $182 |
| Millvale, PA | $1,000 | $506 | $1,506 | $368 | $1,368 | $138 |
| West View, PA | $500 | $597 | $1,097 | $434 | $934 | $163 |
| West Carroll, PA | $2,500 | $473 | $2,973 | $344 | $2,844 | $129 |
| Dale, PA | $100 | $388 | $488 | $282 | $382 | $106 |
| Belmont, PA | $1,000 | $625 | $1,625 | $454 | $1,454 | $171 |
| Home Insurance Company Armstrong County, PA | Homeowners Insurance Agency Armstrong County, PA | Address | Popularity Score | Distance from Armstrong County (miles) |
|---|---|---|---|---|
| State Farm | Andrew Laddusaw | 121 N Mckean St, Kittanning, PA, 16201-1567 | 2.9 | |
| Erie | John F Sebak Agency | 1601 Freeport Road, Natrona Heights, PA, 15065 | 19.2 | |
| State Farm | Jessica Rand | 4688 Clairton Blvd, Pittsburgh, PA, 15236-2114 | 41.6 | |
| Travelers | John F Graff Agency | 213 Market St, Kittanning, PA, 16201 | 2.9 | |
| Travelers | Mcbride-Shannon Insurance | 125 North Mill St, New Castle, PA, 16101 | 47.9 | |
| Erie | White Insurance Agency | 433 W Main Street, Mount Pleasant, PA, 15666 | 46.0 | |
| Allstate | Jeff Gehm | 229 Portersville Rd # 8, Ellwood City, PA, 16117 | 42.0 | |
| State Farm | Denny D'Orazio | 5964 Steubenville Pike, Mckees Rocks, PA, 15136-1315 | 43.7 | |
| State Farm | Darrick Huber | 570 Locust St, Saint Michael, PA, 15951 | 49.2 | |
| State Farm | Nancy Zacherl | 150 Pittsburgh St, Saxonburg, PA, 16056-9550 | 18.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Pennsylvania | $170,500 | $745 | $540 | $1,070 | $530 |
| Armstrong County, PA | $98,600 | $824 | $570 | $1,160 | $590 |
| Armstrong County, PA | $98,600 | $824 | $580 | $1,130 | $550 |
| Cadogan, PA | $66,800 | $503 | $350 | $690 | $340 |
| Kiskimere, PA | $66,300 | $502 | $360 | $720 | $360 |
| Armstrong, PA | $139,000 | $683 | $460 | $980 | $520 |
| Allegheny, PA | $167,900 | $688 | $490 | $940 | $450 |
| Westmoreland County, PA | $144,900 | $674 | $490 | $920 | $430 |
| Millvale, PA | $69,600 | $512 | $370 | $710 | $340 |
| West View, PA | $123,600 | $605 | $410 | $830 | $420 |
| West Carroll, PA | $59,100 | $479 | $350 | $680 | $330 |
| Dale, PA | $33,900 | $393 | $290 | $560 | $270 |
| Belmont, PA | $115,800 | $633 | $420 | $880 | $460 |